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  • FIRST POST
    • Sunshine girl2
    • By Sunshine girl2 11th Apr 19, 6:33 PM
    • 126Posts
    • 851Thanks
    Sunshine girl2
    The Last Furlong
    • #1
    • 11th Apr 19, 6:33 PM
    The Last Furlong 11th Apr 19 at 6:33 PM
    Been round these parts before , just want a home now for the final push to be debt free . Not putting a definite date on it , but roughly around Summer 2020 would be good.

    I have around £2900 left to go ,not a lot in the scheme of things but enough to keep me on with the budgeting and being careful with the spends . Have learnt lots of useful tips and used advice from these forums over the past while.

    Here's to getting the Sunshine girl over the finishing line
Page 6
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th May 19, 5:22 PM
    • 9,437 Posts
    • 74,599 Thanks
    HairyHandofDartmoor
    Well done on the de-cluttering and good to have your hair done . I hope you sleep better tonight.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105. EMERGENCY FUND 2 = £1,505.
    CHRISTMAS SAVINGS = £96
    PREMIUM BONDS = £100
    • Sunshine girl2
    • By Sunshine girl2 6th May 19, 5:24 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    well done on decluttering - that is the looming big-time for me. and has been for years!!. but this year (Rodney!!!)
    Originally posted by mark88man

    You will need a skip then .
    • mark88man
    • By mark88man 6th May 19, 9:55 PM
    • 3,870 Posts
    • 9,085 Thanks
    mark88man
    You will need a skip then .
    Originally posted by Sunshine girl2
    Just the one dear?

    quote from - https://www.youtube.com/watch?v=8JT1LDByklQ
    Things happen for a reason. Often the reason is we are stupid & make bad decisions.
    Weight/Health - Fluctuating - better than I was worse than I should be
    End 18: CC:8K@0% - Car Loan:11K@2.8% - Mort:133K@2.1% = £152K
    Decrease in Total Debt 2016:£13.4K 2017:£8.3K 2018:£20K

    • Seasidegal58
    • By Seasidegal58 9th May 19, 8:48 PM
    • 2,924 Posts
    • 18,429 Thanks
    Seasidegal58
    Glad to read you had a productive BH - and cleared out some more stuff. It's nice just to potter at home sometimes at the weekends after a busy week at work.
    X
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    MONTHS TO RETIREMENT: 23
    My diary: “Paid off the £31,000! BUT- still scrimping!”
    • Sunshine girl2
    • By Sunshine girl2 11th May 19, 6:21 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    Life is plodding on , not much to report apart from 3 eBay sales today . Need to do food shopping tomorrow and need petrol.

    Went to look at a possible new rental , a house in a nice area , but the kitchen was minute , you couldn't have a fridge in it of any sort . It said it had been refurbished, well maybe a lick of paint but looked like a child had done it. I will stay here for the moment .

    Have a good evening .
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 11th May 19, 7:41 PM
    • 9,437 Posts
    • 74,599 Thanks
    HairyHandofDartmoor
    Ebay sales are good . Are you unhappy in your current home? A kitchen without a fridge wouldn't be much use!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105. EMERGENCY FUND 2 = £1,505.
    CHRISTMAS SAVINGS = £96
    PREMIUM BONDS = £100
    • beanielou
    • By beanielou 11th May 19, 7:54 PM
    • 63,288 Posts
    • 278,808 Thanks
    beanielou
    Good news on the ebay sales
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • BalanceBy50
    • By BalanceBy50 11th May 19, 10:26 PM
    • 161 Posts
    • 1,065 Thanks
    BalanceBy50
    Did your dad help you with your cables? We have a drawer of doom in the kitchen full of carp. Last year I took all the chargers out and put them in a carrier bag and threw them on top of our wardrobe with the intention that if they were still there untouched after a year they could be binned - a couple of days later DH asked me where his charger cable was for his bike lights was was very puzzled when I said probably on top of our wardrobe . I also did the same with all the loose keys that were lying in the drawer too! Xx
    • doingitanyway
    • By doingitanyway 12th May 19, 9:28 AM
    • 4,305 Posts
    • 26,271 Thanks
    doingitanyway
    Nothing wrong with plodding at all.

    Well done with ebay

    Wishing you a relaxing Sunday
    Target by end of Aug goal: 1150/4000
    Car costs savings: 400
    Xmas savings 20
    • redofromstart
    • By redofromstart 12th May 19, 12:21 PM
    • 2,374 Posts
    • 15,218 Thanks
    redofromstart
    Hello

    Most of my stuff is done by plodding, works best for me.
    • Sunshine girl2
    • By Sunshine girl2 15th May 19, 10:05 AM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    I am away at the moment on a short break by the sea .

    Trying to be mindful of spending money on coffees and teas . Have had amazing weather so far and it has been a blessing .

    Back to work Monday.
    • beanielou
    • By beanielou 15th May 19, 10:17 AM
    • 63,288 Posts
    • 278,808 Thanks
    beanielou
    Enjoy, enjoy, enjoy
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th May 19, 7:50 PM
    • 9,437 Posts
    • 74,599 Thanks
    HairyHandofDartmoor
    I am away at the moment on a short break by the sea .

    Trying to be mindful of spending money on coffees and teas . Have had amazing weather so far and it has been a blessing .

    Back to work Monday.
    Originally posted by Sunshine girl2
    That sounds lovely, have a good time .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105. EMERGENCY FUND 2 = £1,505.
    CHRISTMAS SAVINGS = £96
    PREMIUM BONDS = £100
    • milann
    • By milann 16th May 19, 9:38 PM
    • 2,517 Posts
    • 14,455 Thanks
    milann
    Have fun by the sea. You’ve been lucky with the weather
    • Sunshine girl2
    • By Sunshine girl2 17th May 19, 5:06 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    Have fun by the sea. You’ve been lucky with the weather
    Originally posted by milann

    I have been very lucky.
    • Sunshine girl2
    • By Sunshine girl2 17th May 19, 5:13 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    Back home now after a pleasant few days away.

    Payday today so have spent sometime moving money around to various pots. I had a £10 credit on my sparks account , so have ordered some new underwear. Cost me £6.00 . Have bought a gift card for £25 to go to the friends who put me up as a thank you. Needed a card for Australia, have had to moonpig it , as it is very soon the birthday. Also have £7.47 in PA trying to get that to £10. Have around £12 in TC . Will be using it all this month as extra income, have a trip to jersey and a big birthday for a relative to pay for. I checked my credit card today and it is down to £2520 . The lowest it's been in a long time. I have bought my premium bonds again today, thanks to Hairy .

    Nothing planned for weekend , apart from shopping and ironing.
    • milann
    • By milann 17th May 19, 5:25 PM
    • 2,517 Posts
    • 14,455 Thanks
    milann
    Sounds like you’ve had a lovely time. Enjoy the weekend and whatever it may bring....
    • beanielou
    • By beanielou 17th May 19, 6:36 PM
    • 63,288 Posts
    • 278,808 Thanks
    beanielou
    Glad that you have had a good time
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Sunshine girl2
    • By Sunshine girl2 18th May 19, 4:21 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    Did your dad help you with your cables? We have a drawer of doom in the kitchen full of carp. Last year I took all the chargers out and put them in a carrier bag and threw them on top of our wardrobe with the intention that if they were still there untouched after a year they could be binned - a couple of days later DH asked me where his charger cable was for his bike lights was was very puzzled when I said probably on top of our wardrobe . I also did the same with all the loose keys that were lying in the drawer too! Xx
    Originally posted by BalanceBy50

    I missed your post BY50 , the cables were indeed decluttered, out of my drawers , straight into my dads shed. Don't ask , it's like an Aladdin's cave of junk. Your charger story is funny .
    • Sunshine girl2
    • By Sunshine girl2 18th May 19, 4:26 PM
    • 126 Posts
    • 851 Thanks
    Sunshine girl2
    Shopping today £2.15 over budget, blame it on Aldi. They had some gluten free biscuits in and they are very nice £1.15 . I also bought a magazine for once 90p . Not so bad in the grand scheme of things. I allow £30 weekly for shopping , this week I got more gluten free items from Aldi as well as the biscuits . Tomorrow I need petrol , and to double check my accounts .

    My fridge is full of healthy food this week, I am usually very good with fruit but have failed on veg recently. Tonight's tea is steamed veg and rice topped with grated cheese.

    Eurovision tonight , may have a little look.
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