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  • FIRST POST
    • patman99
    • By patman99 28th Feb 19, 7:41 PM
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    patman99
    Rambling Man's mutterings.
    • #1
    • 28th Feb 19, 7:41 PM
    Rambling Man's mutterings. 28th Feb 19 at 7:41 PM
    Right, I already have a diary but haven't visited it in at least 2 years, so time to start a new one.


    A little bit about me and my life.
    Since November 2018 I have been an agency worker trying to scratch a living whilst attempting to gain permanent employment.
    I also lost my mum on 31/12/18 and so have inherited a dog.
    As a result, myself and MrsP. have had to relocate to my now-deceased parents house as, unlike my flat, it has a garden.


    This means I am trying to keep my flat bills paid whilst living nearby. As such, I have a new monthly challenge and that is to make £1,000 per month to keep the wolf from the door.


    My long term plan is to sell my flat and buy my brother's 50% of the house. The equity in the flat is not sufficient to buy the 50% after clearing my mortgage and debts, but my fsther-in-law died last August so my wife has a 50% share of his estate to come. However, there is a little complication in that her brother is in jail and has a June release date. We agreed he could return to the house for 3 months whilst he gets himself sorted wit the probation service.




    Anyway, with tommorrow being the1st of the month, I will be +£53.04 towards my target. I obtained 2 days work this week that I will be paid for next week. This should take my target to £270, leaving £730 to go.


    As of this evening, I have no work for next week, but do have an interview tommorrow and another Monday.


    Jobs for March-


    Photograph an list a console table I got free and upcycled.
    List my 1t trolley jack (I have inherited a new 2 Tonne one from my F-in-L)
    List a torque wrench.
    List a new router bench I no longer need.
    Sort and list any other tools I find in my F-in-L's shed


    Look for next upcycling project.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
Page 1
    • patman99
    • By patman99 2nd Mar 19, 4:18 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    • #2
    • 2nd Mar 19, 4:18 PM
    • #2
    • 2nd Mar 19, 4:18 PM
    Listed console table at 12:30 today and had n offer at 14:45. Sold for£75 plus £10 to deliver it.
    Taking out costs of paint and stain that gives me a profit of £50.


    Listed torque wrench.


    Lined up next project. Got a trailer for £50 that just needs a quick re-paint and new floor and sides. As I already have the paint and 1 full sheet of plywood, all I need is 1 sheet of ply and a tin of varnish to give the wood extra protection and I am good to go.


    Costs for materials should be less than £50 and the trailer should resell for £450.


    This will help my monthly target no end.



    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • chupachups4
    • By chupachups4 2nd Mar 19, 7:18 PM
    • 149 Posts
    • 2,073 Thanks
    chupachups4
    • #3
    • 2nd Mar 19, 7:18 PM
    • #3
    • 2nd Mar 19, 7:18 PM
    Hello,

    subscribed.
    I like your upcycling project.
    Can you rent your flat?
    shipping busy bus: 1504 euros/15000 euros
    Ile de P‚ques:541/5000 euros; Galapagos: 0/5000 euros
    declutter: 1171/2019
    52 weeks challenge: 268 euros/1378 euros
    sales: jan: 306euros/300 euros; feb: 863 euros/300euros;march:1763euros/500 euros
    • patman99
    • By patman99 9th Mar 19, 6:09 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    • #4
    • 9th Mar 19, 6:09 PM
    • #4
    • 9th Mar 19, 6:09 PM
    @chupachups the plan is to sell my flat (potential buyer already lined up), then sell F-in-L's house. The equity in the flat along with my spouse's 50% share of her inheritence will more than cover the 50% I need to raise to buy out my brother.
    I can then do up the house (it needs new windows and I want to add a proper sun room on the back). then, in 10 years time, sell and buy a bungalow (if it needs work, then it will be just another project within my capabilities).


    Anyway, this week's update.
    The trailer was a bit of a farce. Both wheels were flat and one tyre was split. Ordered a new tyre at £57, then, before I took the wheel in to have it fitted, found a guy with loads of trailer wheels with tyres, so got two for £50 and now have a contact should I need more.


    Changed wheel on trailer and towed it home. a mile from home the remaining original tyre split so I had to drive slowly to get home safely. Good job I went for 2 wheels instead of just the 1 I was originally intending to purchase.


    Anyway, the week took an unexpected turn. Had an interview on Monday tht lead to a trial day Tuesday that lead to a job offer so now back in permanent work. This is paid on the last day of the month, so things will be tight for a while whilst I build up my funds. In fact, if I need anything for the trailer or my storage box stool project, then they will have to be put on the back burner for a couple of weeks.


    Sold the torque wrench and found another to list tomorrow.


    Other work to do -
    Strip trailer ready for painting (started this, but so windy it wasn't worth the riskof random bits of wood being picked-up and hurled into neighbours cars).
    List 2nd torque wrench.
    Look for other tools to sell.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • Buffythedebtslayer
    • By Buffythedebtslayer 9th Mar 19, 6:43 PM
    • 15,551 Posts
    • 52,944 Thanks
    Buffythedebtslayer
    • #5
    • 9th Mar 19, 6:43 PM
    • #5
    • 9th Mar 19, 6:43 PM
    WOW Congrats on getting the job, that must feel good!

    I trying to work up the enthusiasm for e bay.....

    Glad things are looking up XX
    Sealed Pot 12 - 008, 365, 1p a day, 1%, 100 days, Saving to be out of debt!
    • chupachups4
    • By chupachups4 9th Mar 19, 6:49 PM
    • 149 Posts
    • 2,073 Thanks
    chupachups4
    • #6
    • 9th Mar 19, 6:49 PM
    • #6
    • 9th Mar 19, 6:49 PM
    congrats for the job
    shipping busy bus: 1504 euros/15000 euros
    Ile de P‚ques:541/5000 euros; Galapagos: 0/5000 euros
    declutter: 1171/2019
    52 weeks challenge: 268 euros/1378 euros
    sales: jan: 306euros/300 euros; feb: 863 euros/300euros;march:1763euros/500 euros
    • Honeysucklelou2
    • By Honeysucklelou2 10th Mar 19, 2:01 AM
    • 1,558 Posts
    • 7,797 Thanks
    Honeysucklelou2
    • #7
    • 10th Mar 19, 2:01 AM
    • #7
    • 10th Mar 19, 2:01 AM
    Great news about the job.
    paydbx2019 #93 £572.38/£10,100 .
    School trips £1016/£1269..
    EF £210
    • patman99
    • By patman99 16th Mar 19, 7:40 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    • #8
    • 16th Mar 19, 7:40 PM
    • #8
    • 16th Mar 19, 7:40 PM
    This week's update.
    Finished 2nd week of work. Everything is looking good in that are.


    Trailer - stripped and painted wheels. The rest of the trailer sits waiting for the wind and rain to subside so I can actually get on with it.


    Sold 2 of my mum's books on ebay. Just another 200 to go.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • patman99
    • By patman99 23rd Mar 19, 1:59 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    • #9
    • 23rd Mar 19, 1:59 PM
    • #9
    • 23rd Mar 19, 1:59 PM
    Not much to report this week.


    Project #1
    Stool with storage - leg made and painted.
    Left to do -
    Fit legs
    Make/fit seat.


    Project #2
    Trailer.
    Wheels done. Just got to start on frame.


    The winds of the last couple of weeks have taken out a fence panel and weakened the whole fence.
    I cannot do anything with regards to the fence as I do not yet own the house. I will have to spek to my brother and the solicitors to see if they will free up some funds to buy panels and posts to replace te whole fenceline.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • patman99
    • By patman99 24th Mar 19, 8:17 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    Good weather today, so made the most of it.


    Project #1 is all but fininshed. Decided seat will be lift-off so just got to attach blocks to hold it in, then done.


    Project #2 has had paint applied to parts of the frame.


    My giving the grass it's first cut of the year on Friday seams to have woken other mowers from their winter hibernation. Both neighbours cut their grass Saturday and today the chap 2 doors down cut his.


    Started to clear up the garage, with plans to remove two cupboards and most of the shelves in order to create a working workshop area so I don't have to keep using the lean-to to work in.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • patman99
    • By patman99 30th Mar 19, 5:46 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    This week's update.


    Project #1 is complete nd up for sale on Farcebook.


    Project #2 -
    All wood now stripped from trailer. framework sanded and 90% painted.
    Measurements taken for wood. I think I have enough without having to actually buy any.


    Got first wage from new job, so not so skint as I was.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • PositiveBalance
    • By PositiveBalance 31st Mar 19, 11:45 PM
    • 1,017 Posts
    • 5,378 Thanks
    PositiveBalance
    Hi Patman!


    How did I miss your diary?!


    Congratulations on the job - I hope it gives you a bit of financial stability.


    Well done on being creative enough to upcycle furniture!
    Original debt to source: £11,640.02; debt repaid: £6771.01 (58%); remaining debt: £5069.01
    0% CC balance: £4999.67 now
    £1517.56 (69.65% repaid)
    Emergency Fund (#187): £500/£500
    Terrimundi: fleeced!
    • patman99
    • By patman99 6th Apr 19, 2:25 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    Thanks. It's not just furniture.


    Project Trailer is all painted and the wheels went on today so I can move it around.
    Left to do -
    sort electrics and instal new floor and sides (the easy bit).


    New project started - sort garage.
    So far - taken front off corner cupboard to open up the shelving within.
    Raised lowest shelf to allow storage of wheeled toolbox underneath.
    Raised 2nd shelf to allow storage of sliding mitre saw on shelf #1.


    Op. cupboard - doors removed.


    Work-wise, still have job, but have applied for a better role elsewhere. Just waiting on that one.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • foxgloves
    • By foxgloves 6th Apr 19, 4:14 PM
    • 4,776 Posts
    • 26,637 Thanks
    foxgloves
    Hi Patman,
    Loving the upcycling projects, it's amazing what can be tarted up & brought back into use. Like you, I also lost my Mum at the end of last year, so we've been hugely busy clearing our old family home & are very nearly ready to list it for sale.
    I noticed you said you'd sold some of your Mum's books on eBay. We had heaps of books to sort out & I used Ziffit as it was just quicker to sell by the boxload & just drop off at local Spar for courier rather than faff around with postage costs, etc. I don't know if you've used Ziffit before? They certainly don't buy everything by any means. We had mostly non-fiction to sell though & were offered between about 50p & £6 per book. If you don't want to sell at that price, you can just delete the item on your trade. They also buy DVDs, computer games & music scores - anything with a bar code or ISBN number. You'll be thinking I work for them, lol. I definitely don't. I just found them a useful way of selling lots of books as bundles rather than individually on ebay. We made about £250 all in, & it was nice to think that Mum & Dad's books will end up with new owners to enjoy them.
    Anyway, just posting this in case it's useful.
    F
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £418 2019 = £60
    • patman99
    • By patman99 13th Apr 19, 9:41 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    #foxgloves, I have the Ziffit app on my phone. The profit I got for the books was around 3.5x what Ziffit had offered. The way sites like them work is to buy in cheap and sell-on via ebay or Amazon.


    I have developed a policy of list on ebay first, then those that don't sell, put on a pile to send to Ziffit.


    Anyway, this week's update.


    Triler is fully painted. Electrics - I decided to use the existing light board instead of a full re-wire with the added expense of new lights. So, after a little 'modification' with a grinder and a bit of welding, I constructed a pair of retaining brackets to hold the lightboard without interfering with the removable tailboard.


    I also found and fitted a jockey wheel I had originally bought for my first trailer.
    I will have to take a photo and post it on here.


    Finances are tight this month. Had to fork out for buildings/contents insurance for the house (50/50 split with brother) at the beginning and car insurance is due on 24th. Will have to phone and ask them to switch to monthly payments as my 2nd wage pay is on the last working day of the month.


    Project #3
    Garage is coming along nicely.


    Project #4
    New fence - need loads of pallets to cut to planks to make around 20 6x3 panels. This will be ongoing for a while, so not worried about time on this one. Just need concrete posts and gravel boards.


    Managed to get a load of paving slabs for free today. Need these for a path and base for a small storage box for the bin bags.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • chupachups4
    • By chupachups4 16th Apr 19, 6:28 AM
    • 149 Posts
    • 2,073 Thanks
    chupachups4
    hello,

    good job on the trailer and the garage
    shipping busy bus: 1504 euros/15000 euros
    Ile de P‚ques:541/5000 euros; Galapagos: 0/5000 euros
    declutter: 1171/2019
    52 weeks challenge: 268 euros/1378 euros
    sales: jan: 306euros/300 euros; feb: 863 euros/300euros;march:1763euros/500 euros
    • patman99
    • By patman99 20th Apr 19, 9:16 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    This week's update.
    Made the most of Good Friday by taking a trailer load of rubbish to the tip and came back with a shelving unit someone was throwing out.


    This is now installed in the garage and holds all my toolboxes.


    Money wise, things are very tight. Had car insurance and house/contents insurance come out in the same month so had to put car insurance on monthly payments.


    Project trailer is on hold due to the financial situation, but the garage is gradually being beaten into shape.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • in need of direction
    • By in need of direction 21st Apr 19, 7:44 AM
    • 5,696 Posts
    • 34,855 Thanks
    in need of direction
    We have a builder coming to weatherproof our old boiler house that is attached to the house and the cause of dampness. Once that happens, I’m hoping to use it as a sort space to get the garage sorted once and for all. I would love an organised space instead of the general dumping ground it is currently.
    Mortgage at 01.01.14 £119,481.83 today £69,283.91 target £65,000 by 05/04/19 Offset fund today £566.16 target £5,500 by 05/04/19
    Emergency fund £5,500/5.5k & £200/200 cash.
    Weight 24/02/19 14st 7lb now 13st 1lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • patman99
    • By patman99 21st Apr 19, 3:46 PM
    • 8,250 Posts
    • 9,749 Thanks
    patman99
    And you can use the old boiler house as a workspace in it's own right once your garage is sorted.


    Anyway, another nice day on the outskirts of Britain's 1st City. Removed small pond last night and found we had 5 little goldfish still in there. They have been added to the big pond and the small one put up for sale.


    Today, I cleaned-out the big pond and filter.


    Tomorrow's job. Obtain and fit a new latch to livingroom door.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £7.86/ £1000 (that's 0.786%)

    3-6 month EF £0/£3600 (that's 0 days worth)

    Do you/your spouse earn less than £197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • PositiveBalance
    • By PositiveBalance 21st Apr 19, 11:07 PM
    • 1,017 Posts
    • 5,378 Thanks
    PositiveBalance
    Well done on everything you are getting done around the house - I'm very jealous as I only seem to be getting the washing done!


    Happy Easter, Pat - I hope that the weekend off has been enjoyable.
    Original debt to source: £11,640.02; debt repaid: £6771.01 (58%); remaining debt: £5069.01
    0% CC balance: £4999.67 now
    £1517.56 (69.65% repaid)
    Emergency Fund (#187): £500/£500
    Terrimundi: fleeced!
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