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  • FIRST POST
    • Dhind91840
    • By Dhind91840 14th Jun 19, 8:06 AM
    • 12Posts
    • 1Thanks
    Dhind91840
    Surveyor missed a large hole in the roof
    • #1
    • 14th Jun 19, 8:06 AM
    Surveyor missed a large hole in the roof 14th Jun 19 at 8:06 AM
    We have loved in our property for 5 weeks, it is a mid terrace with a few extensions. We have discovered there is a large hole in the roof tiling.

    We have a small room that always smelt a little hacky but thought it was because it was never used, ends up the beams in it are completely rotted, under the floor was damp and water has an access way in.

    We have had 3 days of straight rain, we got a damp ceiling, discovered the small room was not pooling under the floorboard (literal pools) and now our bedroom ceiling has come through so we have about a 10cmx5cm hole in our bedroom ceiling!

    Any advice on what to do? Should our surveyor have seen this hole? It looks like the previous owner has tried to sort it very very cheaply so they were definitely aware of it.
Page 1
    • Caz3121
    • By Caz3121 14th Jun 19, 8:11 AM
    • 12,387 Posts
    • 8,071 Thanks
    Caz3121
    • #2
    • 14th Jun 19, 8:11 AM
    • #2
    • 14th Jun 19, 8:11 AM
    what type of survey did you purchase and what does it note about the roof?
    • anselld
    • By anselld 14th Jun 19, 8:12 AM
    • 6,428 Posts
    • 6,369 Thanks
    anselld
    • #3
    • 14th Jun 19, 8:12 AM
    • #3
    • 14th Jun 19, 8:12 AM
    What type of survey did you have?
    What did it say about the roof?
    Was the original hole visible from the ground or from inside the loft?

    First priority is to get the tiles fixed and stop more water getting in.
    • Dhind91840
    • By Dhind91840 14th Jun 19, 8:17 AM
    • 12 Posts
    • 1 Thanks
    Dhind91840
    • #4
    • 14th Jun 19, 8:17 AM
    • #4
    • 14th Jun 19, 8:17 AM
    Our surveyor with through Lloyd's bank, we used the no hassle mortgage where they supply everything. No the hole is visible from the flat roof, it's a 3 floor house so it's all quite high.

    We are sorted temporarily on the hole front my other half has patched it up and it's stopped but we just don't know whether it's a home insurance job or if there is another route.

    We've been here 5 weeks and already need a roofer, a plasterer to sort the hole and probably an electrician as it's damaged the light
    • AnotherJoe
    • By AnotherJoe 14th Jun 19, 8:18 AM
    • 15,957 Posts
    • 19,169 Thanks
    AnotherJoe
    • #5
    • 14th Jun 19, 8:18 AM
    • #5
    • 14th Jun 19, 8:18 AM
    Use all the pages on the survey report that have caveats, to paste over the hole.

    Thats the best use you'll get from that.
    Please dont criticise my spelling. It's excellent. Its my typing that's bad.
    • Dhind91840
    • By Dhind91840 14th Jun 19, 8:25 AM
    • 12 Posts
    • 1 Thanks
    Dhind91840
    • #6
    • 14th Jun 19, 8:25 AM
    • #6
    • 14th Jun 19, 8:25 AM
    Dead end then? ��
    • AnotherJoe
    • By AnotherJoe 14th Jun 19, 8:29 AM
    • 15,957 Posts
    • 19,169 Thanks
    AnotherJoe
    • #7
    • 14th Jun 19, 8:29 AM
    • #7
    • 14th Jun 19, 8:29 AM
    Thats my experience of surveys, more caveats than substance, you are more likely to have a Rodney Trotter guarantee pay out.
    • Carrot007
    • By Carrot007 14th Jun 19, 8:39 AM
    • 2,667 Posts
    • 2,304 Thanks
    Carrot007
    • #8
    • 14th Jun 19, 8:39 AM
    • #8
    • 14th Jun 19, 8:39 AM
    Survery will be especially useless since it will be LLoyd's survey they let you have a copy of rather than your own. (so no responsibility to you, not that they would be any if it could not be seen).



    Insurance may not pay out either saying bad maintainance.


    Sounds like your only option is prooving that the previous owners hid it as let's face it they knew. However that will also get nowhere.


    Fix it, move on.
    • hazyjo
    • By hazyjo 14th Jun 19, 8:47 AM
    • 12,330 Posts
    • 16,830 Thanks
    hazyjo
    • #9
    • 14th Jun 19, 8:47 AM
    • #9
    • 14th Jun 19, 8:47 AM
    You probably just had a valuation and not even a survey (going by this: https://www.lloydsbank.com/mortgages/landing-pages/hasslefree.asp).


    Unless you knowingly upgraded the valuation to a homebuyer's or building survey?


    Sometimes they don't even visit the property for a valuation, but use comparable evidence and/or a drive-by.
    2019 wins: Bottle of Prosecco; Popcorn Shed popcorn; Moisturising 'M&S Time Capsules'; Case of Boost Sport + 30 Just Eat voucher; Battle Proms tickets and hotel; under-eye serum...

    "Should know better." Apparently.
    • martindow
    • By martindow 14th Jun 19, 10:21 AM
    • 8,297 Posts
    • 4,859 Thanks
    martindow
    the hole is visible from the flat roof, it's a 3 floor house so it's all quite high.
    Originally posted by Dhind91840
    Surveyors are not likely to clamber up onto a flat roof and living there for five weeks you didn't notice the hole. It doesn't sound as if it is very obvious even for a diligent surveyor.
    • davidmcn
    • By davidmcn 14th Jun 19, 11:09 AM
    • 13,112 Posts
    • 14,902 Thanks
    davidmcn
    What type of survey did you have?
    What did it say about the roof?
    Originally posted by anselld
    And how wet was it when the survey was done? (this is why surveys include a weather report!)
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