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  • FIRST POST
    • apple muncher
    • By apple muncher 28th Dec 19, 9:55 AM
    • 9,794Posts
    • 75,144Thanks
    apple muncher
    NST January 2020: A Turtle Quest
    • #1
    • 28th Dec 19, 9:55 AM
    NST January 2020: A Turtle Quest 28th Dec 19 at 9:55 AM
    NST January 2020: A Turtle Quest

    For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers, reach the end of the month with money in the bank. Your quest is personal to you.

    You choose your own cape and mask, costume and accessories.


    Who are the turtles?

    We don’t care where you came from, only where you’re going.

    We don’t care where you came from or how you got here, as we all have different backgrounds, genetics, social status, and commitments. Like creating a random character in a role-playing game, we were all “dealt a hand” that we had absolutely no control over—it’s now up to us to play that hand to the best of our ability.

    Our awesome group of turtles push each other to level up our lives.

    The past is just that: the past. Today can be the first day of the rest of your life if you truly believe that.

    We quest with conviction and intelligence

    When questing, we have a plan for what we’re going to do, and we know how hard we need to push ourselves to be better than the day before. When setting life goals, we have a plan for what we’re going to do, and what needs to be accomplished in order for us to make progress. Then, we do it.

    We plan out what kind of superhero we want to be, pick our own super power, and work every day toward becoming that hero. Those who are willing to dedicate themselves to the cause will get results. Settling is not an option.

    No turtle gets left behind. We are all in this together and we’re here to support each other and be accountable to each other.

    We question everything

    The forum exists to open our minds to a world in which the impossible is possible. One day, you can pay off that debt/mortgage, lift that weight, run that mile, lose those extra pounds, live more sustainably. We question conventional wisdom and social norms and “because that’s how it’s always been done” tricks us into living lives of complacency. Turtles don’t do complacency.

    We know there is TONS of snakeoil out there, and we don’t fall for their marketing hype. We find our own path. It’s up to us to take what we’ve learned, question it, and find a way to apply it to our lives.

    We take care of business

    If you’re a family person, you show up at your kid’s sports games instead of staying late at work. If you’re a gamer, keep gaming. We all have things we love in life, things that are important to us, that make us who we are. As long as these things aren’t detrimental to our health, then we keep doing them. We also have obligations to our families, employers, and friends—we do what we say and we say what we do.

    We take pride in ourselves.

    We refuse to blame our situation on the government, the weather, genetics, global warming, the economy, parents, etc. We don’t expect anything to be handed to us; we are not owed anything by anybody. In fact, it’s our responsibility as humans to live the best life possible. We need to save ourselves and be our own heroes.

    We want to be better husbands, wives, fathers, mothers, sons, daughters, people. We know it’s going to take a lot of hard work and determination to get there. The more daunting the task, the sweeter the victory.

    We welcome the challenge:

    Question everything. Yep, every single thing. Your habits, routines, reactions, plans... But not so much that your head explodes…
    Ugly, unloved or unused = it goes out of your house to be beautiful, loved and used elsewhere.
    Exercise your mind and body. We don’t have to do it; we get to do it.
    Savings (not sales, as I presume you have side-stepped around them unless you had planned and budgeted for something). Where can you save? Money. Time. Stress and anxiety. Waste. Plastic.
    Thankfulness. Let's look at what we have and be grateful for it.



    PS
    Questors never fail. Never. They may trip up or fall down, but they get up again, dust themselves down and get back on the horse to keep on towards their goal.


    The non-negotiables:
    • The quest runs through all of January. There are other challenges out there for the year ahead, this is simply a focus for January.
    • 16 NSDS minimum. You can keep an NSD if you ONLY buy reduced items, fuel or medical items, or if it’s a random payment that you cannot plan for (but you CAN set the money aside) or weekly activities that have to be paid in cash (again, set the money aside in an envelope at the start of the month)
    • Budget. Everything. Food. Travel. Socialising. Hobbies. Bills. Savings. School/work stuff. Birthdays. IN ADVANCE.
    • Post at least three gratitudes daily please. We like to hear what you are thankful for.
    • Give. Money, time, food. There are others out there who need you! And look after yourself too.
    Who will join me for a month of questing?
    ETA the inspiration for this challenge came from reading nerdfitness.com, a great site for nerds who like fitness.
    Last edited by apple muncher; 30-12-2019 at 10:17 AM.
    NST Jan Questor #1; NSD 6/15; Ex 9/21; remove items 72; 0 bagfuls (51)

    Mortgage £3,000 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
Page 16
    • Siebrie
    • By Siebrie 15th Jan 20, 3:02 PM
    • 1,766 Posts
    • 26,625 Thanks
    Siebrie
    Mothernerd, the bed you describe reminds me of the bed Charlie's four grandparents slept in (he of the chocolate factory).
    Wombabeluba 2020! € 19,15 = £ 16.37
    2019's wi-wa-wombles € 2.244,20 = £ 1,909.46
    Wombling to wealth 2018 € 972,97 = £ 879.54
    Still a womble 2017 #25 € 7.116,68 = £ 6,309.50
    Wombling Free 2016 #2 € 3.483,31 = £ 2,969.05
    • greent
    • By greent 15th Jan 20, 5:02 PM
    • 8,357 Posts
    • 84,688 Thanks
    greent
    9-15 - oops......
    Ugly, unloved or unused = - looking to achieve 2020 things out in 2020 (5.5 items/ day) - current tally 175/ 2020
    • 16 NSDS minimum. 6
    • Post at least three gratitudes daily please. We like to hear what you are thankful for. the rain holding off for my 1hr 10 min round trip walk to collect DS3 from school - it hammered it down about 5 mins after we got home!, the tow truck guys saying that I didn't have to go with them (and my car) to the garage - saving me a walk home from the garage (around 45min) in the rain, getting some thing sorted/ recycled/ binned
    • Give. Money, time, food. There are others out there who need you! And look after yourself too. - DONE

    MIA for a few days. Kitchen lights kept tripping electrics on Sunday so we have a gloomy kitchen - got a lovely local electrician out to them yesterday and several of the cables in the loft space had burned through Upshot was a £130 invoice for yesterday (took 4 hours to find faults and leave it safe, if not fixed = we have lights dangling out of the kitchen ceiling and several removed) and we need new lights which looks like a new ceiling (and new coving and painting.... and the removal of some cupboards to enable this to happen....) as we had non-standard (ie large) lights before and the plasterboard has also been burned by the dodgy lights and just crumbles away.... Also need a new fuseboard - if we had a newer style one it would likely have picked up the issue before this - and he will inspect the electrics elsewhere in the house at the same time (package deal and well worth it - we are aware we have dodgy electrics in places....) Dread to think of the cost but the fuseboard/ inspection part alone is £520 - without fixing any faults (except minor ones) that may be found.... and the removal of the ceiling and a new one an painting and new coving will be another large expense..... sigh.....

    And we still have a broken dishwasher (for more than a month now...) - think I'll hold off on buying a new one with the electric expenses AND my car...… decided to 'die' whilst driving off the drive this morning so it's in the garage - am awaiting the cost of replacing the engine cooler thermostat thing..... ho hum....

    However, we have a stash of cheap choc oranges still in the house - and Silent Witnesss is on tv tonight
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/19 £48986 2020 OPs (#18) £450/5K
    Net sales 2020 £15.88/£500 Decluttering: 275/2020
    • GoingToDoIt
    • By GoingToDoIt 15th Jan 20, 5:37 PM
    • 490 Posts
    • 3,603 Thanks
    GoingToDoIt
    Spends day today. I bought a medicine, then to celebrate payday I burned through £5.96 at Mr L’s on store cupboard items.
    Usually if I’m at work I have a rule with Mr L’s, to “buy two” because the stock can be a bit variable and the queues are long! But as I’m off now, I just bought one of each I needed.

    Happy that over last 2 weeks I have only spent £10 on fares, although I will now need to buy another pass to use in hometown, and a return ticket to come back and no doubt various other fripperies such as food. Well, at least I have it there to dip into I suppose!
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
    • mothernerd
    • By mothernerd 15th Jan 20, 6:39 PM
    • 3,208 Posts
    • 34,898 Thanks
    mothernerd
    Can't compete with f0xh0les productivity but I have sorted out my bedside trolley. I have a small plastic box (won't go in plastic recycing so will have to keep using it) containing my pills and there instructions. This is sitting inside a metal tin (one of DS3's old Yu-gi-oh card tins - very useful size) with medicine creams, vicks, inhalers, antiseptic wipes and nail scissors/ files/tweezers and the like.



    The tin is inside a small plastic basket which has larger tubes of cream (antiseptic and mousturising - several of them all upended to let the remaining contents drip down ) bandages and an unused USB flash drive. All around in all the slots between the different containers are pens and pencils (use ups), a card reader for pinsentry, 2 comb, old and new passport, numbers for replacement inks for the printer, shoelaces and glasses cloths.


    Now it's been repacked properly, this takes up just under half of the top shelf / tray of my bedside trolley. I also found £1-11, £1-20 and, hidden amongst the sequins, a 20p piece (all into the 366 penny tin). If I keep this up I will be a millionaire by the end of the week (still don't think there will be much more - may be 3p on the kitchen table).


    I had cheese spread on ys buns again but have just microwaved 3 small lumps of cooking bacon and opened a tin of pineapples to go with them. No spends today so NSD 8, I think.. Loaded the dishwasher whilst the bacon cooked (not set it off as there is still a small space and the cutlery drawer is empty so worth a trawl round to see where they have hidden it all).


    Today I am grateful for a rest, a shower and easy food from the cupboard (and finding money, lots and lots of pennies).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Jan No 26 No Debt No mortgage
    • abundant1972
    • By abundant1972 15th Jan 20, 6:55 PM
    • 1,297 Posts
    • 10,042 Thanks
    abundant1972
    Good evening!

    Totally cream crackered tonight. Being around lots of people just drains my battery! Quiet evening in though and an early night I think...

    Today I am grateful for:

    1) A visit from an old colleague at work and some lovely cake!
    2) My sofa, warm throw and dressing gown!
    3) Streaming TV (again!)

    Yet another NSD; Today = NSD 11

    My trick is taking all my cards out of my wallet except for when I go shopping. Forgot the other day and caused chaos at the 'debit/credit card only' till with bags of shopping scanned and a queue of people... and then... erm... oops!!! That'll teach me for breaking my own rules!!!

    Have a good evening folks x
    Current Debt (0% Interest) = £3975.00
    Follow your heart & be true to yourself always
    Rainy Day Fund = £10.00 : EF = £2050.00/£4500.00
    NST : NSD=14/16 : Food & Spends W/C 27/01/20 =£4.78/£30.00
    Gym : 1/3 Sessions
    • crazy_cat_lady
    • By crazy_cat_lady 15th Jan 20, 7:47 PM
    • 5,346 Posts
    • 48,135 Thanks
    crazy_cat_lady
    I am checking in just to say I'm still here, but I'm on my way to bed. I'm still not sleeping and I'm very stressed and grumpy today, which I don't want to just sit and moan about on here. My brain hurts and I literally did 11 hours today without any sort of break. So now I'm showered and ready for bed I'm going to watch the telly up there and then hopefully sleep a little better.
    Not a nsd today as I've done an online grocery order for the week ahead.
    NST January #10 NSD = 10 Pay all your debt off by 2020 #56 £832.98/£10000
    • x_raphael_xx
    • By x_raphael_xx 15th Jan 20, 8:29 PM
    • 3,759 Posts
    • 19,825 Thanks
    x_raphael_xx
    Oops, sorry for no updates, been tired and busy!


    My NSD & savings plans have had a hiccup. I have decided to get braces to fix my teeth. I've been getting more and more selfconsious about my wonky front tooth, and its slowly working its way wonkier and more obvious. The initial appointment cost £50, the next appointment with xrays etc will be £150, and overall the treatment will cost £3700 (the cheapest option!)
    I have £1700 in savings, and bf has kindly offered to loan me the rest from his inheritance, which will save me credit repayment fees and give me a little more flexability.
    The credit option at the dentist wanted monthly repayments of £160-£200. I'm planning on paying bf minimum of £100, more if I can. This will help if I have a short month.

    Back to work this week (boo hiss). I've still been working on the Minimalist challenge, I've been posting update videos to facebook, and people have been asking for my junk, so that gets rid of that!
    Bf has also found the decluttering bug, got home the other day to find 2 shelves of DVDs gone.


    Question everything: - Your habits :- Sax Practice. - Been slacking on this, I do have a 4 hour band practice tomorrow.
    Ugly, unloved or unused - Minimalist Challenge. Day 15 - 15 Magazines.
    Exercise your mind and body. Did a 10k race on Sunday, and boxing class today.
    Savings.
    Thankfulness. 1) Thankful for happy memories. 2) Thankful for the new recliner seats in the cinema. 3) Thankful for family & friends.

    16 NSDS minimum. 12/31 NSD.

    Give. Money, time, food.
    Debt Free as of 17/01/2009 Turtle Power!!
    Jan NSD's - 12/31 / EF Challenger #3 £1138.72/£5000
    • DawnW
    • By DawnW 15th Jan 20, 9:47 PM
    • 5,977 Posts
    • 47,794 Thanks
    DawnW
    Evening all
    Goodness Greent, what a nightmare with your kitchen lights
    Hope you feel better soon Mothernerd
    And wishing you a good night's sleep CCL


    Question everything: - Decided to bite the bullet and buy a new laptop instead of paying for yet more repairs
    Ugly, unloved or unused - Nothing today, though I have been doing quite well with this
    Exercise your mind and body. Walked to the post office today for free exercise and to save fuel. It is a couple of miles there and back, so worthwhile for an old thing like me Also did a little gardening before getting rained off.
    Savings. I see in Martin's email that the Santander 123 account is dropping its interest rate and cash back rates. I have been using one of these as a savings account, so will have to rethink
    Thankfulness. Thankful for not getting drenched walking into town and back this morning, free food from the garden (dug the remaining leeks and an enormous parsnip), and having enough.
    16 NSDS minimum. Still on 6 / 16 NSDs, spendy this week due to ordering the new laptop. My current, old one now needs a new battery, and will need a new wireless thingummy any time now. I spent £120 getting several other issues fixed back in November, so decided no more Anyway, I used money from savings, not credit, got a good deal in the sales and remembered to go through quidco to get a little bit of cash back. Also had to renew OH's passport. Really need a NSD tomorrow!
    Give. Money, time, food. I have done my food bank donation for this month

    • lcc86
    • By lcc86 15th Jan 20, 10:20 PM
    • 1,220 Posts
    • 5,640 Thanks
    lcc86
    raphael I completely understand the teeth/self-consciousness thing, I'm in the middle of having braces too. Not very MSE or very frugal but sometimes if it makes you feel good about yourself and less self-conscious it's worth it.

    NSD number 8 here. Had a really rubbish sleep with back pain last night. Decided before I went to bed to renew my subscription to a back pain/CBT app. I used it for a couple of months last year and am at the point where I think I need it again sadly. Got up and took some pretty strong painkillers on an empty stomach without thinking, then spent most of the morning feeling sick as a dog (I never normally have breakfast until about 11 while I'm at work). Finally wore off at about midday.

    Work has been okay, keeping me busy, although I did dream about work last night which didn't help with the sleep! So an early night tonight, going to go through a couple of exercises on the app before bed too. Gym in the morning before an exceedingly long day at work tomorrow. Roll on Saturday!
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    Trying to enjoy moments not things!
    • Deni debt-free dreamer
    • By Deni debt-free dreamer 15th Jan 20, 10:54 PM
    • 351 Posts
    • 3,526 Thanks
    Deni debt-free dreamer
    Hi all
    I achieved another NSD today so now at 6/16.
    Been to self employment and got free lunch. Then went to exercise class but I had prepaid for course of 6.
    Got early start and long day tomorrow so just a quick update from me.
    Gratitudes:
    Free lunch
    Meeting finished early so got home in daylight and avoided rush hour traffic
    Inspiring exercise teacher
    Hot water bottle and brushed cotton bedding
    Nite nite
    Deni
    x
    Pay ALL your debt off by Xmas 2020 #96
    Total CCs £0.00/3,550

    £2 savers club 33

    NST Jan Questor #24
    • CJRyder
    • By CJRyder 16th Jan 20, 12:03 AM
    • 85 Posts
    • 374 Thanks
    CJRyder
    Yesterday and today were both NSDs. 9/16! Only 5 more to go...


    Today I am thankful for Netflix & Prime, the versatility of lentils and that Little Turtle likes them too!
    £136.39/£2900 saved. January NSD = 13/16. Turtle 31!
    AFD = 14/130 January AFD = 14/16
    • dolly84
    • By dolly84 16th Jan 20, 9:38 AM
    • 5,033 Posts
    • 46,348 Thanks
    dolly84
    f0xh0les - wellies and snow boots are very generous in sizing compared to shoes and also a bit shapeless which may account for the size differences.


    raphael/lcc86 - braces are so expensive especially the Invisalign ones, I was so glad DD qualified for free ones, they were the old fashioned metal type but she didn't care, she's had them off a year now and her teeth look lovely, she does have to wear retainers at night.


    Had a very strange dream last night about being lost in the countryside in Norfolk. Woke up and laid there for a while thinking I had woken up super early, checked my phone and it was 7.40 am, I get up at 6.45 am, well you can imagine the speed I got up. DD was just finishing her makeup and told me she thought we were up, despite the complete silence, much arguing followed.



    The end of our road is being dug up for the third time in a year, we have a 4 way light on, it is crazy, I have to come through 4 times a day just to do the school run, it is adding about an hour travelling to my day so I am sending the kids on the bus in the mornings from tomorrow, they don't know yet. Need to get some bus fare so will call at the Post Office for that.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.


    Fashion on the Ration 12/66
    • f0xh0les
    • By f0xh0les 16th Jan 20, 10:18 AM
    • 2,842 Posts
    • 26,562 Thanks
    f0xh0les
    Kitchen lights kept tripping electrics on Sunday so we have a gloomy kitchen - got a lovely local electrician out to them yesterday and several of the cables in the loft space had burned through

    and we need new lights which looks like a new ceiling (and new coving and painting.... and the removal of some cupboards to enable this to happen....)

    Also need a new fuseboard - if we had a newer style one it would likely have picked up the issue before this - and he will inspect the electrics elsewhere in the house at the same time (package deal and well worth it - the fuseboard/ inspection part alone is £520 - without fixing any faults (except minor ones) that may be found....

    and the removal of the ceiling and a new one an painting and new coving

    And we still have a broken dishwasher (for more than a month now...) -
    AND my car...… decided to 'die' whilst driving off the drive this morning so it's in the garage -
    Originally posted by greent

    Flippin' Eck greent, do you not understand the concept of ' one thing at a time'?? At least now you know, you won't come home and find your house on fire, or worse, it is annoying and will be spendy but will also be safe. Have you checked your home insurance? Bet you have already, I would recommend face first choc orange troughing after a few days like that. Circular therapy.


    I want a magic money bed like mothernerds!
    All my motivation for cleaning and tidying has bu66ered off overnight. I had weird dreams last night..... I was looking for insurance for the palm trees I had bought for some Palm Tree themed party I was having.... woke up with a what?????

    According to the dream nonsense peoples:

    Palm in the dream is a symbol of power and prosperity, often in a dream it predicts victory. ...means the solution of all problems that plague you. You just need some time in order to organize the thoughts and ideas.
    Or elsewhere ...
    Your attempts to carry out a delusional and hopeless project, in the opinion of most of those around you, will end in incredible success - (all my projects are considered delusional in this house)

    OR I might just fancy a coconut biscuit, or coconut macaroon, or madeleine....... or maybe I need a houseplant.
    Last edited by f0xh0les; 16-01-2020 at 10:36 AM.
    MFW#65 5/16 £118,3 10/17£109,4 12/17 £108,85/18£106,9 6/18£105,9, 8/18£103,9 9/18£102,9 10/18£101,9 11/18£101,3 12/18£100,7 1/19 £99,999 1/3 £98,91/4 £98,5 1/5 £97,9 1/6 £97,5 1/8 £96,5 1/9 £95,9.1/10 £95,51/11£94,999.99L&C Referal code- https://referme.to/GNNHtJo
    • x_raphael_xx
    • By x_raphael_xx 16th Jan 20, 5:32 PM
    • 3,759 Posts
    • 19,825 Thanks
    x_raphael_xx
    raphael/lcc86 - braces are so expensive especially the Invisalign ones, I was so glad DD qualified for free ones, they were the old fashioned metal type but she didn't care, she's had them off a year now and her teeth look lovely, she does have to wear retainers at night.
    Originally posted by dolly84
    These aren't even the invisalign ones! These are the cheapest 'face full of wires' version. I should have had them as a kid really.

    raphael I completely understand the teeth/self-consciousness thing, I'm in the middle of having braces too. Not very MSE or very frugal but sometimes if it makes you feel good about yourself and less self-conscious it's worth it.
    Originally posted by lcc86
    Funny thing is I know I'm not gunna be self-conscious of the braces themselves. I'm hoping it will improve my saxophone playing too, I tend to bite down funny on my mouthpiece.


    Question everything: - Your habits :- Sax Practice. - Off to band practice in a minute, 4 hour session!
    Ugly, unloved or unused - Minimalist Challenge. Day 16 - 16 Xbox games.
    Exercise your mind and body. No time for anything today!
    Savings.
    Thankfulness. 1) Thankful for being able to work on my own today, so peaceful. 2) Thankful for bf being on board with the declutter, we've been through the kitchen cupboards today. 3) Thankful for my raincoat for my walk home from break.

    16 NSDS minimum. 13/31 NSD.

    Give. Money, time, food.
    Debt Free as of 17/01/2009 Turtle Power!!
    Jan NSD's - 12/31 / EF Challenger #3 £1138.72/£5000
    • Dizzy Imp
    • By Dizzy Imp 16th Jan 20, 5:38 PM
    • 2,382 Posts
    • 22,719 Thanks
    Dizzy Imp
    Evening everyone!

    Not been posting much as I've not really had anything to report except NSDs. Yesterday was number 11/16. Didn't get another today as I did an online order for deliver tomorrow from Mr T. I've been meal planning, trying to use up stuff in the freezer and fridge and they both look much depleted now, which seems to worry me, strangely. Not really sure why.

    I'm still working on getting all the snagging finished for the dining room and I'm really pleased with the results, although I've ruined a T shirt with linseed oil (it was old and slightly too snug, so no biggie). I noticed that my succulent plants are on their last legs - I don't have green fingers at all - so will look at getting something else green once all the work is finished.

    Grateful for a quiet day for my stint at breakfast club this morning, for having topped up my Parent Pay account when I had some spare pennies, so the boys could have school lunches today (no bread for sandwiches) and for the chance to catch up on Silent Witness on BBC iplayer
    • dolly84
    • By dolly84 16th Jan 20, 5:41 PM
    • 5,033 Posts
    • 46,348 Thanks
    dolly84
    Wow raphael those are expensive. When DS had a quote for them it was just to move one tooth (this was why he didn't qualify for free ones) but he would have needed the full lot top and bottom and we were quoted £2500 which I thought was madness.



    Have done quite a bit of cleaning today, walked the dog in the wind and rain, made black bean soup for tea, decluttered quite a few things and consolidated my huge toiletry stash into a smaller area. DH picked the kids up from school which was bliss for me, am planning on having an epsom salt bath later to ease a muscle strain in the hope I have a better run tomorrow.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.


    Fashion on the Ration 12/66
    • MediumDino
    • By MediumDino 16th Jan 20, 5:42 PM
    • 25 Posts
    • 209 Thanks
    MediumDino
    Another NSD yesterday for 6/16, slowly making my way through. I remembered to bring lunch in to work today which helped, so today should be NSD too.

    *Dolly* I ordered a single box of that toilet paper twice and then decided to go for the subscription. You can choose how frequently they come and adjust each individual box as well if necessary.
    Now I can't run for the foreseeable future, I have signed up to volunteer at Junior Parkrun. Hopefully that will go well and I can continue on with that.
    NST January Turtles number 25
    • mothernerd
    • By mothernerd 16th Jan 20, 6:22 PM
    • 3,208 Posts
    • 34,898 Thanks
    mothernerd
    I was going to attempt a NSD by walking to the doctor's and back to get my prescription, but it took me half an hour to recover after having a shower so little bus for me. I loaded the walker up with a large (very heavy) bag of donations and put those in the cs bin at the library at the same time as returning a book.


    I bought a can of drink and a chocolate bar at the corner shop as I couldn't carry drink bottles from home on top of the other things. I did well at the doctor's and pharmacy, put my empty drink can in their recycling bin and got off at the stop before my normal one. It's not really any further from my house but called in at little Arseda to drop off old batteries and did a little shop.


    50p ys sandwich, 39p ys bag of cross buns, 2 large yoghurts, more drink (non- caffeinated, they were out earlier in the week). Not terribly healthy but easy to prepare and swallow. I will go and recline (but not go into a decline) on the naughty chaise longue.


    The magic money bed isn't producing the money itself. I tend to drop change into the bottom of whichever bag I'm using whilst shopping. Mum pays me for taxi fares on the days I go to her house but usually a £10 or £20 note to last several days. If I'm using the same bag a lot (small jute bag for life) then I just scrabble in the bottom of the bag for taxi fares. If I've used several bags I try to move the change when I'm emptying the bag - mostly onto the bedside trolley or the wooden tray which I use for my CPAP machine. Obviously smaller coins will slip between the pills and other small items on there (trying to avoid standing or sitting on pins, screws and other painful objects).


    I did a proper tidy before Christmas and rooted out things that were under the bed etc, so there won't be much to find. Quite pleased with what I have found. Did more tidying yesterday evening (seem to get a bit brighter after 6pm) and have lots more list sorting to do. I may even get round to using the notice board I made months ago.


    Today I am grateful for helpful, polite builders working on the town hall building, for prompt and efficient buses, doctor's receptionist and the pharmacy staff and for getting things out of the house (one bag at a time da da dah).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Jan No 26 No Debt No mortgage
    • CJRyder
    • By CJRyder 16th Jan 20, 9:06 PM
    • 85 Posts
    • 374 Thanks
    CJRyder
    NSD 10/16 here! Today I'm thankful for cooking abilities, a wonderful set of pans and snuggling with the family.
    £136.39/£2900 saved. January NSD = 13/16. Turtle 31!
    AFD = 14/130 January AFD = 14/16
    • crazy_cat_lady
    • By crazy_cat_lady 16th Jan 20, 9:54 PM
    • 5,346 Posts
    • 48,135 Thanks
    crazy_cat_lady
    Bagged a much better nights sleep so feeling more human albeit still very busy. I'm hoping for more of the same tonight.
    Also bagged a nsd which is a small victory, but I will definitely take it.
    I have my next court date through. It might be the last one - you never know.
    NST January #10 NSD = 10 Pay all your debt off by 2020 #56 £832.98/£10000
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