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  • FIRST POST
    • Philmanwho
    • By Philmanwho 16th May 19, 7:53 PM
    • 1Posts
    • 0Thanks
    Philmanwho
    Insurance, how QUICKLY must you tell your insurance
    • #1
    • 16th May 19, 7:53 PM
    Insurance, how QUICKLY must you tell your insurance 16th May 19 at 7:53 PM
    Hello.

    Recently our car was involved in a very minor bump.

    Our driver was at fault ( although, only to avoid being rammed by a maniac in a van with a large trailer).

    Anyway, the 3rd party has not informed her insurance company, nor our insurance. We have provided contact details for the lady, but no further contact has been made since the initial day of the accident.

    They where apparently insured with direct line.

    Our insurance has said it won't affect no claims if she does not report it.

    Question, what is the time limit that the 3rd party must do something. Direct line website says two weeks (today actially), but I am not sure it that applies to non fault accidents.

    Can the 3rd part still claim?

    Kind regards
    P S
Page 1
    • a.turner
    • By a.turner 16th May 19, 8:46 PM
    • 168 Posts
    • 100 Thanks
    a.turner
    • #2
    • 16th May 19, 8:46 PM
    • #2
    • 16th May 19, 8:46 PM
    They can claim any time within six years.
    • Mercdriver
    • By Mercdriver 17th May 19, 2:27 AM
    • 2,528 Posts
    • 1,723 Thanks
    Mercdriver
    • #3
    • 17th May 19, 2:27 AM
    • #3
    • 17th May 19, 2:27 AM
    For injuries to adults I believe it is 3 years...
    • mojo1
    • By mojo1 17th May 19, 11:42 AM
    • 872 Posts
    • 312 Thanks
    mojo1
    • #4
    • 17th May 19, 11:42 AM
    • #4
    • 17th May 19, 11:42 AM
    If you were taking evasive action to avoid an accident then the van driver who caused you to do it is at fault. I can't remember the technical term but basically the accident would not have happened if it were not for the actions of the van driver, so even if they were not involved in the collision they are liable.

    Did you happen to get their details?
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