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  • FIRST POST
    • simonkarios
    • By simonkarios 24th Apr 19, 7:43 AM
    • 48Posts
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    simonkarios
    Discharged: undefined
    • #1
    • 24th Apr 19, 7:43 AM
    Discharged: undefined 24th Apr 19 at 7:43 AM
    Hi all, never noticed this particular wording on my ClearScore credit report for my CCJ.

    It is from a CCJ in July 2013.

    Could anyone tell me what the undefined bit means? I'm presuming discharged means paid, but as I say not sure on the undefined.

    Any help, greatly appreciated.

    Simon
Page 1
    • simonkarios
    • By simonkarios 1st May 19, 5:08 AM
    • 48 Posts
    • 0 Thanks
    simonkarios
    • #2
    • 1st May 19, 5:08 AM
    • #2
    • 1st May 19, 5:08 AM
    Anybody out there with any ideas?
    • Rubysaturday
    • By Rubysaturday 14th May 19, 9:48 AM
    • 2 Posts
    • 0 Thanks
    Rubysaturday
    • #3
    • 14th May 19, 9:48 AM
    CCJ: Discharged> Undefined
    • #3
    • 14th May 19, 9:48 AM
    Hi,
    I have also noticed that I have the same wording next to my CCJ's . The CCJ's were not over 6 years old so it's not like thats's it.
    May I ask, were any of your CCJs for payday loans ? Wage Day Advance? This company have gone into administration (big thread somewhere about this) . They were refunding customers/ compensating them for bad practices. If you had an outstanding balance this is to be apparently set against the amount you owe. I'm just wondering if this is it ? Even if it is it still does not explain the effect of Discharged: Undefined on Clear score?
    I have emailed Clear score so that hopefully they can cast some light. However, I did call the court where the CCJ is registered and they tell me it is still showing as unpaid on their system ???

    Any one else who Knows anything-I would be grateful to hear. Thank you.
    • Rubysaturday
    • By Rubysaturday 17th May 19, 10:55 AM
    • 2 Posts
    • 0 Thanks
    Rubysaturday
    • #4
    • 17th May 19, 10:55 AM
    Answer ?
    • #4
    • 17th May 19, 10:55 AM
    I emailed clearscore and this is what they said:

    A CCJ will be on your credit report for 6 years from the date of judgement/decree.

    Also, the date the CCJ is terminated from the Court will reflect as the ‘Discharged Date’ on their Clear Score report, hence if you can see that ‘discharged: undefined ‘ it means that the CCJ is still active.

    If you believe there is incorrect information on your credit report, you'll need to raise this as a dispute.


    So, it means the CCJ is still active from what I can gather.
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