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  • FIRST POST
    • bathgatebuyer
    • By bathgatebuyer 10th Nov 07, 2:05 PM
    • 2,508Posts
    • 5,354Thanks
    bathgatebuyer
    Is there anything positive in being skint?
    • #1
    • 10th Nov 07, 2:05 PM
    Is there anything positive in being skint? 10th Nov 07 at 2:05 PM
    Just as the title says? I'm trying to look on the positive side after living off porridge and water for the past 2 days as I eagerly await pay day! I'm hoping to compile a list which I'll stick on my noticeboard in the kitchen to remind me!

    At the moment, I'll start with:

    1 - I no longer waste money;
    2 - I do understand the real value of money;
    3 - I have ventured into the bottom drawer of the fridge (which is never opened!) and started using all the frozed veg that lurks in there and have found quite a few uses for cauliflower and runner beans!

    Anything else?

    Last edited by Former MSE Wendy; 13-11-2007 at 9:53 PM.
    Almost debt-free, but certainly even with the Banks!
Page 1
  • elle45
    • #2
    • 10th Nov 07, 2:14 PM
    • #2
    • 10th Nov 07, 2:14 PM
    It shows you are a great survivor!
    You are using up stuff you would normally throw out. You won't feel guilty when you see starving children in Africa!
    You have'nt got germs on your hands, handling money, less likely to pick up a bug!
    Sunday 23rd September 2007 I came to my senses and discovered fresh air!!
    ELLO!
    • Lazy Runner
    • By Lazy Runner 10th Nov 07, 2:19 PM
    • 333 Posts
    • 198 Thanks
    Lazy Runner
    • #3
    • 10th Nov 07, 2:19 PM
    • #3
    • 10th Nov 07, 2:19 PM
    You'll live longer probably. And you will probably be healthier in terms of height/weight etc. Just make sure you eat lowish calorie and get your fruits and veg (as you seem to be doing).

    This based on studies on rats that showed if they were given a reduced calorie diet, they lived longer. Some humans are trying out this lifestyle and they claim it gives them positive results.

    Suggest you google Calorie restricted diets if you are interested.

    HTH
  • 115K
    • #4
    • 10th Nov 07, 2:24 PM
    • #4
    • 10th Nov 07, 2:24 PM
    1. Yes, you can maybe lose weight by eating more dense, healthy, cheaper food like rice, porridge and lentils.

    2, Get fit by not using public transport/ car and replacing it with completely free walking.

    (It's great that you are learning the true value of money. I used to withdraw £10 a day and spend it on mags and chocolate and then wonder where all my money went.:rolleyes: )
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
    • zcrat41
    • By zcrat41 10th Nov 07, 2:34 PM
    • 1,507 Posts
    • 4,150 Thanks
    zcrat41
    • #5
    • 10th Nov 07, 2:34 PM
    • #5
    • 10th Nov 07, 2:34 PM
    I feel so much more in control and happier now I'm not burying my head in the sand. And I enjoy what I do spend my money on far more. I used to buy a couple of magazines a week and not really read them, now when i do buy one its a real treat. And I've lost lots of weight!
    Aim: To o/p the mortgage by £131 pm.
    07/18: £254. Smashed it!
    08/18: £219.31 Smashed it again!
    09/18: £131 Acheived challenge
    10/18 £Target £131 plus £50 into savings
    • duchy
    • By duchy 10th Nov 07, 2:39 PM
    • 18,117 Posts
    • 46,081 Thanks
    duchy
    • #6
    • 10th Nov 07, 2:39 PM
    • #6
    • 10th Nov 07, 2:39 PM
    When you do buy something special you appreciate it more
    You know that when things do improve you have leant not to blow your money on junk so in the long term will be financially more secure and apprecative of what you have instead of discontented.
    You wouldn't have found MSE and all the lovely people who post here if you weren't skint !!
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Broken hearted
    • #7
    • 10th Nov 07, 2:40 PM
    • #7
    • 10th Nov 07, 2:40 PM
    You don't have to go out into the cold to shop.
    Barclaycard 3800

    Nothing to do but hibernate till spring






    • chevalier
    • By chevalier 10th Nov 07, 2:41 PM
    • 7,761 Posts
    • 18,056 Thanks
    chevalier
    • #8
    • 10th Nov 07, 2:41 PM
    • #8
    • 10th Nov 07, 2:41 PM
    1) you know that one day you will not be skint, and when that is no one but YOU will be deciding how you spend your money
    2) you find ways to reduce, reuse and recycle so helping the plante
    3) you feel really proud when you get a real bargain, by getting a price, then going via a cash back site, and then using a voucher from the voucher board to get it even cheaper!
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • 115K
    • #9
    • 10th Nov 07, 2:55 PM
    • #9
    • 10th Nov 07, 2:55 PM
    Yes that's true you can declare your green credentials as you only buy charity shop clothes now.

    Also you can tell people how their designer trainers were made in sweatshops and feel ever so superior to them!
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • In Search Of Me
    oo I love threads like this!!
    1) YOu learn the true value of money
    2) Find out who your friends are (and arent sometimes)
    3) Hunting a bargain pressie/item of clothing is really satisfyig
    4) You get excited when you find a 50p off token and proudly haggle with customer services
    5) real treats like mag subscriptions that you paid a bomb for you now get for free with tesco points
    6) You learn the joy of living simply and learning how to cook
    7) Your friends love you when you make them jam
    8) You know you have THE best deal on the market for all your insurance & happily tell people how much you save
    9) You receive a cheue for £275 for council tax rebate - something you wouldnt think of before your lightbulb moment
    10) You now know that some brand names are actually exactly the same as non branded
    11) A treat is now a treat rather than an everday occurence
    12) You realise how much waste there was in your life before & never want to go there again
    13) You have an allotment & grow your own delicious veg while getting free excercise & making lovely mates who give you free veg & cook lovely meals!
    14) You really CAN make something out of nothing
    15) You know you've learned your lesson and will never repeat this particular mistake on such a grand scale
    16) You have a wealth of friendship, information & advuce from lots of lovely DFW's
    17) You get to have a sat night party for free and while still in your pj's
    18) You display your money saving car sticker (free!) with pride!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

    • jinny
    • By jinny 10th Nov 07, 3:27 PM
    • 1,848 Posts
    • 21,746 Thanks
    jinny
    Hi Thanks for all the posts of encouragement. I got up this morning feelin reet sorry for myself, I'm down to my last tenner and pay day is a long way off. I set off walking to a netto thats an hour walk from here to get some basics in, and to save £3 bus fares. On my way I had a good think about how far I've come in the debt war, and how some people in the world walk far longer just to collect water each day. On the way back I met a lady with triplets, they were so cute, I stopped to "talk to a horse " that was hangin over a fence, a boy and his dad were out with a hawk in another field. I was trashed when I got home but you know what, I feel grateful I have the choice to walk when and where I want and aprieciate the small corner of my world. This may sound right corny but, you can decide to be up or down its up to you.
  • nevadagirl
    Nice thread!

    I'm feeling all loved up today so I'm going to say the best thing for me about being skint is spending all day today at home with my lovely OH instead of getting cold and angry trawling the shops for must haves rubbish that I don't need and wouldn't appreciate after the buzz of buying had worn off. Topped off with lunch/drinks that I can't afford and a nice side helping of stress when I check my online balance and realise I've got £25 to last me the rest of the month.

    I actually enjoy staying home and doing chores/housework now because I realise that my home is my biggest investment and I take pride in keeping it in not quite tip-top but reasonable condition. It also makes me less stressed and I love it when I'm pottering about and I find something eBayable, or one of my half-finished knitting projects, or a CD I haven't listened to in ages.

    I've also stopped buying wine 'for the house' (uh, nope, for me) so I haven't had a hangover in 2 weeks, bonus!
    I joined the 21k debt free in 2 years head to head challenge 12 December 06
    Started at £20,170.01 December 06
    Currently...£4,687.21
    • bathgatebuyer
    • By bathgatebuyer 10th Nov 07, 6:01 PM
    • 2,508 Posts
    • 5,354 Thanks
    bathgatebuyer
    Thanks for all the responses - I'm going to print these off and keep them on display so that when things are bad, I can remind myself that some good is coming out of all of this.

    And it's timing couldn't be better either - had a big row with my OH tonight who came over (as men do expecting you-know-what) while I've spent the past 3 days living off porridge and water! I don't even think I have enough food to get beyond tomorrow, so tomorrow my breakfast, lunch and dinner will consist of porridge and water, followed by nothing to eat for 3 days until Thursday (which is pay day) and no means of getting into work now my bike is off the road and I'm skint and can't get it back from the repair shop. So, thirty miles of walking between Mon - Wed, meanwhile he expects me to be like a dog on heat tonight!! ARGH!!!

    Righto, time to read over this list and repeat it like a mantra.
    Almost debt-free, but certainly even with the Banks!
  • In Search Of Me
    why dont you enter some comps and do some surveys to take your mind off the porridge?!! I won a skiing hol last year!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Zebedee69
    1. Eventually you will have some money.... And it wont be on credit!
    2. The best things in life are free. So ya still got them!
    3. Porridge is nice....... I eat readybrek (I know its not that money saving)
    4. Switch the heating off forces you and OH to find ways of keeping warm..lol!

    So chin up! Its gonna work out in the end. Just keep moving!
  • marksandsparksgal
    I love this thread! I'd just like to reiterate, the fact that you have to be that little bit more sneaky with your money, and some day when we're all DF, think of how bloody good the savings accounts will look!
    ...I like my coffee black, just like my metal!
    Proud member no. 15 of the asylum
    night owl thread
    ...And officially mad over Doctor Who & David Tennant!
  • free4440273
    Apologies if these have already been said.
    1. Makes you more humble.
    2. Makes you appreciate the value of money.
    3. Makes you more forgiving.
    4. Can be good for the soul (within reason).
    5. Can make you into a better person.

    Unfortunately, as you can see from the above, there is nothing financially positive about being skint; in fact, you are very much in the negative (financially speaking). Hope that makes at least some sense.

    Excellent thread/discussion had here: thumbsup:
    BLOODBATH IN THE EVENING THEN? OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!

    THE KILLERS

    THE PUNISHER MATURE CHEDDAR ADDICT
  • barron hard up
    it makes you think what your talents are and how you can use them to save money, or earn money. A friend of mine is in a few grands worth of debt but can play guitar very nicely. He is putting together a shadow's tribute band which should be very good and the bookings are about £1000 a night!! Much better than selling a guitar to raise a few hundred £'s. I am pretty sure there are peeople on this site that have talents they could use to develop extra income. I loved the post from Jinny, I am going to get out and walk more.
    • soappie
    • By soappie 10th Nov 07, 9:03 PM
    • 6,620 Posts
    • 162,938 Thanks
    soappie
    It's knowing you can still look a million dollars without having paid out a million dollars by buying wisely at charity shops.

    A few years ago, my brother got married to a v. classy lady who's parents are not short of a bob or two. The wedding reception was held at a v. expensive castle and s-i-l's parent paid for the lot.

    I was particularly poor at the time. Fortunately, my childrens' outfit was paid for as they were bridesmaids so I only had to pay for mine.

    I did a really good trawl of the charity shops. I found a stunning frock for £1.95 and then a hat for £2.00. The hat was a plain broad brimmed affair so I splashed out another £1.50 on some ribbon to add a bit of a bow to the hat in the same colour as the frock. The shoes I had already.

    When I met my brother on the day his words were "Wow you look fantastic, where did you get that from?" I told him. He immediately called his new wife over and said "Darling, take a leaf from Soappie's book - you don't HAVE to do the designer shops to look good..."
    • Tustastic
    • By Tustastic 10th Nov 07, 9:16 PM
    • 2,064 Posts
    • 174,209 Thanks
    Tustastic
    Soapie, that's a great story and I bet you looked fab. Did your SIL ever take a leaf out of your moneysaving book??

    I used to know a very pretty woman who normally dressed very casually. I met her one day and she was in a fantastic classy outfit because she was going to meet royalty. She proudly told me that only her knickers HADN'T been bought from a charity shop.
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