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  • FIRST POST
    • Mosler
    • By Mosler 12th Jan 19, 5:42 PM
    • 28Posts
    • 2Thanks
    Mosler
    LV Home Insurance terms on Topcashback
    • #1
    • 12th Jan 19, 5:42 PM
    LV Home Insurance terms on Topcashback 12th Jan 19 at 5:42 PM
    In the terms of LV Home Insurance on Topcashback, under 'What will stop me getting cashback?', it states:
    'If you have previously had a quote elsewhere such as a price comparison site then the transaction will be declined'.

    I've created a support ticket in Topcashback to ask for clarification but I just wondered if anyone had come across the statement before.

    Surely it can't be right, as otherwise if a price comparison was ever made that showed LV in the results, then the person would never be entitled to cashback if they purchased via the link in Topcashback.
Page 1
    • BoGoF
    • By BoGoF 12th Jan 19, 5:48 PM
    • 4,014 Posts
    • 3,519 Thanks
    BoGoF
    • #2
    • 12th Jan 19, 5:48 PM
    • #2
    • 12th Jan 19, 5:48 PM
    I guess it's to stop people shopping around on comparison sites then seeing who's giving the best cashback (although buying insurance on the basis of possible cashback is not a good idea).

    If that's their terms for cashback then not much you can do.
    • csgohan4
    • By csgohan4 12th Jan 19, 5:50 PM
    • 5,616 Posts
    • 3,661 Thanks
    csgohan4
    • #3
    • 12th Jan 19, 5:50 PM
    • #3
    • 12th Jan 19, 5:50 PM
    you could always do dummy price comparison websites with a fake name and DOB
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
    • societys child
    • By societys child 12th Jan 19, 7:31 PM
    • 6,092 Posts
    • 7,016 Thanks
    societys child
    • #4
    • 12th Jan 19, 7:31 PM
    • #4
    • 12th Jan 19, 7:31 PM
    Surely it can't be right,
    Of course it can, why ever not?

    • Mosler
    • By Mosler 13th Jan 19, 3:10 PM
    • 28 Posts
    • 2 Thanks
    Mosler
    • #5
    • 13th Jan 19, 3:10 PM
    • #5
    • 13th Jan 19, 3:10 PM
    If I purchase LV home insurance via the link on Topcashback for Confused.com, would I be entitled to cashback that way from Confused, if I have already had a quote from LV via Topcashback?

    On Quidco their terms for LV home insurance state under 'What will stop me earning cashback?':
    'If you obtain a quote through Quidco and purchase through a Price Comparison Site
    If you obtain a quote through a Price Comparison Site and purchase through Quidco
    If you obtain a quote through LV= Home Insurance and purchase through Quidco'


    Is that just for Quidco or should I interpret this that once you've had a quote from LV, you cannot have cashback from a price comparison site?
    Last edited by Mosler; 13-01-2019 at 3:42 PM.
    • jonesMUFCforever
    • By jonesMUFCforever 13th Jan 19, 6:05 PM
    • 25,666 Posts
    • 12,894 Thanks
    jonesMUFCforever
    • #6
    • 13th Jan 19, 6:05 PM
    • #6
    • 13th Jan 19, 6:05 PM
    Exactly the same terms on Quidco!
    What goes around - comes around
    give lots and you will always receive lots
    • eddddy
    • By eddddy 14th Jan 19, 10:25 AM
    • 7,554 Posts
    • 7,578 Thanks
    eddddy
    • #7
    • 14th Jan 19, 10:25 AM
    • #7
    • 14th Jan 19, 10:25 AM
    Surely it can't be right, as otherwise if a price comparison was ever made that showed LV in the results, then the person would never be entitled to cashback if they purchased via the link in Topcashback.
    Originally posted by Mosler
    It's probably because of the terms of LV's affiliate program - i.e. the terms on which LV pay other companies that bring them business.


    For example, when you go from a comparison site to LV's site, a 30 day cookie might be dropped on your computer. So if you buy within the next 30 days, the comparison site gets the referral fee. (It could be 30 days, 14 days, or any number of days.)

    So LV won't pay anyone else (e.g. Topcashback) during that period.

    You may be able to get around it by deleting cookies, or using a different device (phone, tablet, pc) to make your eventual purchase.
    • stator
    • By stator 14th Jan 19, 11:22 AM
    • 7,069 Posts
    • 4,850 Thanks
    stator
    • #8
    • 14th Jan 19, 11:22 AM
    • #8
    • 14th Jan 19, 11:22 AM
    It's a pretty standard term.


    I always use the price comparison sites a few months before renewal and take a note of all the reputable insurers who are the cheapest.
    Then when it comes to renewal I use cashback sites to get new quotes from all the insurers on my list.
    Changing the world, one sarcastic comment at a time.
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