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  • FIRST POST
    • Confusedllama
    • By Confusedllama 13th Jan 19, 4:18 PM
    • 6Posts
    • 0Thanks
    Confusedllama
    I need help!!
    • #1
    • 13th Jan 19, 4:18 PM
    I need help!! 13th Jan 19 at 4:18 PM
    So I've been recieving letters to my address that are in someone I knows name, now this is a big debt. And said person is not interested the last letter stated a default was being put on address for 6 years! Is there something I can do?? I've called company and explained all this. They told me the letters would stop but they continue to send. Company is Scottish power.
    Sorry if this makes no sence
Page 1
    • zx81
    • By zx81 13th Jan 19, 4:24 PM
    • 20,142 Posts
    • 21,483 Thanks
    zx81
    • #2
    • 13th Jan 19, 4:24 PM
    • #2
    • 13th Jan 19, 4:24 PM
    The letter didn't say a default would be put in the address. It will be applied to the individual's credit files.

    Just bin them.
    • Willing2Learn
    • By Willing2Learn 13th Jan 19, 4:25 PM
    • 1,978 Posts
    • 1,539 Thanks
    Willing2Learn
    • #3
    • 13th Jan 19, 4:25 PM
    • #3
    • 13th Jan 19, 4:25 PM
    A default is applied to an individual and not an address. So it should not effect you.

    Do you regularly check your credit report with the three CRAs?
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    • DCFC79
    • By DCFC79 13th Jan 19, 4:36 PM
    • 33,366 Posts
    • 21,002 Thanks
    DCFC79
    • #4
    • 13th Jan 19, 4:36 PM
    • #4
    • 13th Jan 19, 4:36 PM
    Why are they being sent to where you live ?


    Did the person provide your address ?
    • Gary_Dexter
    • By Gary_Dexter 13th Jan 19, 5:18 PM
    • 3,113 Posts
    • 1,799 Thanks
    Gary_Dexter
    • #5
    • 13th Jan 19, 5:18 PM
    • #5
    • 13th Jan 19, 5:18 PM
    Why are you opening mail addressed to someone else as well?
    • enthusiasticsaver
    • By enthusiasticsaver 13th Jan 19, 5:25 PM
    • 7,673 Posts
    • 17,077 Thanks
    enthusiasticsaver
    • #6
    • 13th Jan 19, 5:25 PM
    • #6
    • 13th Jan 19, 5:25 PM
    If we receive mail to our address which is not ours I just return it not known at this address, return to sender. Why not do that then they will be forced to deal with it.
    Early retired in December 2017

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • molerat
    • By molerat 13th Jan 19, 5:53 PM
    • 19,953 Posts
    • 14,214 Thanks
    molerat
    • #7
    • 13th Jan 19, 5:53 PM
    • #7
    • 13th Jan 19, 5:53 PM
    Why are you opening mail addressed to someone else as well?
    Originally posted by Gary_Dexter
    Why not ? No law against it and it seems the addressee wants to drag OP into their debt problems



    If you know the address of the person then tell SP where they live.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • Confusedllama
    • By Confusedllama 14th Jan 19, 9:17 AM
    • 6 Posts
    • 0 Thanks
    Confusedllama
    • #8
    • 14th Jan 19, 9:17 AM
    • #8
    • 14th Jan 19, 9:17 AM
    Because the person is very ignorant and doesn't care,
    • Confusedllama
    • By Confusedllama 14th Jan 19, 9:18 AM
    • 6 Posts
    • 0 Thanks
    Confusedllama
    • #9
    • 14th Jan 19, 9:18 AM
    • #9
    • 14th Jan 19, 9:18 AM
    Because I've returned at least 5 to sender and called company and they keep sending them
    • Confusedllama
    • By Confusedllama 14th Jan 19, 9:19 AM
    • 6 Posts
    • 0 Thanks
    Confusedllama
    I have been doing that since August, I have also called the company and explained. Still letters come
    • Confusedllama
    • By Confusedllama 14th Jan 19, 9:21 AM
    • 6 Posts
    • 0 Thanks
    Confusedllama
    We do not know address, and they will not provide. They just shrug it off, that's why I'm here
    • Confusedllama
    • By Confusedllama 14th Jan 19, 9:22 AM
    • 6 Posts
    • 0 Thanks
    Confusedllama
    Yes they gave our address!
    • lindens
    • By lindens 14th Jan 19, 9:37 AM
    • 2,290 Posts
    • 7,137 Thanks
    lindens
    Why not ? No law against it and it seems the addressee wants to drag OP into their debt problems



    If you know the address of the person then tell SP where they live.
    Originally posted by molerat
    pretty sure there is a law against it
    You're not your * could have not of * Debt not dept *
    • lindens
    • By lindens 14th Jan 19, 9:38 AM
    • 2,290 Posts
    • 7,137 Thanks
    lindens
    Just keep returning to sender, not know here. move on with your life, it wont affect you
    You're not your * could have not of * Debt not dept *
    • kazwookie
    • By kazwookie 14th Jan 19, 9:39 AM
    • 10,193 Posts
    • 125,892 Thanks
    kazwookie
    RTS on the front, put in post box end off.
    Sun, Sea
    Slinky is back on!
    • Nasqueron
    • By Nasqueron 14th Jan 19, 9:46 AM
    • 6,504 Posts
    • 4,003 Thanks
    Nasqueron
    pretty sure there is a law against it
    Originally posted by lindens

    Wrong, a common myth


    It is only a crime to open mail for the intention of misusing their data. A letter addressed to your house can be returned unopened or opened for the purpose of returning the mail.
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