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  • FIRST POST
    • apple muncher
    • By apple muncher 28th Dec 19, 9:55 AM
    • 9,786Posts
    • 75,101Thanks
    apple muncher
    NST January 2020: A Turtle Quest
    • #1
    • 28th Dec 19, 9:55 AM
    NST January 2020: A Turtle Quest 28th Dec 19 at 9:55 AM
    NST January 2020: A Turtle Quest

    For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers, reach the end of the month with money in the bank. Your quest is personal to you.

    You choose your own cape and mask, costume and accessories.


    Who are the turtles?

    We don’t care where you came from, only where you’re going.

    We don’t care where you came from or how you got here, as we all have different backgrounds, genetics, social status, and commitments. Like creating a random character in a role-playing game, we were all “dealt a hand” that we had absolutely no control over—it’s now up to us to play that hand to the best of our ability.

    Our awesome group of turtles push each other to level up our lives.

    The past is just that: the past. Today can be the first day of the rest of your life if you truly believe that.

    We quest with conviction and intelligence

    When questing, we have a plan for what we’re going to do, and we know how hard we need to push ourselves to be better than the day before. When setting life goals, we have a plan for what we’re going to do, and what needs to be accomplished in order for us to make progress. Then, we do it.

    We plan out what kind of superhero we want to be, pick our own super power, and work every day toward becoming that hero. Those who are willing to dedicate themselves to the cause will get results. Settling is not an option.

    No turtle gets left behind. We are all in this together and we’re here to support each other and be accountable to each other.

    We question everything

    The forum exists to open our minds to a world in which the impossible is possible. One day, you can pay off that debt/mortgage, lift that weight, run that mile, lose those extra pounds, live more sustainably. We question conventional wisdom and social norms and “because that’s how it’s always been done” tricks us into living lives of complacency. Turtles don’t do complacency.

    We know there is TONS of snakeoil out there, and we don’t fall for their marketing hype. We find our own path. It’s up to us to take what we’ve learned, question it, and find a way to apply it to our lives.

    We take care of business

    If you’re a family person, you show up at your kid’s sports games instead of staying late at work. If you’re a gamer, keep gaming. We all have things we love in life, things that are important to us, that make us who we are. As long as these things aren’t detrimental to our health, then we keep doing them. We also have obligations to our families, employers, and friends—we do what we say and we say what we do.

    We take pride in ourselves.

    We refuse to blame our situation on the government, the weather, genetics, global warming, the economy, parents, etc. We don’t expect anything to be handed to us; we are not owed anything by anybody. In fact, it’s our responsibility as humans to live the best life possible. We need to save ourselves and be our own heroes.

    We want to be better husbands, wives, fathers, mothers, sons, daughters, people. We know it’s going to take a lot of hard work and determination to get there. The more daunting the task, the sweeter the victory.

    We welcome the challenge:

    Question everything. Yep, every single thing. Your habits, routines, reactions, plans... But not so much that your head explodes…
    Ugly, unloved or unused = it goes out of your house to be beautiful, loved and used elsewhere.
    Exercise your mind and body. We don’t have to do it; we get to do it.
    Savings (not sales, as I presume you have side-stepped around them unless you had planned and budgeted for something). Where can you save? Money. Time. Stress and anxiety. Waste. Plastic.
    Thankfulness. Let's look at what we have and be grateful for it.



    PS
    Questors never fail. Never. They may trip up or fall down, but they get up again, dust themselves down and get back on the horse to keep on towards their goal.


    The non-negotiables:
    • The quest runs through all of January. There are other challenges out there for the year ahead, this is simply a focus for January.
    • 16 NSDS minimum. You can keep an NSD if you ONLY buy reduced items, fuel or medical items, or if it’s a random payment that you cannot plan for (but you CAN set the money aside) or weekly activities that have to be paid in cash (again, set the money aside in an envelope at the start of the month)
    • Budget. Everything. Food. Travel. Socialising. Hobbies. Bills. Savings. School/work stuff. Birthdays. IN ADVANCE.
    • Post at least three gratitudes daily please. We like to hear what you are thankful for.
    • Give. Money, time, food. There are others out there who need you! And look after yourself too.
    Who will join me for a month of questing?
    ETA the inspiration for this challenge came from reading nerdfitness.com, a great site for nerds who like fitness.
    Last edited by apple muncher; 30-12-2019 at 10:17 AM.
    NST Jan Questor #1; NSD 6/15; Ex 9/21; remove items 72; 0 bagfuls (51)

    Mortgage £3,000 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
Page 15
    • apple muncher
    • By apple muncher 13th Jan 20, 7:44 PM
    • 9,786 Posts
    • 75,101 Thanks
    apple muncher
    Today I am grateful for dd having an awesome bday, for phone calls from her big sis and my big sis, for a good day at work myself, for a parking space near the hosp for my bloods, for easy driving, for plenty of walking, for not getting too soggy, for discovering tonight about the history hwk due tomorrow and not in the morning...
    NST Jan Questor #1; NSD 6/15; Ex 9/21; remove items 72; 0 bagfuls (51)

    Mortgage £3,000 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
    • mothernerd
    • By mothernerd 13th Jan 20, 8:30 PM
    • 3,207 Posts
    • 34,881 Thanks
    mothernerd
    I have a fully functioning plumbing and drainage system. Have just had a shower and will set the dishwasher and washer going later. Finally bit the bullet and trawled through the firms trying to get one that was local. They gave me the price up front and took my card details.



    It was two problems not one and it was truly disgusting - I would never have fixed it in a hundred years. Cost £131 altogether plus the £47 I've already spent on bits of kit and a small fortune in various unclogging materials. I've just had a sit on the stool shower (the other two are going to have baths) and I feel wonderful.


    Just need to count all my piles of pennies later and then spend the rest of the year saving. Also plan for buying a new grid and sand and cement to put it back together.



    Today I am grateful for working plumbing, for more puppy pictures
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Jan No 26 No Debt No mortgage
    • DawnW
    • By DawnW 13th Jan 20, 8:35 PM
    • 5,972 Posts
    • 47,759 Thanks
    DawnW
    Evening all
    Hope you are ok MediumDino, ouch!
    Mothernerd, thank goodness you have got your drain issue sorted out
    NSD 6 for me today, I thought about going shopping but the wind and rain put me off! I will need to go tomorrow though, and will also do my regular food bank donation

    • ditty1234
    • By ditty1234 13th Jan 20, 8:41 PM
    • 460 Posts
    • 3,536 Thanks
    ditty1234
    At least 5th NSD day today.
    Cheekily cooked a risotto instead of going club running this evening as 'too windy' to run!
    Grateful that at least the birds thinks it's spring, even when it's still dark at 7 in the morning, have nice colleagues at work anf for car share, have done no driving today.
    LBM Jan 2019 - £25.928/-£24.095 7% paid off - EF £65.53 Jan 2020
    2020 £1000 EF, get citizenship £1400, run 10 k in 1 hour 10 min
    • CJRyder
    • By CJRyder 14th Jan 20, 12:12 AM
    • 85 Posts
    • 368 Thanks
    CJRyder
    Today has been NSD 7/16. It's been a lovely day today, without too much hassle. Everything went well at work and I got home on time to have some lovely family quality time.

    Today I'm thankful for:

    1) My pressure cooker
    2) Simple meals
    3) A lovely cup of tea.
    £136.39/£2900 saved. January NSD = 13/16. Turtle 31!
    AFD = 14/130 January AFD = 14/16
    • MediumDino
    • By MediumDino 14th Jan 20, 8:39 AM
    • 24 Posts
    • 201 Thanks
    MediumDino
    Thanks, I still feel a bit battered, but unfortunately have to go to work.

    Yesterday I was grateful for the Brownies enthousiasm, the sudden sun after a very stormy morning and finding a way to walk that was not too uncomfortable.
    Today won't be a NSD unfortunately, because we desperately need to get some food in.
    NST January Turtles number 25
    • Calling14
    • By Calling14 14th Jan 20, 12:54 PM
    • 3,032 Posts
    • 21,962 Thanks
    Calling14
    MediumDino. Ouch poor you, sounded nasty fall.


    Mothernerd - glad you have your drains sorted, I got a plumber before xmas to re route drainage pipe as water was backing up into my washing machine - not cheap but worth it. My clothes are clean now



    Abundant - Yes still here and comfort eating not from the bailed date. Bad weather and boredom more like. He wasn't getting invited back for coffee anyway but I did clean over weekend. Ready for the next victim. Are you re scheduling with your date?


    A NSD for me todayn. NSDs stands at 7/16 then.


    £350 off my debts today


    I need to exercise but not paying for gym membership. May have toa wet walk later on as my back was hurting last night in bed with no exercise.


    Grateful for
    Pilchards - found in desk, ace lunch on toast.
    Big gales don't appear to be arriving now.
    Work not as hectic as yesterday.
    LBM 13039 1.1.13 Now Jan 2020 £650/2600
    1 X 100 day challenge £650/£1930
    PAYDBX 2020 #16 £650/£2600 EFund #9 £60/£1,000
    Mortgage free Oct 2019


    • dolly84
    • By dolly84 14th Jan 20, 12:54 PM
    • 5,027 Posts
    • 46,322 Thanks
    dolly84
    Hope ill people, bumped and bruised people and those who have had dates cancelled are feeling better today.


    Yesterday I bulk ordered loo roll from Who Gives a C**p. First time trying it so I am hoping it will work out well. Made a sweet potato and spinach curry for tea today and was going to go for a run but it is pouring down now.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.


    Fashion on the Ration 12/66
    • GoingToDoIt
    • By GoingToDoIt 14th Jan 20, 4:30 PM
    • 489 Posts
    • 3,595 Thanks
    GoingToDoIt
    Turtle 27 reporting in, trying to cheat the system of NSD’s again!

    Apple... yesterday I claimed an NSD however, I had news that a family member is unwell and so I had to book travel to visit them this week. Now, I do keep a “rainy day” pot of £40 aside each month for such emergencies. So technically that £9 ticket was budgeted? And it’s travel? And medical?????

    Anyway depending on if I can bend the rules to suit me, today is an NSD either 6 or 7. £12 business expenses at the p off for bay of e parcels.

    Tomorrow is actually my pay day and I am ending the pay month much better than I could have imagined. Achieved much more savings than I would have done and reduced waste, packaging and done some good deeds in the process.

    Today I am glad for- a roof over my head, my health, the NHS

    Hope everyone else is feeling positive and not in the wars!
    Gonna
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
    • ditty1234
    • By ditty1234 14th Jan 20, 6:27 PM
    • 460 Posts
    • 3,536 Thanks
    ditty1234
    EF has survived
    I have survived the week so far - didn't go running yesterday though, can't face the wind.
    Not really doing well on any challenges - but am trying to just not really spend any money. Big spend was £3 today for a swimming hat for my training tonight.
    Keep up the good mood everybody.
    LBM Jan 2019 - £25.928/-£24.095 7% paid off - EF £65.53 Jan 2020
    2020 £1000 EF, get citizenship £1400, run 10 k in 1 hour 10 min
    • lcc86
    • By lcc86 14th Jan 20, 6:29 PM
    • 1,220 Posts
    • 5,636 Thanks
    lcc86
    dolly I've recently started ordering from them, my only problem is I have to find places to stash all the toilet rolls! There's so many of them! it's a good idea though and I feel like I'll never run out I have so many lol.

    NSD here so up to 8/18. Also got an expenses reimbursement of £50 and my claim for my massage was accepted so will have £25 of that reimbursed soon. Happy days! Definitely glad I got this cash plan as it's well on its way to paying for itself already, I wasn't 100% sure at first but as long as my back is an issue it's worth having. Although would prefer to have no back pain as an alternative! Working late tonight and even later tomorrow, but did manage to get to the gym this morning. Will have tomorrow off the gym as I tend to go too hard and not give myself rest days, will probably go for a walk or something in the morning before work if this wind and rain ever stops!
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    Trying to enjoy moments not things!
    • crazy_cat_lady
    • By crazy_cat_lady 14th Jan 20, 6:44 PM
    • 5,346 Posts
    • 48,135 Thanks
    crazy_cat_lady
    I am so busy at the moment I barely have time to breathe - never mind anything else. Anyway, it means racking up nsd's (apart from when I book excellent value holidays for me and the kids like I did last night). Work is keeping me very busy and I have little time for thinking about anything else. I'm stony broke for the rest of this month now and desperately counting the days until payday - but have survived tighter months than this so I'm not too worried (yet).
    Pleased that you got the drains sorted mothernerd - and even more pleased that you got someone to do it for you.
    Hope all the poorlies and injured folk are on the up soon. I am heading off for a very early night tonight - actually can't believe that it's only Tuesday...
    NST January #10 NSD = 10 Pay all your debt off by 2020 #56 £832.98/£10000
    • mothernerd
    • By mothernerd 14th Jan 20, 7:30 PM
    • 3,207 Posts
    • 34,881 Thanks
    mothernerd
    An early start for me as I was going to an appointment with mum. had set the alarm but was sleeping with my good ear on the pillow so I was gently shaken awake by Beloved. Went into the bathroom half asleep and forgot to do my sample so after doing most of the morning things I left my dress hung up for as long as possible and drank lots to usher things along.


    Went to mum's audiology check up then to the vampires for both our blood tests (put my sample in the collection box and later showed another lady who hadn't been before and was frantically scanning notices, trying to work out what to do).


    Then I sent mum to the 'helpers' waiting room whilst I went upstairs to drop off my own repeat prescription and then to the pharmacy to pick up items we were owed.


    Taxi back to mum's. Hadn't even taken our coats off when the nails lady arrived. Mum thought she had left a message cancelling because she was worried about being back in time (girl was ill the week before) butit worked out fine.


    I put away the toilet rolls then retired to the bedroom as I hate the smell of the nail solvents and did't think it would do my chest any good (had to stop a few times at the infirmary as I was getting breathless and dizzy).


    I showed mum the photos of her new great-grandpuppy (he looks like a collie but is supposedly mostly Bernese mountain dog so will be bigger and bulkier than a collie). So far (a romanian street dog) he's walked well, didn't like the bath (destroyed DS1's t-shirt), asked to go out after his meal and then decided to wait after seeing the rain and sprawls as close to DS1 and d-i-l as he can get, looking up at them in adoration. I am going to visit as soon as I am better.


    I put mum's bins out and then came home. Been on the bed all afternoon and am still tired to the bone. I have done a few bits - working on another 3 old notebooks (pulled out all the temporary and completed stuff then using up the last few blank pages - nearly have another carrier bag full). Put my bin out as soon as I got home in case I couldn't move later.


    Eaten a bit more of the fish mountain.



    Money and Budgets

    Think I've blown my budgets for this month (best part of £200 on dealing with the drains in various ways). Today was a NSD (think that's 7).


    I did give in to buying them takeaway last night (only burgers not lavish banquet) but later DS3 messaged me to say he had sent me £20 to cover the takeaway and a contribution towards next month's rent - he had been paid £100 for a commission which took him 2 hours. They've also been shopping and put some stuff in the freezer.


    So as I was feeling poor and vulnerable I counted some pennies. I've roughly didvided the money I had and have £40 in my purse and wallet and some loose change in the drawer (don't like to carry too much change as it gets heavy and can't find anything under the sea of pennies). This is NOT spending money - ie it is there if I should need to buy things but will try not to spend where possible, living on what I already have in (will start cooking as soon as I can stand up for 5 - 10 minutes at a time) and making it last as long as possible..


    I have put a similar amount into mum's liquorice allsorts tin (sweets disapppeared over the weekend) which is my 366 penny challenge for this year (not to be touched except in dire emergency). I have crossed off numbers on my 366 list equal to the amount in the tin.


    I also have a jar of £1 coins and my £2 toucan is nearly full. Each of those has over £100 in - the £1 has a piece of paper from last time I counted it. These are savings (house jobs will need to be done at some point) but I may use them after the money in my purse runs out and let the money in the bank build up again (coming up slowly but happy as long as it's going in the right direction).


    So generally tired but happy and will take things gently over the next two days but do jobs as and when I can (already collecting more recycling and have a bag for the cs bin).


    Today I am grateful for ticking a lot of tasks off the to do list, for the joy of flushing toilets (no hovering to see if the water comes up and worrying until it starts to go back down, no letting the bathwater out in drips and drabs) and DS3 and beloved acting like responsible adults (even though they grumble about it being no fun).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Jan No 26 No Debt No mortgage
    • apple muncher
    • By apple muncher 14th Jan 20, 7:42 PM
    • 9,786 Posts
    • 75,101 Thanks
    apple muncher
    Calling - hope the pilchards were in a tin... and not swimming in a bowl waiting for you to spear them...


    Gonna - I'd give you that nsd. Medical and emergency and all that. Well done on your savings, reducings and good deeds.


    Ditty - not spending is a massive achievement, so don't underrate it! Well done you!


    Lcc - like you, I'll push it too hard with the gym and then flop. Enjoy a gentler day.


    Ccl - hope you sleep well.


    Today I am grateful for waterproof clothing, for getting a foodbank shop done, for buses, for finishing my marking, for having time with dd, for getting lots of veg in our tea, for being warm and dry and safe.
    NST Jan Questor #1; NSD 6/15; Ex 9/21; remove items 72; 0 bagfuls (51)

    Mortgage £3,000 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
    • abundant1972
    • By abundant1972 14th Jan 20, 9:55 PM
    • 1,297 Posts
    • 10,035 Thanks
    abundant1972
    Good evening...

    Felt tired and sleepy today... but half way through my working week so I am grateful for that. Blustery and rainy today but not as bad as I thought it was going to be.

    So glad you got the drains sorted Mothernerd... can't put a price on peace of mind. No date re-schedule Calling... I'm happy in my own little bubble for now! Thanks Dolly for well wishes.

    Bagged an NSD again... so today = NSD 10

    My gift card refund cleared, and after topping up a few virtual pots (for things like quarterly bills) to their proper levels, I paid a little more off my credit card, and have £20 + stashed as reserve. So far this month is going well.

    Am going to do a little meditation before bed as I was a bit rushed this morning, and felt blue - not for any particular reason I don't think - and found it hard to settle into it. Tomorrow will be better.

    Today I am grateful for:

    1) Lovely people I met at work and a chance to make a difference
    2) My friend who popped over and made my night
    3) For friends old, present and those that have yet to enter my life

    Night all x
    Current Debt (0% Interest) = £3975.00
    Follow your heart & be true to yourself always
    Rainy Day Fund = £10.00 : EF = £2050.00/£4500.00
    NST : NSD=14/16 : Food & Spends W/C 27/01/20 =£4.78/£30.00
    Gym : 1/3 Sessions
    • ditty1234
    • By ditty1234 14th Jan 20, 10:14 PM
    • 460 Posts
    • 3,536 Thanks
    ditty1234
    Ditty - not spending is a massive achievement, so don't underrate it! Well done you!
    Thanks apple, yes it's a daily battle of crossing stuff out - that seems to be needed.

    Tonight my lovely ds made me go swimming as I was in a foul mood, feeling old, failed, and bitter - but he made me go and when I got home he had sorted the kitchen out and left me a small micro wave ready portion 2. dinner with cheese on the side and a biscuit on top. What a lovely boy.
    LBM Jan 2019 - £25.928/-£24.095 7% paid off - EF £65.53 Jan 2020
    2020 £1000 EF, get citizenship £1400, run 10 k in 1 hour 10 min
    • MediumDino
    • By MediumDino 15th Jan 20, 9:03 AM
    • 24 Posts
    • 201 Thanks
    MediumDino
    *Ditty* How absolutely wonderful that sounds of your DS! How was the swim?

    *Mothernerd* I am in awe of all your pots and stashes, that's quite the symptom.

    I am continuing on with my somewhat battered body. I had to demonstrate how to leapfrog at Brownies which was not a good idea. Later I have to go in to town, should be no spend as I only need to visit the county council, and might make a tiny profit as I can hand in a scratchcard while I am there. We all got a scratchcard for Christmas in our stockings, mine had 4 euro winnings and my partner's a free scratchcard. I got those in last week and the free scratchcard has another free scratchcard
    Other than that, stopping in town means I'll get a longer walk home (no point getting back on the train there) which should be nice, as long as the weather holds.

    Yesterday turned in to another NSD, as I raided the cupboards to make a nice dinner ; 5/16
    NST January Turtles number 25
    • dolly84
    • By dolly84 15th Jan 20, 9:25 AM
    • 5,027 Posts
    • 46,322 Thanks
    dolly84
    dolly I've recently started ordering from them, my only problem is I have to find places to stash all the toilet rolls! There's so many of them! it's a good idea though and I feel like I'll never run out I have so many lol.

    NSD here so up to 8/18. Also got an expenses reimbursement of £50 and my claim for my massage was accepted so will have £25 of that reimbursed soon. Happy days! Definitely glad I got this cash plan as it's well on its way to paying for itself already, I wasn't 100% sure at first but as long as my back is an issue it's worth having. Although would prefer to have no back pain as an alternative! Working late tonight and even later tomorrow, but did manage to get to the gym this morning. Will have tomorrow off the gym as I tend to go too hard and not give myself rest days, will probably go for a walk or something in the morning before work if this wind and rain ever stops!
    Originally posted by lcc86

    The loo rolls arrived yesterday (amazing service) in a massive box, I didn't do the subscription as the frequency seemed too much for us so I will see how long this box of 48 lasts and take it from there. Buying from them ticks a lot of boxes for me though.


    Have a grocery shop arriving this morning, then need to walk the dog, go into town and collect my new glasses and get fruit and veg whilst there. Will either run or do some cleaning when I get back, weather will dictate which it is, I don't mind a certain level of rain for running but raging storms are a no no.


    Tea today is meatball subs, I've been saying forever how rubbish Subway are at veggie/vegan food and they have now finally launched a meatball sub, something I've been making for ages, it seems they needed a recommendation from PETA to do it, they seem to have a lack of imagination.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.


    Fashion on the Ration 12/66
    • f0xh0les
    • By f0xh0les 15th Jan 20, 11:49 AM
    • 2,836 Posts
    • 26,532 Thanks
    f0xh0les
    Yesterday was NSD 8 today will not be, as DH has decided to get onboard with the moneysaving, by taking the kid's lunchbox pasties to work instead of buying his own. So he does not buy lunch ( just coffee and cake) and I have realised I do not have enough to do all of the kids for Thursday and Friday lunches now . Swings and roundabouts.....

    The Quest to rid my house of tat is going brilliantly well. This week the kitchen has been blitzed, the pantry ordered, the dining room emptied, the laundry /boot store has, only this morning, been wrestled into submission, and I only ended up with one divorced wellington boot. Annoyingly I cannot get rid of any shoes, as DS4 informed me his size 12 snow boots fit beautifully, his size 1 wellingtons are the perfect size, and I am utterly bemused that he is in size 2.5 trainers at school. I do not understand. It is like he has Schroedinger's Feet. Simultaneously size 12 and 2.5, probably best not to look too closely and just split the difference if anyone asks - not that anyone will ask (someone will no doubt ask this afternoon at the school gates now.....). So I have a load of diy materials to move to the outside store/shed (freeing up 3 whole shelves above the washing machine) and the downstairs BATHROOM OF DOOM to sort, so it can be used as a bathroom again, and then re-order the outside store/shed. THE END!!

    I finally feel like I am getting somewhere. I have 4 bags for life for the c/shop and a pile of broken machinery for the recycling centre at the tip. So all positive, and moving in the right direction.
    Gratitudes - finding 2 packets of jelly in the pantry (now made, cooled and in the fridge) and 3 packets of creme carmelle, (also made and in the fridge), for having the motivation to get on with the cleaning and clearing and being able to see the difference I am making, for dh smelling deliciously of Lord of Misrule, for DS1 taking the absolute rollicking we gave him about his A level report and promising to do better, and accepting he is going to have to have private tutor sessions if he does not pull his finger out - he does not just get to coast along.
    MFW#65 5/16 £118,3 10/17£109,4 12/17 £108,85/18£106,9 6/18£105,9, 8/18£103,9 9/18£102,9 10/18£101,9 11/18£101,3 12/18£100,7 1/19 £99,999 1/3 £98,91/4 £98,5 1/5 £97,9 1/6 £97,5 1/8 £96,5 1/9 £95,9.1/10 £95,51/11£94,999.99L&C Referal code- https://referme.to/GNNHtJo
    • mothernerd
    • By mothernerd 15th Jan 20, 1:16 PM
    • 3,207 Posts
    • 34,881 Thanks
    mothernerd
    I'm awake, sitting up enjoying the gentle sunshine and admiring the trees (no buds but little swellings on the branches which will probably turn into buds/leaves/branches over the next couple of months).


    Still feeling weak and any movements make me dizzy (still probably blocked inside my head as it's extremely quiet) so going to stay here for a while and just 'be'. I have been downstairs for water and even opening a can of tuna felt like hard work so settled for cheese spread to put on my defrosted ys bread buns. would like to get the domestic machines going at some point but may ask Beloved to load the Dw as bending down (even from sitting on a chair) doesn't feel like a good idea atm.


    Already feeling richer. I read lots of pins on how to save various sums of money but they were all basically charts telling you how much to save each week but very few ideas on where this money was to come from. Read a list of hundred things to give up to save the money instead and I think there were less than 10 that I have ever done - it was similar to Martin's de-incentiveser (that's wrong but head's too wooly to check), how much you save by cutting out the morning latte etc. apple Can I claim that I've 'saved' the $5500 for a family trip to Disneyland because I've never been and wouldn't want to, so have no need to go to the trouble of saving it.



    Finally changed the bed sheet by pulling slowly from the side I could easily get at (have thrown some things down for washing but not got a full load yet. Then noticed there was still sheet on the far side of the bed, so I peeked under the duvet (putting the cover on is a challenge for another day or may ask DS3 to do it - he's tall enough and his arms are long enough to do it easily) and the sheet was pushed right down and to the side. Pulled it back across to my bit of the bed and hey presto bed made.


    The sheet I pulled out also had 4 x £1 coins in it and later I found a £10 note and then, as I looked harder, a 10p piece. These have all gone into the 366 penny tin and been crossed off on the list. Think I will work from my bed today. Still lots of bits from old notebooks and things like tissues, pills and things I used whilst ill (in and out of bags, on and off the tray and bedside table, tiny bits slipping down into the corners) need sorting properly - I may even find some more money (doubtful as it was mostly gathered up in the previous sort out)


    Today I am grateful for finding money, for a 'day off'' and gentle sunshine (would like to sit in the yard but it might be wiser to sit and contemplate - make plans - from my bed).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Jan No 26 No Debt No mortgage
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