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  • FIRST POST
    • Bandy1987
    • By Bandy1987 13th Jan 19, 9:38 PM
    • 18Posts
    • 3Thanks
    Bandy1987
    Halifax HTB Process
    • #1
    • 13th Jan 19, 9:38 PM
    Halifax HTB Process 13th Jan 19 at 9:38 PM
    Next week i will apply for a mortgage for a new build using the HTB route with Halifax through a broker.

    Can anyone give me an informed opinion on what sort of time scales im looking at for a offer/decision to be made?

    As you can imagine the stress levels are through thr roof and i havent even began my application yet
Page 1
    • itani
    • By itani 13th Jan 19, 10:34 PM
    • 47 Posts
    • 7 Thanks
    itani
    • #2
    • 13th Jan 19, 10:34 PM
    • #2
    • 13th Jan 19, 10:34 PM
    Took me and my fiance joint application 5 days
    • NB94
    • By NB94 14th Jan 19, 8:22 AM
    • 13 Posts
    • 1 Thanks
    NB94
    • #3
    • 14th Jan 19, 8:22 AM
    • #3
    • 14th Jan 19, 8:22 AM
    Currently in the same boat, reserved the house on Saturday... sending over our reservation form to the broker today so can imagine they’ll fill out the HTB form today or tomorrow, I seen that it takes around 4 days to be processed and then we can apply for the mortgage keeping my fingers crossed!
    • Verix
    • By Verix 14th Jan 19, 11:15 AM
    • 195 Posts
    • 89 Thanks
    Verix
    • #4
    • 14th Jan 19, 11:15 AM
    • #4
    • 14th Jan 19, 11:15 AM
    Halifax are normally very quick. The thing that will determine how long you'll be waiting for will be the valuer and how quick they can go out to see the property.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • Bandy1987
    • By Bandy1987 14th Jan 19, 12:43 PM
    • 18 Posts
    • 3 Thanks
    Bandy1987
    • #5
    • 14th Jan 19, 12:43 PM
    • #5
    • 14th Jan 19, 12:43 PM
    Ive had a call from the broker today and we will begin the application on wednesday!

    Fingers crossed all goes to plan and we are sucessful in gaining the mortgage!

    Oh and i can sleep again ��
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