Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • user1168934
    • By user1168934 16th Apr 19, 9:12 AM
    • 365Posts
    • 224Thanks
    Will house valuation during remortgage have any effects when I sell in a couple of years?
    • #1
    • 16th Apr 19, 9:12 AM
    Will house valuation during remortgage have any effects when I sell in a couple of years? 16th Apr 19 at 9:12 AM
    I am in the process of remortgaging my place. The valuation was done recently and I have just received the mortgage offer for the amount I was looking for. The only concern I have is that the property value in the offer is a considerably less than what I thought it should be (based on my research and valuation by two different estate agents). I have good equity so like I said I have still got the offer I was looking for with the same LTV band etc. The only concern I have is the house value. Is there any point challenging it?

    In a couple of years time, when I come to sell this property, will this valuation figure have any effects?
    (I personally think that it should not and that the market conditions at the time will decide. But I don't know much about these things ...)
    Save 12k in 2015 #193 (target 12,000) : 12,690 (105.75%)
    Save 12k in 2016 #130 (target 18,000) : 15,000 (83.33%)
    Save 12k in 2019 #166 (target 12,000) : 4,449 (37.07%) so far
Page 1
    • kingstreet
    • By kingstreet 16th Apr 19, 9:20 AM
    • 34,993 Posts
    • 19,057 Thanks
    • #2
    • 16th Apr 19, 9:20 AM
    • #2
    • 16th Apr 19, 9:20 AM
    Nope. It won't.

    It isn't recorded anywhere public.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,602Posts Today

7,325Users online

Martin's Twitter
  • Have a great Easter, or a chag sameach to those like me attending Passover seder tomorrow. I?m taking all of next?

  • RT @rowlyc1980: A whopping 18 days off work for only 9 days leave! I?ll have a bit of that please......thanks @MartinSLewis for your crafty?

  • RT @dinokyp: That feeling when you realise that you have 18 days of work and only used 9 days of your annual leave! Thanks @MartinSLewis h?

  • Follow Martin