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    • seb2020
    • By seb2020 17th May 19, 7:52 PM
    • 4Posts
    • 1Thanks
    seb2020
    Sipp - Funds
    • #1
    • 17th May 19, 7:52 PM
    Sipp - Funds 17th May 19 at 7:52 PM
    What is the minimum number of funds that you have used to set up and run your Sipp successfully?

    Is it possible to run a Sipp successfully with as few as two or three funds?

    Which type of funds did you choose and why did you choose them?
Page 1
    • AnotherJoe
    • By AnotherJoe 17th May 19, 8:01 PM
    • 14,251 Posts
    • 16,960 Thanks
    AnotherJoe
    • #2
    • 17th May 19, 8:01 PM
    • #2
    • 17th May 19, 8:01 PM
    Just read many of the current threads here and in the investments forum on what investments to put in a SIPP or ISA.
    And yes one would be fine.
    Please dont criticise my spelling. It's excellent. Its my typing that's bad.
    • Thrugelmir
    • By Thrugelmir 17th May 19, 9:38 PM
    • 63,125 Posts
    • 56,029 Thanks
    Thrugelmir
    • #3
    • 17th May 19, 9:38 PM
    • #3
    • 17th May 19, 9:38 PM
    Hold enough funds to provide a diversified uncorrelated portfolio. Such that even in a "bad" period the portfolio will perform relatively well. Focus on your long term goals and don't get caught up in short term underperformance. There'll always be sometging which has performed better than what you are invested in.
    "'The mistakes we make as investors is when the market's going up, we think it's going to go up forever. When the market goes down, we think it's going to go down forever. Neither of those things actually happen. Doesn't do anything forever. It's by the moment.'" - John Bogle
    • dunstonh
    • By dunstonh 17th May 19, 10:51 PM
    • 98,281 Posts
    • 66,520 Thanks
    dunstonh
    • #4
    • 17th May 19, 10:51 PM
    • #4
    • 17th May 19, 10:51 PM
    What is the minimum number of funds that you have used to set up and run your Sipp successfully?
    one.

    Is it possible to run a Sipp successfully with as few as two or three funds?
    Yes. Although it really does depend on the funds used. Quantity is not an issue. Quality should be.

    Which type of funds did you choose and why did you choose them?
    It depended on the strategy being used, knowledge of the consumer, amount invested and overall objectives. So, ranged from 1 fund through to 12 funds.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • OldMusicGuy
    • By OldMusicGuy 18th May 19, 10:11 AM
    • 907 Posts
    • 1,965 Thanks
    OldMusicGuy
    • #5
    • 18th May 19, 10:11 AM
    • #5
    • 18th May 19, 10:11 AM
    Three to run a large DC pot. All low cost multi-asset, chosen to give balanced geographic coverage and the desired balance of equity/non-equity investments.
    • Prism
    • By Prism 18th May 19, 2:24 PM
    • 834 Posts
    • 650 Thanks
    Prism
    • #6
    • 18th May 19, 2:24 PM
    • #6
    • 18th May 19, 2:24 PM
    Lots of ways of doing it. A few ideas. They could be active or passive funds
    1. A single low cast multi-asset fund
    2. An all world equity fund and a global or local bond fund
    3. A global equity fund, an emerging markets fund and a global or several regional small cap funds - plus a bond fund
    4. Multiple regional funds and separate bond funds.
    .
    Personally I use option 3 - all active funds at the moment
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