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    • soulsaver
    • By soulsaver 9th Nov 18, 1:11 AM
    • 2,250 Posts
    • 1,070 Thanks
    soulsaver
    Nottingham BS - no overnight access?
    If you managed to grab NBS 1.55% ac. note it apparently isn't accessible between midnight and 6:00 am...from log in page:

    "Sorry, our eSavings system is not available at the moment.

    Our eSavings system is usually available daily between 6am and 12 midnight."

    I transferred in some additional funds* earlier and was about to test their w/d process for the first time to find it unavailable after 12:00am...
    Just saying.. for info.

    *BMids 1.44% inc 12 mth bonus ending.
    Last edited by soulsaver; 09-11-2018 at 1:14 AM.
    • 50Twuncle
    • By 50Twuncle 10th Nov 18, 9:47 AM
    • 9,017 Posts
    • 2,231 Thanks
    50Twuncle
    2.7% easy access account ?
    The MSE weekly email makes a big thing of a 2.7% easy access account - but where is it ?
    The link takes me elsewhere ...
    • RG2015
    • By RG2015 10th Nov 18, 10:09 AM
    • 1,541 Posts
    • 987 Thanks
    RG2015
    The MSE weekly email makes a big thing of a 2.7% easy access account - but where is it ?
    The link takes me elsewhere ...
    Originally posted by 50Twuncle
    Do you have a link as I cannot find any reference to a 2.7% easy access account?

    It is clearly a mistake as there is no easy access account offering 2.7% but I am surprised that MSE would make a big thing of it without the report being proof read.

    PS: The 2.7% is for a 5 year fixed rate account which has the capital sum locked away for the full 5 years.
    Last edited by RG2015; 10-11-2018 at 10:15 AM.
    • Superscrooge
    • By Superscrooge 10th Nov 18, 10:37 AM
    • 1,098 Posts
    • 818 Thanks
    Superscrooge
    Don't know if there was a previous problem. But the link works fine now

    https://www.securetrustbank.com/personal-savings-accounts/our-bonds/5-year-fixed-rate-bond

    As RG2015 stated. This is not easy access. It's a fixed rate for 5 years
    • Bleg
    • By Bleg 13th Nov 18, 2:37 PM
    • 315 Posts
    • 57 Thanks
    Bleg
    Tesco internet saver up to 1.42..... are they slowly creeping up to 1.5? why do they not notify customers? or is it just me?
    -Keep your eyes to the sunshine and you would not see the shadows-
    -Remember your forgetfulness is not my emergency
    • uptdale
    • By uptdale 13th Nov 18, 3:12 PM
    • 58 Posts
    • 36 Thanks
    uptdale
    Tesco internet saver up to 1.42..... are they slowly creeping up to 1.5? why do they not notify customers? or is it just me?
    Tesco are not the only ones playing that game. The Post Office is up to 1.45%, no notice to existing customers on lower rates.
    • polymaff
    • By polymaff 13th Nov 18, 6:55 PM
    • 2,582 Posts
    • 1,165 Thanks
    polymaff
    PS: The 2.7% is for a 5 year fixed rate account which has the capital sum locked away for the full 5 years.
    Originally posted by RG2015
    Don't know if there was a previous problem. But the link works fine now

    https://www.securetrustbank.com/personal-savings-accounts/our-bonds/5-year-fixed-rate-bond

    As RG2015 stated. This is not easy access. It's a fixed rate for 5 years
    Originally posted by Superscrooge
    And it isn't 2.7%, either
    • G_M
    • By G_M 13th Nov 18, 7:28 PM
    • 47,404 Posts
    • 57,855 Thanks
    G_M
    Tesco internet saver up to 1.42..... are they slowly creeping up to 1.5? why do they not notify customers? or is it just me?
    Originally posted by Bleg
    Look at it this way: each time they increase the rate, you close your old account and get the interest earned to date added to the new account you open, thus compounding early. So the APR is actually higher...


    • 2010
    • By 2010 13th Nov 18, 7:43 PM
    • 4,228 Posts
    • 3,359 Thanks
    2010
    Unless things have changed recently, to close an account with Tesco, you have to phone them up to do so.
    A bit of a pain in the a------------------

    You should be able to do this online with internet banking.
    • RG2015
    • By RG2015 13th Nov 18, 8:02 PM
    • 1,541 Posts
    • 987 Thanks
    RG2015
    Do you have a link as I cannot find any reference to a 2.7% easy access account?

    It is clearly a mistake as there is no easy access account offering 2.7% but I am surprised that MSE would make a big thing of it without the report being proof read.

    PS: The 2.7% is for a 5 year fixed rate account which has the capital sum locked away for the full 5 years.
    Originally posted by RG2015
    And it isn't 2.7%, either
    Originally posted by polymaff
    See the link below.

    https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/
    • polymaff
    • By polymaff 13th Nov 18, 8:30 PM
    • 2,582 Posts
    • 1,165 Thanks
    polymaff
    And it isn't 2.7%, either
    Originally posted by polymaff
    Now, now. You're inappropriately responding to my response to Superscrooge.
    • RG2015
    • By RG2015 13th Nov 18, 8:41 PM
    • 1,541 Posts
    • 987 Thanks
    RG2015
    Now, now. You're inappropriately responding to my response to Superscrooge.
    Originally posted by polymaff
    Guilty, as charged.

    It would have been nice to have seen a response from 50Twuncle though.
    • 50Twuncle
    • By 50Twuncle 14th Nov 18, 2:45 PM
    • 9,017 Posts
    • 2,231 Thanks
    50Twuncle
    Guilty, as charged.

    It would have been nice to have seen a response from 50Twuncle though.
    Originally posted by RG2015

    OK Secure Trust - 5 years fixed at 2.71% - no good for me - hopefully interest rates will have climbed a little by then !
    • adindas
    • By adindas 23rd Nov 18, 4:09 PM
    • 3,748 Posts
    • 2,314 Thanks
    adindas
    Tesco Internet saver is now paying 1.45%
    Hi Guys
    I just want to make people aware. The Tesco Internet saver is now paying 1.45%.

    I just managed to apply a few minutes before. The application will still be waiting for approval.
    Last edited by adindas; 23-11-2018 at 4:18 PM.
    • soulsaver
    • By soulsaver 23rd Nov 18, 4:53 PM
    • 2,250 Posts
    • 1,070 Thanks
    soulsaver
    Kent Reliance BS - 1.5% easy access ac
    Just launched..
    http://www.kentreliance.co.uk/savings-accounts

    https://forums.moneysavingexpert.com/showthread.php?t=5928474
    Last edited by soulsaver; 23-11-2018 at 4:55 PM.
    • heyjude3333
    • By heyjude3333 10th Dec 18, 12:30 PM
    • 1 Posts
    • 0 Thanks
    heyjude3333
    I have money invested in a stocks & shares ISA (originally a PEP) when it was invested over 20 years ago (Fidelityj. I want to withdraw this money to pay for home improvements next Summer. Would it be wise to cash in this money before Brexit date, & if so, where should I put it in the interim. I know no-one can predict the full effects of Brexit. I am a tax payer, how much can I put in my instant access ISA per year.
    • xylophone
    • By xylophone 10th Dec 18, 12:38 PM
    • 28,888 Posts
    • 17,492 Thanks
    xylophone
    You can sell the stocks and shares within the old ISA and transfer to a cash ISA if you wish.

    Remember that you must ask the provider of the cash ISA to organise the transfer.

    You could sell the stocks and shares within the ISA and transfer the money to a non ISA account.

    You have a fresh ISA allowance for the 2018-19 tax year of up to 20,000.

    https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html

    https://www.gov.uk/individual-savings-accounts
    • eskbanker
    • By eskbanker 10th Dec 18, 12:40 PM
    • 9,789 Posts
    • 11,645 Thanks
    eskbanker
    I have money invested in a stocks & shares ISA (originally a PEP) when it was invested over 20 years ago (Fidelityj. I want to withdraw this money to pay for home improvements next Summer. Would it be wise to cash in this money before Brexit date, & if so, where should I put it in the interim. I know no-one can predict the full effects of Brexit.
    Originally posted by heyjude3333
    Completely a judgement call, as you say nobody knows what the effect of Brexit will be, if it even goes ahead of course. What are the underlying investments, i.e. are they UK-oriented or globally diversified?

    I am a tax payer, how much can I put in my instant access ISA per year.
    Originally posted by heyjude3333
    Everyone, taxpayer or not, has an allowance of 20K that can be paid into ISAs in any tax year. Just to be clear, transfers between ISAs don't count towards this, so you could cash in your Fidelity investments and transfer the proceeds to a cash ISA without this counting towards that annual allowance, as long as you use the receiving provider's transfer process, although most on here in your situation would dump money into a (taxable) Marcus savings account at 1.5% rather than using a cash ISA at a lower rate....
    • keef-WhatStandards
    • By keef-WhatStandards 11th Dec 18, 6:22 AM
    • 144 Posts
    • 13 Thanks
    keef-WhatStandards
    Main site gives Kent Reliance @ 1.5%, but link goes to a 1.4% account.

    Does anyone have the correct url please?
    Keef - Sheerness, Kent UK
    • solartom
    • By solartom 11th Dec 18, 6:41 AM
    • 18 Posts
    • 7 Thanks
    solartom
    Kent Reliance
    Looks like they pulled that Rate
    had a look on their website no sign of the 1.5% Easy Access
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