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  • FIRST POST
    • Sue-UU
    • By Sue-UU 1st Nov 19, 12:03 AM
    • 8,905Posts
    • 49,866Thanks
    Sue-UU
    Sealed Pot Challenge ~ 13
    • #1
    • 1st Nov 19, 12:03 AM
    Sealed Pot Challenge ~ 13 1st Nov 19 at 12:03 AM
    Hello once again Potters and a warm welcome aboard to all new members! Things are a little different with "SPC "No 13" this year as due to ill health I'm unable to continue as I have been. However, 32b13, a very dear member of ours thankfully refused to let our beloved thread go, so she and I will now run the thread together. Since SPC's birth! We've had 12 fantastic money-saving years, all purely because of your determination to save - many thanks to you splendid folk who have made SPC what it is!!


    For all newcomers...Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, including the declaration date as well as our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum in order to be able to join the challenge. For ALL SPC members, please chat away regularly about your conquests, money-saving ideas etc, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

    For all newcomers - a really huge heartfelt welcome! We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. Pop on the thread and tell us you'd like to join, then start saving straight away and become part of our saving family. You will very soon be welcomed aboard.

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2020) will be to open our pots on Thursday the 29th October 2020. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not. However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us pot the difference that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing it.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Please do your best to avoid plastic thank you. With the emphasis being on saving money, your pot doesn't need to cost anything i.e a used sweet tin, coffee jar etc..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. If you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

    It can also be interesting and challenging to make yourself a Paper Mach!!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread paper mach!! Animal here. After it's finished, seal as per the instructions in the *paragraph above

    After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Paper Mach!!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 12 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money which is inherited can not be included as savings. We didn't used to include money put directly into the bank, but we've relaxed that rule as so many folk are unable to use cash these days, so that's all right now. Money from second jobs is ok to be potted, such as cleaning for Mrs Bloggs down the road or taking in ironing. Also money from a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

    Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge can be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be far more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway!

    3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd post below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!!!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come October, work out what amount you would like to save, then work out how much you will need to pot on a weekly/monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at times throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, plus you can still include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 29th. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out.

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 29th October to declare those Totals to us.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures to remind them to include it when they declare.

    7/ KEEP YOUR POT or POTS SAFE and out of sight of others!! If you hide it, be sure to remember where you put it!!

    8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly need it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by two weeks after closing date will lose their numbers and be removed from the list. Many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves us with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - however, if missing members remember, then - come back and ask for another number, you will always be be more than welcome!

    On the post below this is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts we declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 29th October please.

    Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 29th Oct is the closing date for 2020, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 29th, thank you kindly.

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    If you haven’t already, join the forum to reply.
    Last edited by MSE Molly; 20-11-2019 at 12:02 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!!

Page 17
    • Pixie Fairydust
    • By Pixie Fairydust 14th Jan 20, 1:46 AM
    • 285 Posts
    • 3,937 Thanks
    Pixie Fairydust
    #86 SPC member

    Just popping in to say hi. Iíve been ill so no roadkill found, just coins in laundry! All adds up though.

    Pix
    Xx
    It's the most wonderful time of the year!

    #206 Pay all debt by Xmas 2020 - £0/£10000
    #86 SPC 2020
    Grocery Challenge Jan 20 £67.96/£150
    • siju
    • By siju 15th Jan 20, 12:48 PM
    • 371 Posts
    • 3,512 Thanks
    siju
    Hi All, finally a reasonably dry day after all the storms! Looking forward to some colder drier weather next week

    Took our dear old doggy out for a stroll this morning (he's too old to walk at a decent speed now!) and put on a coat I haven't worn for a while. Lucky me! I found a fiver in the pocket, so, obviously, it's been potted now. Enjoy the rest of your week Potters.
    SPC 13 - #09
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24 2019 - £309.90
    • Pixie Fairydust
    • By Pixie Fairydust 15th Jan 20, 6:45 PM
    • 285 Posts
    • 3,937 Thanks
    Pixie Fairydust
    #86 SPC member

    Please could my details be added to the front page?

    Thank you 😊

    Pix
    Xx
    It's the most wonderful time of the year!

    #206 Pay all debt by Xmas 2020 - £0/£10000
    #86 SPC 2020
    Grocery Challenge Jan 20 £67.96/£150
    • Hettyhound
    • By Hettyhound 15th Jan 20, 9:30 PM
    • 370 Posts
    • 2,167 Thanks
    Hettyhound
    Found 5p roadkill when I was having a lunchtime walk.
    Jan 2020 Grocery challenge £159.40/£150
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; January 2020 £57,942.91; 2020 OP £100/£3000
    • babs 103
    • By babs 103 16th Jan 20, 4:48 PM
    • 125 Posts
    • 931 Thanks
    babs 103
    2.13 potted from my shopping this week. Very pleased with that as its the first time I've used cash for shopping xx
    Quot Libros, Quam Breve Tempus
    SPC #11 025 - £207.12
    SPC #12 025 - £295.03
    SPC #13 025 -
    • SummerDays
    • By SummerDays 16th Jan 20, 5:52 PM
    • 22 Posts
    • 221 Thanks
    SummerDays
    £25 cash back from energy switch (last August!) - straight to the pot!
    SPC13 #059
    January 2020 GC £345.51 / £500
    • twigletcaz
    • By twigletcaz 17th Jan 20, 11:40 AM
    • 37 Posts
    • 145 Thanks
    twigletcaz
    £3 for the pot from an old game sold on eBay
    Sealed Pot Challenge #74
    • twigletcaz
    • By twigletcaz 17th Jan 20, 1:07 PM
    • 37 Posts
    • 145 Thanks
    twigletcaz
    Another unexpected sale on eBay so another £10 for the pot!
    Sealed Pot Challenge #74
    • delta13
    • By delta13 19th Jan 20, 11:07 AM
    • 107 Posts
    • 673 Thanks
    delta13
    Some loose change in the pot yesterday.
    Going to list an old smartphone on ebay this weekend (£1 seller fees!) so will be potting the money from that if it sells
    Save 12k 2020 #15 - £356.82/£10,000 (3.5%)
    NSD Jan20: 9/12 ------- Dec19: 13/12 ------- Nov19: 14/15
    SPC13 #142
    • 32b3in2013
    • By 32b3in2013 19th Jan 20, 4:07 PM
    • 2,300 Posts
    • 19,385 Thanks
    32b3in2013
    #86 SPC member

    Please could my details be added to the front page?

    Thank you 😊

    Pix
    Xx
    Originally posted by Pixie Fairydust
    Hi Pixie Fairydust

    Sue_UU, the leader of the thread is unwell at the moment, so is unable to add your name. She will be along to give you a number as soon as she is able to, but you are a member, so carry on potting and updating us, and you will have a number when Sue gets back.

    Sorry for the delay.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    • 32b3in2013
    • By 32b3in2013 19th Jan 20, 4:09 PM
    • 2,300 Posts
    • 19,385 Thanks
    32b3in2013
    Afternoon all

    Its been a busy week here. Hopefully everything will be quieter fro me by Wednesday.

    I hope everyone is well.

    Keep potting

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    • Chocolatedrinker
    • By Chocolatedrinker 20th Jan 20, 11:16 PM
    • 322 Posts
    • 2,293 Thanks
    Chocolatedrinker
    £37 potted, a combination of scratch card winnings and selling books to a book buying site.

    I'm number 133
    Declutter 2020 in 2020 1153/2020 Craft makes 0 /100
    Loan payments left 3/60
    Credit card paid off!!!
    SPC = 133
    • Choccygirl123
    • By Choccygirl123 21st Jan 20, 6:46 PM
    • 774 Posts
    • 2,334 Thanks
    Choccygirl123
    #090 checking in for the first time this decade. Need to catch up with reading but got mo just posting and running. I've currently got £9.60 sat in my sealed pot from 3 ebay sales.

    My aim is £1000 for Christmas and I'll be saving every 'extra penny' I make from eBay& fb selling, surveys, cashback and receipt scanning.

    Points on receipt apps adding up well and well on the way to £5 on RH abd £10 on shoppix. Just started ZIPZERO abd yet you withdraw first payment but at around £28.50. Also doing HuYu abd snap my eats which is near £10 voucher.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • Westie983
    • By Westie983 23rd Jan 20, 2:11 PM
    • 4,846 Posts
    • 15,521 Thanks
    Westie983
    Just came here to say I have potted my first £1 coins of the year

    Westie983
    Save 12k in 2020 #33 Total (£2300) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£2.00/£500 = 0.40%
    Xmas 2020 £1 a Day #8 Total (£386)+£40.30/£365 = 11.04%
    Virtual Sealed Pot #1 Total (£600)+£50.00/£500 = 10.00%
    £2 Savers Club 2019 #11 Total (£720)+£0.00/£300 = 0.00%

    Total £92.30/£6665 = 1.38%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Hettyhound
    • By Hettyhound 23rd Jan 20, 9:47 PM
    • 370 Posts
    • 2,167 Thanks
    Hettyhound
    Potted 25p. Things will be a bit tight until payday but then I’m hoping to feed it better.
    Jan 2020 Grocery challenge £159.40/£150
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; January 2020 £57,942.91; 2020 OP £100/£3000
    • delta13
    • By delta13 23rd Jan 20, 10:18 PM
    • 107 Posts
    • 673 Thanks
    delta13
    had a few pound coins left in my purse in the beginning of the week so put them in the pot today after not using them
    Save 12k 2020 #15 - £356.82/£10,000 (3.5%)
    NSD Jan20: 9/12 ------- Dec19: 13/12 ------- Nov19: 14/15
    SPC13 #142
    • babs 103
    • By babs 103 24th Jan 20, 9:37 AM
    • 125 Posts
    • 931 Thanks
    babs 103
    A huge 23p potted from my shopping cash of last week, but it's 23p I wouldn't have saved if I'd done it online and it all adds up xx
    Quot Libros, Quam Breve Tempus
    SPC #11 025 - £207.12
    SPC #12 025 - £295.03
    SPC #13 025 -
    • siju
    • By siju 24th Jan 20, 12:26 PM
    • 371 Posts
    • 3,512 Thanks
    siju
    Threw a few pounds in the pot this morning and have a couple more to go in tonight after buying a loaf of bread this morning.

    Have a fabulous weekend Potters, see you next week
    SPC 13 - #09
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24 2019 - £309.90
    • 32b3in2013
    • By 32b3in2013 24th Jan 20, 9:04 PM
    • 2,300 Posts
    • 19,385 Thanks
    32b3in2013
    Evening potters

    Just a quick check in to say I have heard from Sue. She is on the mend and hopes to be back to see us soon.

    She sends her love to all.

    I’ll be back over the weekend to see how everyone has been doing

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    • VickyA
    • By VickyA 24th Jan 20, 9:22 PM
    • 4,454 Posts
    • 21,726 Thanks
    VickyA
    Good evening everyone

    Been MIA for a while, but potting has continued apace! I have just potted £31.74 from my TopCashback earnings. Pretty excellent for shopping for things I'd get anyway. DH has also been pretty careless and left coins lying around, which suddenly grew legs and walked into the pot!

    32b3in2013 - please send my regards to Sue and I hope she gets well soon.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 declared
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