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  • FIRST POST
    • k6chris
    • By k6chris 21st Feb 19, 11:16 AM
    • 414Posts
    • 749Thanks
    k6chris
    A New Adventure
    • #1
    • 21st Feb 19, 11:16 AM
    A New Adventure 21st Feb 19 at 11:16 AM
    So dear forum reader, today I handed in my resignation and by the end of March I will have added the RE letters to my existing FI accreditation. A decision not fostered by stress or hatred of my job, but by the way that time was being taken from me for scant return. So what next, what great adventures to come? I have no idea. Armed with a blank sheet of paper and a dusty compass I will be setting off for lands unexplored.

    Well that's the romantic view, but as a work colleague said to me this morning "why the hell have your done that and what the f**k are you going to do every day??".

    So, somewhere between the sun dappled uplands of my RE dreams and a soggy chip cob watching The Kyle Show, lies my future.

    Any advice??
    "For every complicated problem, there is always a simple, wrong answer"
Page 5
    • shinytop
    • By shinytop 29th Mar 19, 1:12 PM
    • 244 Posts
    • 261 Thanks
    shinytop
    Congratulations. I will be joining you later this year.
    • cfw1994
    • By cfw1994 31st Mar 19, 10:30 AM
    • 270 Posts
    • 183 Thanks
    cfw1994
    ...Elvis has left the building.......let the adventure begin!

    Originally posted by k6chris
    Congrats!

    Be sure to update us on how things go, there's a queue lining up on this forum to join in the fun
    • bugslett
    • By bugslett 31st Mar 19, 11:59 AM
    • 188 Posts
    • 686 Thanks
    bugslett
    Yay, well done. May I ask what the last day felt like?
    Yes I'm bugslet, I lost my original log in details and old e-mail address.
    • k6chris
    • By k6chris 31st Mar 19, 2:52 PM
    • 414 Posts
    • 749 Thanks
    k6chris
    Yay, well done. May I ask what the last day felt like?
    Originally posted by bugslett

    Odd. There was some admin to do (hading over my 'badge & gun' etc) and then saying goodbye to various people. The overriding oddness came from watching people carrying on with their day job as I slipped away quietly. Everything changed for me and nothing changed for them.
    "For every complicated problem, there is always a simple, wrong answer"
    • k6chris
    • By k6chris 15th Apr 19, 2:54 PM
    • 414 Posts
    • 749 Thanks
    k6chris
    So dear reader, into my third week of the adventure and all is well, if slightly dull. I have found myself having an unplanned (but strangely enjoyable) time decluttering and getting rid of things on eBay and the like. This has the twin benefit of creating some money and making the house lighter. Other dull activities include the annual game of ‘no Virgin Media you are not going to put my monthly bill up by £xx a month’, which disappointingly took me 19 minutes to win this year. I have got rid of some old work shirts, bought some new trousers (the same as I already have of course) and decided that learning to touch type is too much like hard work, especially given you can dictate straight into Word. Ooh, made my first soup too!

    In more exciting (but not very much) news, I am also in the throws of changing cars, in a kind of down-valuing but upsizing experiment which sees my mid-life crisis Mini Roadster making way for a (ahem) gold Volvo S80. It’s a long story, but it will be interesting to see how cost effective the long-term ownership of an older, bigger car will go. Gold? Horrible colour, but I don’t get to see it when driving and I figure the previous owner is unlikely to have been a boy racer! Also, I have not actually sold the Roadster yet – well it’s not really summer is it…. In doing all of this I also had to update my employment status for the insurance – so it would appear I am actually ‘retired’ after all!

    In more exciting news, I am booked on a creative writing course, once a week for the next couple of months. It goes without saying that the most likely outcome of this will be I become a best-selling novelist (especially now I have discovered the Word / dictation thing). How difficult can it be after all? I will keep you posted.

    Right, must dash, I have a water butt to clean and mend, then off to the tip, sorry, ‘recycling centre’. Very early days but not bored yet and not missing work one jot…and hey, I’ve bought a gold Volvo. #livingthedream
    "For every complicated problem, there is always a simple, wrong answer"
    • bluenose1
    • By bluenose1 15th Apr 19, 5:27 PM
    • 2,096 Posts
    • 3,413 Thanks
    bluenose1
    Haha k6chris, you know how to live!!!
    Seriously, can't wait to be in your position. Sounds like you are making good use of your time.
    I have started decluttering in anticipation of retiring and downsizing. I too have sold stuff on eBay, though the local homeless charity shop is also benefitting from my excessive buying. Another 4 charity bags to go this week. Frightening how much stuff I have.
    Good luck with your retirement.
    Money SPENDING Expert

    • enthusiasticsaver
    • By enthusiasticsaver 15th Apr 19, 7:10 PM
    • 8,373 Posts
    • 19,188 Thanks
    enthusiasticsaver
    It will take some getting used to if you worked full time before retiring. I only worked part time so was already used to having more spare time but DH went from full time to retired. I think a slower pace of life is definitely beneficial to us.

    You may find more time to exercise/walk which will benefit your health and maybe more time to shop and plan healthy meals. As you ease into retirement over the next few years though you will wonder how you found time to work. A new wardrobe almost seems compulsory when you retire. A lot of my black trousers and boring tops went after I finished work and colour has been introduced into my wardrobe and comfortable clothes, shoes and a warm coat are my winter essentials.


    A new car also seems to be common for new retirees. Decluttering is also common. It seems to be when you embark on a new way of life clearing out the old to make way for the new is the order of the day. I also find the older I get, the less things I need to accumulate. I am very selective about what comes into the house now and if it is not used then it goes. DH sadly is not quite so enamoured with the decluttering but is gradually clearing our garage out. After all he no longer has the excuse of no time
    Early retired in December 2017

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • bugslett
    • By bugslett 16th Apr 19, 7:12 AM
    • 188 Posts
    • 686 Thanks
    bugslett
    Gold volvo, way to go Cleaning the water butt, attaboy/girl.

    Some people may scoff at such mundane achievements and aspirations, but it all sounds like heaven to me. Let me know when the book is written, I want to get my pre-order in before the rush
    Yes I'm bugslet, I lost my original log in details and old e-mail address.
    • crv1963
    • By crv1963 16th Apr 19, 7:24 AM
    • 787 Posts
    • 1,810 Thanks
    crv1963
    k6chris- way to go! I'm nominally de-cluttering leading to retirement like bluenose. My problem is as I clear space Mrs CRV seems to take the chance to buy more material for her retirement plan of dressmaking and quilting. I do think the collection of sewing machines is growing too.

    Oh and I am finding more tools for my planned hobby of woodworking- that lathe on e-bay..............
    CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!
    • MallyGirl
    • By MallyGirl 16th Apr 19, 8:42 AM
    • 3,596 Posts
    • 8,951 Thanks
    MallyGirl
    Haha k6chris, you know how to live!!!
    Seriously, can't wait to be in your position. Sounds like you are making good use of your time.
    Originally posted by bluenose1
    I know it was written with a wink but I think this is exactly what I am hoping for in retirement. Yes there will be some 'big' travels but the rest of the time I am looking forward to just being me, rather than who my employer wants me to be. We have been restricted on the foreign travel by having a child and then on free time by choosing to support her musical activities. Once she has flown the nest we will be doing some big trips while still earning (less scary than seeing the pot balance drop once in retirement).
    • PJM_62
    • By PJM_62 25th Apr 19, 1:36 PM
    • 30 Posts
    • 4 Thanks
    PJM_62
    Another for the queue
    53 now. Eyes firmly fixed on early retirement at 55.
    Although my wife would rather I wait another year until she's 55.
    ATM I'm busy trying to get my head around best way to sequence my pension income from a few different sources (none of them big money). Peeps on here in other threads have been really helpful.
    This thread is going to be great for ideas of how to spend time as well as the pension
    • MallyGirl
    • By MallyGirl 25th Apr 19, 2:34 PM
    • 3,596 Posts
    • 8,951 Thanks
    MallyGirl
    After a fab 4 days in the garden over Easter and then returning to work to find myself in a bit of a lull with not much to do, I really am not sure I can last till 60. Mind you, if the lull continues then that might not be a problem I have to deal with I suppose! 55 is too aggressive as we need to see what life (and costs) are like once DD goes to uni in 2020 (at the earliest).
    I am having to console myself looking at posts about camper van travels while waiting for ours to be converted.
    I remodelled the spreadsheet looking at figures at 55 and it doesn't give us enough to do what we want. DH would never go for it.
    • JoeEngland
    • By JoeEngland 25th Apr 19, 5:06 PM
    • 254 Posts
    • 501 Thanks
    JoeEngland
    So dear reader, into my third week of the adventure and all is well, if slightly dull. I have found myself having an unplanned (but strangely enjoyable) time decluttering and getting rid of things on eBay and the like. This has the twin benefit of creating some money and making the house lighter. Other dull activities include the annual game of ‘no Virgin Media you are not going to put my monthly bill up by £xx a month’, which disappointingly took me 19 minutes to win this year. I have got rid of some old work shirts, bought some new trousers (the same as I already have of course) and decided that learning to touch type is too much like hard work, especially given you can dictate straight into Word. Ooh, made my first soup too!

    In more exciting (but not very much) news, I am also in the throws of changing cars, in a kind of down-valuing but upsizing experiment which sees my mid-life crisis Mini Roadster making way for a (ahem) gold Volvo S80. It’s a long story, but it will be interesting to see how cost effective the long-term ownership of an older, bigger car will go. Gold? Horrible colour, but I don’t get to see it when driving and I figure the previous owner is unlikely to have been a boy racer! Also, I have not actually sold the Roadster yet – well it’s not really summer is it…. In doing all of this I also had to update my employment status for the insurance – so it would appear I am actually ‘retired’ after all!

    In more exciting news, I am booked on a creative writing course, once a week for the next couple of months. It goes without saying that the most likely outcome of this will be I become a best-selling novelist (especially now I have discovered the Word / dictation thing). How difficult can it be after all? I will keep you posted.

    Right, must dash, I have a water butt to clean and mend, then off to the tip, sorry, ‘recycling centre’. Very early days but not bored yet and not missing work one jot…and hey, I’ve bought a gold Volvo. #livingthedream
    Originally posted by k6chris
    Is the feature of dictating into Word part of Word itself or via another piece of software? If the former, which version of Word is it?
    • greenglide
    • By greenglide 25th Apr 19, 5:12 PM
    • 3,281 Posts
    • 2,143 Thanks
    greenglide
    It seems not to be a Word facility as such but is a Widows 10 function. See https://support.microsoft.com/en-gb/help/4042244/windows-10-use-dictation
    • Ganga
    • By Ganga 25th Apr 19, 5:53 PM
    • 1,588 Posts
    • 903 Thanks
    Ganga
    Completely agree; it's also about metabolic rate among other factors, people are different. I do no formal exercise whatsoever, and never have done. I eat like a horse and drink wine several days per week (while ensuring I have a minimum of 2 a-free days, as advised by a wise doctor many years ago). I'm 5'9", 75 kg, never ill and not on any medication.

    I'm 70 this year and have no problem passing my annual race driver medical. However I build, maintain and fix my own cars so there's plenty of natural activity in that - a day up and down on the garage floor certainly tests how supple you are.
    I'm lucky in that racing is much more than a hobby, it's my passion, and it involves motorhoming to various wonderful circuits in mainland europe so most trips become holiday breaks too.
    Then there's the self-imposed discipline of planning and working to a deadline to get the car at its best in time for each event. That looks after the mental exercise too. The best bit about being retired is I will never again need to pull an all-nighter changing a gearbox because work travel prevented me doing it sooner.
    Happy days.
    Originally posted by mgdavid
    There might be a clue in your name but what car/cars do you maintain/race,just curious
    ITS NOT EASY TO GET EVERYTHING WRONG ,I HAVE TO WORK HARD TO DO IT!
    • mgdavid
    • By mgdavid 25th Apr 19, 11:38 PM
    • 6,188 Posts
    • 5,626 Thanks
    mgdavid
    PM'd you ganga...
    The questions that get the best answers are the questions that give most detail....
    • shinytop
    • By shinytop 26th Apr 19, 4:39 AM
    • 244 Posts
    • 261 Thanks
    shinytop
    I'm on the home straight now. Over the last year or so my exit date has been changing. First it was March 2021, then March 2020. After a significant (i.e. bad) personal event I decided October 2019. Last week I told my boss last week I was going in August. I'll be 58. I'm excited and a bit worried at the same time but definitely more excited.
    Part time was discussed and quickly ruled out. I haven't got an exact date yet but we have a holiday in August and it would be nice to make it a permanent one.
    • saver_ali
    • By saver_ali 26th Apr 19, 8:08 AM
    • 69 Posts
    • 13 Thanks
    saver_ali
    It's my husband's last day today. The thing he's most looking forward to is not having to sit at a computer every day and being a slave to email. He's a bit emotional about it all, and spent most of yesterday on the phone to soon-to-be ex-colleagues, but as a remote worker, he doesn't have the same camaraderie as in the "olden" days.

    After he's dropped off his company owned equipment this morning, that will be it. We're off on a short cruise tomorrow, and then I have a list of jobs for him! 😀 It's not quite that bad, but we do plan to have a declutter over the next few months, and to do something with the garden.

    He says he has had a book in his head for years, so it remains to be seen if anything comes of that!

    I retired 4 years ago, and it has been brilliant, so I hope he enjoys it as much as me.
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