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    • Aitchygee
    • By Aitchygee 13th Jan 19, 8:35 AM
    • 1Posts
    • 0Thanks
    Defaults on credit file satisfied by DCA
    • #1
    • 13th Jan 19, 8:35 AM
    Defaults on credit file satisfied by DCA 13th Jan 19 at 8:35 AM
    Hi there,

    I have 4 defaults on my credit file from 2013. Rightly or wrongly I decided to ride them out and they should drop off in 2019, (a fifth one has already).
    Being in Scotland these became statute barred last year. Two of the DCAs have reflected this on my credit file and changed the account balances to zero and their status to 'Satisfied' in March and May 2018.
    My question is, because they did this last year, will this mean they will continue to appear on my file for another 6 years from the above dates?

    Thanks in advance
    Last edited by Aitchygee; 13-01-2019 at 8:37 AM.
Page 1
    • zx81
    • By zx81 13th Jan 19, 8:42 AM
    • 21,238 Posts
    • 22,933 Thanks
    • #2
    • 13th Jan 19, 8:42 AM
    • #2
    • 13th Jan 19, 8:42 AM
    No. They will drop off 6 years from default.
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