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  • FIRST POST
    • Lil Suga
    • By Lil Suga 15th Mar 19, 4:17 PM
    • 11Posts
    • 34Thanks
    Lil Suga
    Can I do it by myself?
    • #1
    • 15th Mar 19, 4:17 PM
    Can I do it by myself? 15th Mar 19 at 4:17 PM
    Hi everyone!! I remember when I was young I assumed Iíd be married own a home and have children by 30-40..unfortunately not true. Not all bad though, I have a loving partner and 2 children .......and a horrid online slot gambling addiction. I had debt way before the gambling started which I had under control with a DMP, have had these debts so long the defaults donít show anymore. But unfortunately new debts occur when you gamble. I have majority of these included in my DMP and have 3 more to sort. I also have a revolving line of credit, which is just doing that revolving. Writing this diary so I can keep on top of things and watch that debt disappear. Thanks in advance any help would be great x
Page 1
    • Dreambig
    • By Dreambig 15th Mar 19, 7:23 PM
    • 24 Posts
    • 75 Thanks
    Dreambig
    • #2
    • 15th Mar 19, 7:23 PM
    • #2
    • 15th Mar 19, 7:23 PM
    Well done on your diary.. I'm subscribing wishing you loads of luck on your journey and seeing you smash it were all in the same boat with credit/debt looking forward to your updates and that will keep me motivated as well xx
    January 19/ March 19
    Voda £265/197.86, Very - £1198/£878.98, Next - £2293/2123, Hitachi, £8635/8339.52 O/D - £560/540
    Shawbrook, £6464/6462 Savings30 Christmas:63 Christmas Sealed Pot -19.34
    • Lil Suga
    • By Lil Suga 15th Apr 19, 8:51 PM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    • #3
    • 15th Apr 19, 8:51 PM
    • #3
    • 15th Apr 19, 8:51 PM
    Can’t stop thinking about money ...it’s the gambler in me and the fact I want to get rid of my debt. It’s payday soon and that’s when I will begin my debt free journey.
    • Lil Suga
    • By Lil Suga 16th Apr 19, 9:34 AM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    • #4
    • 16th Apr 19, 9:34 AM
    • #4
    • 16th Apr 19, 9:34 AM
    Was up til late last night reading diaries and getting inspiration!! Feel more positive today. Got so many plans in my head I feel like I’m going to pop!! Need to do SOA but need to get through this bank holiday first. The problem for me is I THINK it’s payday this Saturday as payday is Tuesday 23rd but due to bank holiday I think the funds will be available on Sat. Now, knowing I gamble I set up all my half of the bills and self managed DMP payments to go out on payday, however on weekends like that this I get paid earlier which is a gamblers paradise (just £20 I think, which can easily turn into £200/£400). I always transfer £400 to my partner who drip feeds it me back throughout the month (he knows I had an addiction and this was put in place so I wouldn’t waste it), however I’ve continued to gamble and have used money meant for my half of bills. Therefore in arrears with council tax 18/19 and gas and electricity. So if I can not gamble I can pay all my priority bills and money towards arrears and still make DMP payments.
    So in my head all I have to do is sign up to GAMSTOP and that will stop me from being able to gamble online....I have the website on my other screen awaiting my details...please give me he strength to complete the form...
    • mumtoomany
    • By mumtoomany 16th Apr 19, 10:01 AM
    • 217 Posts
    • 1,622 Thanks
    mumtoomany
    • #5
    • 16th Apr 19, 10:01 AM
    • #5
    • 16th Apr 19, 10:01 AM
    Here to, hopefully, offer you strength. I am the daughter of a compulsive gambler who married the son of a compulsive gambler! Both of us grew up with very little, none of the "nice" things all our piers owned. We both survived it but, even though we both loved our fathers dearly, would have given anything for life to be different. Neither my mother nor my mother-in-law had anything until after these two men died.

    I believe you can bar yourself from these sites. Make that your first job today. Then find a picture or pictures of your family and put them where you will see them. Desk fridge etc. Do this for them. Good luck with this, keep coming back on here. We are a friendly bunch and everyone will be behind you all the way, M2m.
    • Lil Suga
    • By Lil Suga 16th Apr 19, 1:42 PM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    • #6
    • 16th Apr 19, 1:42 PM
    • #6
    • 16th Apr 19, 1:42 PM
    M2m....I cried at your response...please don’t take that the wrong way...it was the push I needed! I know my children have gone without due to my addiction. I’ve done it...I’ve signed up to GAMSTOP!! Goodbye Mr Gamble....off you go...tatty bye byes....ta-la!!
    I know people maybe thinking why am I not on a gambling forum doing this...I have used a well known one before...however I think I used it as a crutch and a secret way to continue not to feel that I really needed to stop as I’d use others stories to tell myself I’m not as bad as them, I haven’t stolen, put physical money in a machine etc. Truth is we’re all the same, just do it in different forms. So again thank you M2m you have changed my future.

    Now whilst checking my email to confirm that I was registered, I noticed an email from a payday loan lender saying I may be entitled to a refund...form completed.

    And with a new found energy to get my debts cleared I’ve listed some bits on a few selling sites...fingers crossed I can make some money and put towards my debt....let a journey begin x
    • mumtoomany
    • By mumtoomany 16th Apr 19, 2:03 PM
    • 217 Posts
    • 1,622 Thanks
    mumtoomany
    • #7
    • 16th Apr 19, 2:03 PM
    • #7
    • 16th Apr 19, 2:03 PM
    Thank you, I'm glad it helped. Here's to the start of the rest of your life. Things can only get better from now on, M2m.
    • Guybrush_Threepwood
    • By Guybrush_Threepwood 16th Apr 19, 3:52 PM
    • 73 Posts
    • 235 Thanks
    Guybrush_Threepwood
    • #8
    • 16th Apr 19, 3:52 PM
    • #8
    • 16th Apr 19, 3:52 PM
    Do you have the addiction under control?
    Current Debt: May 2018: £83,035.95 - June 2018: £80,358.78 - July 2018: £77,140.01 - August 2018: 74,672.56 - September 2018: £72,700.22 - October 2018: £68,593.21 - November 2018: £67,153.13 - December 2018: £65,711.80 - January 2019: £64,466.73 - February 2019: £62,722.91 - March 2019: £61,527.35 - April 2019: £59,211.24
    • Lil Suga
    • By Lil Suga 16th Apr 19, 4:31 PM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    • #9
    • 16th Apr 19, 4:31 PM
    • #9
    • 16th Apr 19, 4:31 PM
    [QUOTE] well I hope so. Registered with gamstop today and checked the 2 sites I use are on there. Don’t gamble anywhere but online, so fingers crossed. Tbh your thread was inspiring to read!!
    • Lil Suga
    • By Lil Suga 17th Apr 19, 11:18 AM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    Ooooooh Iím so excited about payday and not being able to gamble!! Usually itís pay day panic for me. Already sold something on a 2nd hand selling site, will post today. Iíve got the bug. Daughters stash of old clothes have come out of the cupboard. Will attempt to sell these too. Future feels bright. I have £50 left til payday which is either Sat or Tuesday. Need to top the food shopping, budgeting £10 for that, birthday present £10 for that. Anything left over from this £50 I will put towards my smallest debt which is £19. Feeling good
    • Dreambig
    • By Dreambig 17th Apr 19, 7:30 PM
    • 24 Posts
    • 75 Thanks
    Dreambig
    Fantastic Lil Suga Keep Ur chin up your doing amazing, keep reading these threads to keep you motivated, I always read may not always post I just need to keep my momentum going, When I look at my balances it sometimes gets me a bit down cause they are not coming down as fast as id like reading peoples journeys keeps me in check and focused cause were doing something about our debt, The future is bright xx
    January 19/ March 19
    Voda £265/197.86, Very - £1198/£878.98, Next - £2293/2123, Hitachi, £8635/8339.52 O/D - £560/540
    Shawbrook, £6464/6462 Savings30 Christmas:63 Christmas Sealed Pot -19.34
    • Lil Suga
    • By Lil Suga 20th Apr 19, 10:50 AM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    How random....got paid on good Friday. Not going to complain! No online gambling actioned! This is great. Just awaiting for the bills to be paid Tuesday and I can start on planning to reduce my mountain of debt.
    • Lil Suga
    • By Lil Suga 25th Apr 19, 2:59 PM
    • 11 Posts
    • 34 Thanks
    Lil Suga
    Quick update!! No gambling...that’s sorted since joining gamstop...lifesaver, literally! Now to tackle the debt. Whilst checking the account that I pay my self managed DMP from u noticed 1 particular company did not collect their payment. So I called, message to say hi into administration , no payments currently being collected. So when these pay day sharks have this happen how does that leave me? Anyway I have a few other calls to make and I’ll get on this soa.
    • Tink_04
    • By Tink_04 25th Apr 19, 4:29 PM
    • 1,003 Posts
    • 5,227 Thanks
    Tink_04
    You have taken a huge step to stop your addiction but please seek other support too. Having someone either a family member/sponsor etc onside will help you beat this for good! Good luck and I will be reading your diary!

    Tink
    Living the simple life
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