Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • beanielou
    • By beanielou 1st Apr 19, 8:50 PM
    • 62,561Posts
    • 270,614Thanks
    beanielou
    Awesome April's NSD thread.
    • #1
    • 1st Apr 19, 8:50 PM
    Awesome April's NSD thread. 1st Apr 19 at 8:50 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of April.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.
    Remember every little helps
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 3
    • beanielou
    • By beanielou 9th Apr 19, 3:14 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    Beanielou, the new netting is very marginally more expensive, but it's true the intended purchase was last Thursday, so if I've got to the end of today and haven't bought anything else (highly likely) then perhaps I can count it as an NSD?
    Originally posted by cathybird
    I would.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 10th Apr 19, 7:03 AM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Morning all, and I didn't spend anything yesterday apart from the annoying kerfuffle over the garden netting, so given Beanielou's kind thoughts, I will declare yesterday an NSD, and today too hopefully, so now up to 4/12, yay
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • beanielou
    • By beanielou 10th Apr 19, 7:38 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    NSD no 9 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • little_green
    • By little_green 11th Apr 19, 11:53 AM
    • 201 Posts
    • 671 Thanks
    little_green
    6/10
    today is a spend day but trying to get everything today so tomorrow is NSD
    • beanielou
    • By beanielou 11th Apr 19, 2:01 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    NSD no 10 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 11th Apr 19, 5:29 PM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Today not an NSD but the firm that couldn't send me the netting sent it anyway, and still gave me a refund! They felt bad I think. So I ended up with two for the price of one.
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • little_green
    • By little_green 12th Apr 19, 10:02 AM
    • 201 Posts
    • 671 Thanks
    little_green
    yesterday was expensive
    hoping today is NSD
    • beanielou
    • By beanielou 12th Apr 19, 11:36 AM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    Not one today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 14th Apr 19, 12:22 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    NSD no 11 yesterday & no 12 today.

    This thread is very quiet
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 15th Apr 19, 5:23 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    13 for me today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 15th Apr 19, 6:57 PM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Not one for me today (or yesterday) and I am feeling I really need to knuckle down.
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • beanielou
    • By beanielou 15th Apr 19, 7:10 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    Not one for me today (or yesterday) and I am feeling I really need to knuckle down.
    Originally posted by cathybird
    It can be hard.
    Keep going
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 17th Apr 19, 11:51 AM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Still not a no-spend day but hoping to catch up over Easter!
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • beanielou
    • By beanielou 17th Apr 19, 12:18 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    14 for me as I dont count the physio.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 18th Apr 19, 7:48 AM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Back in the saddle finally and it's 5/12
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • little_green
    • By little_green 18th Apr 19, 8:15 AM
    • 201 Posts
    • 671 Thanks
    little_green
    9/18 as today will be a spend day.
    • beanielou
    • By beanielou 18th Apr 19, 10:57 AM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    Back in the saddle finally and it's 5/12
    Originally posted by cathybird
    9/18 as today will be a spend day.
    Originally posted by little_green
    Looking good you two
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 19th Apr 19, 7:54 AM
    • 3,707 Posts
    • 15,380 Thanks
    cathybird
    Morning all, 6/12 for me today
    15 in Save 12K: -1,011.85/12K. MNSDs: 7/12 YNSDs: 36/TF Tilly: 403.56
    Apr AFDs: 20/21 2019 AFDs: 93/260 2018: 303/260
    Mortgage 1/1/19: 31,950.00 27,750.00 Paid off: 4,200
    • beanielou
    • By beanielou 19th Apr 19, 7:24 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    15 yesterday. 16 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 19th Apr 19, 7:26 PM
    • 62,561 Posts
    • 270,614 Thanks
    beanielou
    Morning all, 6/12 for me today
    Originally posted by cathybird
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,427Posts Today

4,112Users online

Martin's Twitter
  • Have a great Easter, or a chag sameach to those like me attending Passover seder tomorrow. I?m taking all of next? https://t.co/qrAFTIpqWl

  • RT @rowlyc1980: A whopping 18 days off work for only 9 days leave! I?ll have a bit of that please......thanks @MartinSLewis for your crafty?

  • RT @dinokyp: That feeling when you realise that you have 18 days of work and only used 9 days of your annual leave! Thanks @MartinSLewis h?

  • Follow Martin