Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • johnbhoy10
    • By johnbhoy10 29th Mar 19, 2:24 PM
    • 433Posts
    • 104Thanks
    johnbhoy10
    Starting up!!
    • #1
    • 29th Mar 19, 2:24 PM
    Starting up!! 29th Mar 19 at 2:24 PM
    Hey guys-i dabbled slightlywith stoozing in the past but missed the real good times and chucked it. However, with Amex churning now a lot harder i thought i'd stick a toe in again and try again.

    I have an offset mortage so good for a slow stooze and applied for the Sainsburys Dual last night and got 5k with 28 months. Was quite pleased with that. So far so good. Thought i would try again and have a mini blitz of applications together to start me off.

    So tried Virgin Money last night and their 'soft' (i hope it was) check said no thanks. Now this may have something to do with the fact i've just cleared a 30 month money transfer card with them a couple of weeks ago. Didn't pay any interest of course.

    The MBNA looks good but i don't think i[ve got any big purchases in the next couple of months to maximise it.

    I see on the list on here that Tesco, Yorkshire and Clydesdale are doing 26 months.

    Any thoughts guys. I'm inclined to go for a couple more over the weekend or should i just sit tight??


    ps- i had 6 amex before Xmas and a Creation but i've scaled it back to 3 Amex and the Creation and reduced their limits.
    Last edited by johnbhoy10; 29-03-2019 at 2:27 PM. Reason: .
Page 1
    • jtgaoler
    • By jtgaoler 12th Apr 19, 10:46 PM
    • 33 Posts
    • 12 Thanks
    jtgaoler
    • #2
    • 12th Apr 19, 10:46 PM
    • #2
    • 12th Apr 19, 10:46 PM
    Credit Club will give you as a good an idea as anything else!
    • beany_bot
    • By beany_bot 16th Apr 19, 10:34 AM
    • 359 Posts
    • 148 Thanks
    beany_bot
    • #3
    • 16th Apr 19, 10:34 AM
    • #3
    • 16th Apr 19, 10:34 AM
    Never quite understood stoozing. Especially now.
    Basically, if you spend the energy you would stoozing on something else you can easily make more money expending your energy elsewhere. Hell, even cutting grass will return you more than faffing around stoozing.
    Also, A better return on your money would be to invest the money properly. Not just in some rinkydink interest account.
    • MallyGirl
    • By MallyGirl 16th Apr 19, 12:02 PM
    • 3,598 Posts
    • 8,953 Thanks
    MallyGirl
    • #4
    • 16th Apr 19, 12:02 PM
    • #4
    • 16th Apr 19, 12:02 PM
    pretty true today but when I first started doing it I could do a fee free money transfer from Egg straight into my flexible mortgage and save a fair bit on interest. The interest rates are too low these days to make much
    • jeepjunkie
    • By jeepjunkie 17th Apr 19, 5:57 AM
    • 1,531 Posts
    • 1,397 Thanks
    jeepjunkie
    • #5
    • 17th Apr 19, 5:57 AM
    • #5
    • 17th Apr 19, 5:57 AM
    Slim pickings these days so gave up. I'm sure the "market" will pickup in the future at some point
    • johnbhoy10
    • By johnbhoy10 17th Apr 19, 3:31 PM
    • 433 Posts
    • 104 Thanks
    johnbhoy10
    • #6
    • 17th Apr 19, 3:31 PM
    • #6
    • 17th Apr 19, 3:31 PM
    Thanks for replies folks. Got the Sainsburys and added the Clydesdale so got 13k and will just slow stooze against my offset mortgage. Not a lot but it's a start again and at least getting something back after my Flybe and Amex cards have ceased to become much use to me now!!!
    • johnbhoy10
    • By johnbhoy10 17th Apr 19, 3:43 PM
    • 433 Posts
    • 104 Thanks
    johnbhoy10
    • #7
    • 17th Apr 19, 3:43 PM
    • #7
    • 17th Apr 19, 3:43 PM
    Never quite understood stoozing. Especially now.
    Basically, if you spend the energy you would stoozing on something else you can easily make more money expending your energy elsewhere. Hell, even cutting grass will return you more than faffing around stoozing.
    Also, A better return on your money would be to invest the money properly. Not just in some rinkydink interest account.
    Originally posted by beany_bot
    Apply, set up minimum d/debit, circle end date and clear. Slow stoozing doesn't take a lot of time. I do take your point about it been of negligible value though.

    ''invest money properly''- not that i've looked that much but wouldn't have thought that's risk free without committing middle to longer term. For my circs at the moment i like to have quick access.
    • Fingerbobs
    • By Fingerbobs 17th Apr 19, 10:57 PM
    • 615 Posts
    • 213 Thanks
    Fingerbobs
    • #8
    • 17th Apr 19, 10:57 PM
    • #8
    • 17th Apr 19, 10:57 PM
    Also, A better return on your money would be to invest the money properly. Not just in some rinkydink interest account.
    Originally posted by beany_bot
    This makes no sense. Stoozing does not involve any of your own money.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,085Posts Today

7,372Users online

Martin's Twitter
  • Have a great Easter, or a chag sameach to those like me attending Passover seder tomorrow. I?m taking all of next? https://t.co/qrAFTIpqWl

  • RT @rowlyc1980: A whopping 18 days off work for only 9 days leave! I?ll have a bit of that please......thanks @MartinSLewis for your crafty?

  • RT @dinokyp: That feeling when you realise that you have 18 days of work and only used 9 days of your annual leave! Thanks @MartinSLewis h?

  • Follow Martin