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Page 13
    • BVic28
    • By BVic28 12th Jan 20, 8:13 PM
    • 91 Posts
    • 167 Thanks
    BVic28
    #35 - update. A further £89.62 squirrelled away this week (TT, Shoppix payout, finally getting round to putting Christmas money in the bank). This brings January’s total so far to £115.23
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £22.40/£750; Jan running total - £22.40
    Save 12k in 2020 challenge #34 £115.33/£6000; Jan running total - £115.23
    • lindez
    • By lindez 13th Jan 20, 7:21 PM
    • 585 Posts
    • 2,568 Thanks
    lindez
    #111
    January £250.00 submitted update form thank you slowlyfading.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
    • erin_transport
    • By erin_transport 13th Jan 20, 10:01 PM
    • 880 Posts
    • 3,486 Thanks
    erin_transport
    Hi
    #71 checking in with grand total for Jan of £428
    Thankyou.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • Mnd
    • By Mnd 15th Jan 20, 7:48 AM
    • 1,515 Posts
    • 2,460 Thanks
    Mnd
    First ever State pension paid into my bank this morning! £276 towards savings. Still on track for monthly target. Need some sunshine as my solar panels are way down on average.
    No.79 save £12k in 2020
    • allie23
    • By allie23 15th Jan 20, 11:11 AM
    • 1,420 Posts
    • 15,289 Thanks
    allie23
    Morning folks, I've been having a think about what I include as savings for this challenge. In previous years I have not included money I pay in each month to my personal pension. This is separate to my works pension where the money comes straight off my wages, which I don't include in savings here. The personal pension is there to provide added income in retirement as it's unlikely that my works pension will provide enough.

    Last year I put £600 per month into my personal pension and will probably increase it to £650 this year. Since this is a significant amount I have decided that I will include it in my savings for this year alongside any cash savings and investments that I do as they are all going towards my FIRE goal. I might need to readjust my target for the year but I will do that later in the year once I see how things are going.
    Last edited by allie23; 15-01-2020 at 11:24 AM.
    Frugal Living Challenge 2020
    Save £12k in 2020 - Challenger No 4 - £/£35,000
    January Grocery Challenge £124.37/£150
    • try harder
    • By try harder 15th Jan 20, 11:47 AM
    • 890 Posts
    • 3,562 Thanks
    try harder
    £263.13 saved this week ..Total so far for January is £628.79
    • Gem-gem
    • By Gem-gem 15th Jan 20, 7:25 PM
    • 3,425 Posts
    • 12,467 Thanks
    Gem-gem
    Another £20 put into my savings account last night.
    Looking forward to receiving my money for last months election work. Before Christmas was thinking about what I could spend it on. Now I just want to put it all into savings.
    £2 Savers Club 2020 no. 1 Target £480
    Save 12K in 2020 no.59 £3615.15 / £12,000 (1850)
    2020 - Banish the clutter - 20 items a month
    20 20s for 2020
    • Reg Smeeton
    • By Reg Smeeton 16th Jan 20, 10:43 AM
    • 3 Posts
    • 12 Thanks
    Reg Smeeton
    Paid myself first after pay day yesterday. #42 reporting £731.36 for January. Form submitted!
    Save £12k in 2020 #42 £731.36 / £14,000 5.2%
    • Heer2019
    • By Heer2019 16th Jan 20, 10:50 AM
    • 4 Posts
    • 7 Thanks
    Heer2019
    This sounds like a great plan! I think I will try my best to at least save 11K, which I think it manageable. I'm at the age where I need to start thinking about buying a house etc so these savings could really make a difference.
    • Mnd
    • By Mnd 17th Jan 20, 6:49 PM
    • 1,515 Posts
    • 2,460 Thanks
    Mnd
    Received notification of a £18 refund from Amazon will be paid within 3 days. Added to monthly savings.
    No.79 save £12k in 2020
    • zafiro1984
    • By zafiro1984 18th Jan 20, 9:55 AM
    • 1,592 Posts
    • 11,988 Thanks
    zafiro1984
    I've been lurking for a while so can I join in please. It won't be a lot this year but I'm going to aim for £5000. I've a very comprehensive spread sheet which I fill in on a daily basis.
    I'm going to include everything I can - from saving on the groceries and household things to selling on ebay. I'm not going to include ISA's or interest on capital etc as the money saved will be used. Hopefully there may be a little left over at Christmas 20

    I need to save for two projects. The first is someone to help DH on an hourly basis with fencing once the weather gets better for about four months and the second project is someone to help me when he is incapacitated for about six weeks in the summer.
    Last edited by zafiro1984; 18-01-2020 at 10:14 AM.
    • clarissa62
    • By clarissa62 18th Jan 20, 10:11 AM
    • 309 Posts
    • 964 Thanks
    clarissa62
    Hi SF,

    Hope you had a nice Christmas and new year - seems ages ago now!

    Anyway #51 reporting a cheery £307.82 for January.

    Many thanks
    #39 save 12k in 2019 £2230.35 / £5000 saved in 2019
    #51 save 12k in 2020 £307.82 / £6000 saved in 2020
    Dec 2019 debt: CC1: £1,200.11 £1775.82 CC2: £3,039.70 £3357.52, CC3: £3,869.00 £3090.00

    Queen bee saving to buy my own future hive 🐝
    • slowlyfading
    • By slowlyfading 18th Jan 20, 8:08 PM
    • 13,098 Posts
    • 75,612 Thanks
    slowlyfading
    Hi SF,

    Hope you had a nice Christmas and new year - seems ages ago now!
    Originally posted by clarissa62
    I did, thank you for mentioning
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE
    • slowlyfading
    • By slowlyfading 18th Jan 20, 8:11 PM
    • 13,098 Posts
    • 75,612 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE
    • delta13
    • By delta13 19th Jan 20, 11:05 AM
    • 105 Posts
    • 668 Thanks
    delta13
    HI Slowlyfading, could I please amend my target from £12k to £10k? Decided to (finally!) learn to drive this year, and having researched the price of lessons and tests etc, I've realised I won't be able to meet my initial target at all - £10k is much more realistic
    Save 12k 2020 #15 - £356.82/£10,000 (3.5%)
    NSD Jan20: 9/12 ------- Dec19: 13/12 ------- Nov19: 14/15
    SPC13 #142
    • rnl
    • By rnl 19th Jan 20, 6:25 PM
    • 2 Posts
    • 3 Thanks
    rnl
    Please can i sign up - plan is to save £12,000!
    • Speedster2
    • By Speedster2 19th Jan 20, 7:06 PM
    • 63 Posts
    • 127 Thanks
    Speedster2
    Happy Lunar New Year, 12k’ers!
    Save £12k in 2014 #163: £14319
    Save £12k in 2015 #31: £12335/£10000
    Save £12k in 2016 #61 : £8220/£12000
    Save £12k in 2019 #168 : £12000/£12000Save £12k in 2020 # : £—/£12000
    Mortgage Offset Personal Challenge & MFW £51694 / Virtual Balance £57843
    • slowlyfading
    • By slowlyfading 19th Jan 20, 8:39 PM
    • 13,098 Posts
    • 75,612 Thanks
    slowlyfading
    HI Slowlyfading, could I please amend my target from £12k to £10k? Decided to (finally!) learn to drive this year, and having researched the price of lessons and tests etc, I've realised I won't be able to meet my initial target at all - £10k is much more realistic
    Originally posted by delta13
    Not a problem - done!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE
    • slowlyfading
    • By slowlyfading 19th Jan 20, 8:41 PM
    • 13,098 Posts
    • 75,612 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE
    • Gem-gem
    • By Gem-gem 21st Jan 20, 7:46 PM
    • 3,425 Posts
    • 12,467 Thanks
    Gem-gem
    And another two invoices have been paid. That's the last of the back pay.
    £1550 deposited into my savings account. That is £1850 that will be added to February's savings.
    £2 Savers Club 2020 no. 1 Target £480
    Save 12K in 2020 no.59 £3615.15 / £12,000 (1850)
    2020 - Banish the clutter - 20 items a month
    20 20s for 2020
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