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  • FIRST POST
    • HappyUser
    • By HappyUser 7th Jan 19, 8:35 PM
    • 133Posts
    • 8Thanks
    HappyUser
    Have I be scammed?
    • #1
    • 7th Jan 19, 8:35 PM
    Have I be scammed? 7th Jan 19 at 8:35 PM
    Hello,


    I met a woman online and we went for a coffee.
    I thought we were becoming friends, so when she told me today that she is 'at the bank' and she tries to open a 'barclays account' and asked me to send 3 to the account below, I thought I could help.
    I just checked now that she lied and the account is from Monzo.
    Now, they know my full name and bank account details. Is there a risk? What should I do?
    Last edited by HappyUser; 07-01-2019 at 8:56 PM.
Page 2
    • alphabravocharli
    • By alphabravocharli 8th Jan 19, 11:15 AM
    • 48 Posts
    • 23 Thanks
    alphabravocharli
    If you report this to bank and tell them that this is not your money then you MIGHT be ok but i have read stories on the internet that even when person reported unknown transaction they got their account closed. As UK banks seems to be over cautious to get rid of any risk.

    OK, but I assume all banks already know about this, right? Isn't there some easy way to just report this? If you don't do anything with that received money, then it can't be considered a fraud.
    Originally posted by SlovakianGuy
    • scaredofdebt
    • By scaredofdebt 8th Jan 19, 11:17 AM
    • 1,282 Posts
    • 625 Thanks
    scaredofdebt
    Looks like you've been "scammed" out of 3 so far, hope she paid for your coffee!



    As suggested, the only real risk here is she is going to try to launder money via your bank account, so if strange payments start arriving, report it to the bank and don't touch the money or you could get prosecuted for it.
    Make 2018 in 2018 Challenge - Total to date 2,108
    • badger09
    • By badger09 8th Jan 19, 12:30 PM
    • 6,704 Posts
    • 6,242 Thanks
    badger09
    How would this 'dodgy person' discover your contact details?
    Originally posted by ColdIron
    an online friend, perhaps?
    Originally posted by Vet
    OP said he met the woman online, so she has at least his online contact details.
    • colsten
    • By colsten 8th Jan 19, 1:41 PM
    • 9,952 Posts
    • 9,027 Thanks
    colsten
    [/LIST]OK, what if all banks started to show full account details to everyone? Then you could send money back to the same account from which the money was originally sent to you? Would that be considered a fraud in any way?
    Originally posted by SlovakianGuy
    Why would it be fraud if you paid back money you received in error? Although it would be smarter to ask the bank, in writing, to return unexpected money, to put it on record that you have nothing to do with the transaction.
    • 18cc
    • By 18cc 8th Jan 19, 5:27 PM
    • 1,159 Posts
    • 833 Thanks
    18cc
    It is the world we are living in.. if you are unlucky enough to receive money from a suspect destination into your account it will be blocked by the bank who may take weeks to sort it out before it's unblocked again. several threads on this board
    ..
    • masonic
    • By masonic 8th Jan 19, 7:47 PM
    • 11,389 Posts
    • 9,011 Thanks
    masonic
    I agree with others, if this is your only account, open another elsewhere in case you receive a dodgy payment and the account gets temporarily frozen when the bank investigates.
    • bubieyehyeh
    • By bubieyehyeh 8th Jan 19, 8:16 PM
    • 435 Posts
    • 126 Thanks
    bubieyehyeh
    Can think of one potential reason to ask you to send a payment, since some banks don't require 2nd factor to sent a payment you've paid before. If they had installed a key logger on your computer they may already have your online banking passwords, and could possibly sent more money from your account to theirs.
    • bobblebob
    • By bobblebob 9th Jan 19, 7:02 PM
    • 550 Posts
    • 88 Thanks
    bobblebob
    Would seem an odd scam, scammers try to stay anonymous. Where as the OP now knows what she looks like, and also i assume has her mobile number/added on social media in order for them to arrange the meet.
    • Terry Towelling
    • By Terry Towelling 9th Jan 19, 8:02 PM
    • 1,061 Posts
    • 864 Thanks
    Terry Towelling
    Hello,

    I met a woman online and we went for a coffee.
    I thought we were becoming friends, so when she told me today that she is 'at the bank' and she tries to open a 'barclays account' and asked me to send 3 to the account below, I thought I could help.
    I just checked now that she lied and the account is from Monzo.
    Now, they know my full name and bank account details. Is there a risk? What should I do?
    Originally posted by HappyUser

    This might seem a bit 'left field' but have you thought of actually asking her about it!
    • newuser86
    • By newuser86 9th Jan 19, 8:39 PM
    • 302 Posts
    • 90 Thanks
    newuser86
    A couple of questions which may help or raise alarms

    1. Did this woman approach you online first?
    2. Is this woman a person who would normally be interested in you?
    3. Was there much discussion about finances before you met, or work?
    4. Does the woman live local to you?
    • Marcon
    • By Marcon 12th Jan 19, 8:23 PM
    • 833 Posts
    • 644 Thanks
    Marcon
    This might seem a bit 'left field' but have you thought of actually asking her about it!
    Originally posted by Terry Towelling
    Always difficult to ask anything of someone who is a figment of your vivid imagination...but OP can always make up a reply he likes the sound of!
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