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  • FIRST POST
    • benmids2019
    • By benmids2019 13th Jan 19, 10:13 AM
    • 13Posts
    • 0Thanks
    benmids2019
    Noodle and clearscore what files do they check??
    • #1
    • 13th Jan 19, 10:13 AM
    Noodle and clearscore what files do they check?? 13th Jan 19 at 10:13 AM
    I've just stated checking my credit files just need to know where to start thanks

    I'm viewing noodle what file does that check??

    I'm just setting up clearscore too is that experian
Page 2
    • benmids2019
    • By benmids2019 13th Jan 19, 12:07 PM
    • 13 Posts
    • 0 Thanks
    benmids2019
    I've been offered a reduce settlent for one the Ccjs at my request they have accepted it. Am I best to pay in full
    • Gary_Dexter
    • By Gary_Dexter 13th Jan 19, 1:36 PM
    • 3,747 Posts
    • 2,300 Thanks
    Gary_Dexter
    A fully settled account looks better than a partially settled one.

    But overall a CCJ looks bad full stop
    • welly_59
    • By welly_59 13th Jan 19, 1:53 PM
    • 218 Posts
    • 84 Thanks
    welly_59
    @benmids, if you only partially settle a CCJ then it will still show as unpaid on your credit report. You need to pay in full for it to show as paid
    • molerat
    • By molerat 13th Jan 19, 3:14 PM
    • 20,395 Posts
    • 14,695 Thanks
    molerat
    After 6 years the CCJ will drop so if it is close then agreeing a partial settlement will be fine as your credit file is screwed in the short term anyway.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • molerat
    • By molerat 13th Jan 19, 3:20 PM
    • 20,395 Posts
    • 14,695 Thanks
    molerat
    An alternative Equifax report https://www.capitalone.co.uk/creditwise/sign-in.jsf The view is not quite as good as Clearscore but all the basics are there.
    https://www.helpforheroes.org.uk/give-support/donate-now/
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