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  • FIRST POST
    • helejenkins1
    • By helejenkins1 30th Dec 18, 7:03 PM
    • 224Posts
    • 1,288Thanks
    helejenkins1
    The 365 day penny challenge 2019
    • #1
    • 30th Dec 18, 7:03 PM
    The 365 day penny challenge 2019 30th Dec 18 at 7:03 PM
    I started this challenge in 2017 but due to the pressure of a large amount of debt I struggled to keep up with it. As of this month I am debt free and determined now to save as much as I can to have a more secure future. I know some of you will be in a much different situation but we are all here for our own reasons.

    The aim of the challenge is to save 1p on January 1sr, 2o on January 2nd till the 31st of December where you would save £3.65. Obviously this make the end of the challenge very expensive so I find it better to just mix it up a little bit. If I have £3.01 in my purse, Iíll just mark that day off.

    At the end of the year you will have £667.95. Use this money as you wish. Pay off some debt, treat yourself or just continue to save it.

    Here is a printable chart so you can monitor your progress.

    http://www.playpennies.com/media/playpennies-365-savings.pdf

    Iíll keep this thread going even if Iím on my own as I want and need to stay motivated. If anyone wants to join me along the way you are more than welcome.

    Happy saving
    January NSDís 2/15
    The 365 day penny challenge £112.98/£667.95
    Make £2019 in 2019 £10.08/£2019
    Take your lunch to work January 4/22
    Cutting down on alcohol 0/29
Page 5
    • Mapbroke
    • By Mapbroke 11th Jan 19, 3:55 PM
    • 17 Posts
    • 18 Thanks
    Mapbroke
    Hello! I would also love to join this challenge. I have £15 to live on until Tuesday (payday!) but I will start on the 15th with £1.20 to catch up and go from there!

    I have never been able to save in my life, so £600 by the end of this year would be huge. Will probably need to look at getting a piggy bank I can only open by breaking to stick to it!!
    • helejenkins1
    • By helejenkins1 11th Jan 19, 7:20 PM
    • 224 Posts
    • 1,288 Thanks
    helejenkins1
    Welcome to all new challengers. Wishing you the best of luck. I have added £75 today. I have recently moved house and am doing a bit of decluttering so have made a bit through Facebook sales. I’m adding all that to this challenge. Straight in the piggy it goes.

    Well done everyone. Making some real progress. Keep it up, this weekend is officially the weekend we all apparently break our New Years resolutions.
    January NSDís 2/15
    The 365 day penny challenge £112.98/£667.95
    Make £2019 in 2019 £10.08/£2019
    Take your lunch to work January 4/22
    Cutting down on alcohol 0/29
    • CazzieLT
    • By CazzieLT 11th Jan 19, 9:21 PM
    • 207 Posts
    • 1,761 Thanks
    CazzieLT
    Hello!

    Thank you for my number! #31 checking in with £3.56 and £3.55 for the 10th and 11th taking my total to £39.60

    Early night ahead of work tomorrow to earn some more pennies. Working a Saturday takes me home an extra 20 quid, then 40 on a Sunday. Just gotta keep the pennies coming!

    Have a great weekend, everyone!

    Cazzie xxx
    Flat Deposit Fund - £30,343
    Emergency Fund - £4,000
    365 Day Penny Challenge #31 - £248.90/£667.95

    SW Journey - 4st 2lb gone, 1st 12lb to go!
    • Blackberrycurved
    • By Blackberrycurved 12th Jan 19, 9:27 PM
    • 145 Posts
    • 851 Thanks
    Blackberrycurved
    I've put £50 in which was a refund so now £57ish. I probably won't put anything in now until Feb but I love it, love that I can do bits and drabs.
    Blackberry Curved DF XMAS 2019 No 17 £2459 /£12,500 Make £2 a day £132/£89 Number 9 /£59.46 of 365 Penny Challenge
    • Maisie M
    • By Maisie M 13th Jan 19, 10:35 AM
    • 1,519 Posts
    • 14,546 Thanks
    Maisie M
    #19 checking in


    Sorry not had the chance to update in the past few days but we have popped in

    090.1.19 - £1.55
    10.01.19 - £0.35
    11.01.19 - £2.50

    12.01.19 - £3.21

    13.01.19 - £1.97


    total saved so far is £23.47

    • fatpat
    • By fatpat 13th Jan 19, 4:44 PM
    • 44 Posts
    • 212 Thanks
    fatpat
    #24 here! Total is £16.13
    The 365 day penny challenge #24: £21.52/£667.95
    Make £2019 in 2019: £29.99/£2019
    2019 1% Challenge #9: 1% - Pay all your debt off by Xmas 2019 # 60: £50
    • dawnyblue
    • By dawnyblue 15th Jan 19, 2:40 PM
    • 14 Posts
    • 47 Thanks
    dawnyblue
    Just want to say hi everyone

    loving this little challenge but have decided to incorporate it with another challenge, I'm also doing the sealed pot challenge but there's not too much going in it, so as my little jam jar fills up with my penny challenge I'm going to tip it into my sealed pot each time I reach the top, soooo that should mean by the end of the year I should have between £700 and £800
    #94 £2019 in 2019 = £151.35
    #109 SPC
    365 day penny challenge £87.06/£697.95
    • motivated
    • By motivated 15th Jan 19, 7:33 PM
    • 2,458 Posts
    • 5,302 Thanks
    motivated
    Just want to say hi everyone

    loving this little challenge but have decided to incorporate it with another challenge, I'm also doing the sealed pot challenge but there's not too much going in it, so as my little jam jar fills up with my penny challenge I'm going to tip it into my sealed pot each time I reach the top, soooo that should mean by the end of the year I should have between £700 and £800
    Originally posted by dawnyblue
    I too have sort of merged the 2. I confused myself with both challenges but I've been potting money and enjoying this challenge

    Well done everybody
    • CazzieLT
    • By CazzieLT 15th Jan 19, 8:05 PM
    • 207 Posts
    • 1,761 Thanks
    CazzieLT
    Evening all!

    #31 checking in, got a bit behind but have brought my pot bang up to date and now totalling £53.70 Have managed to keep going with the biggest totals so hopefully the challenge will get easier as I go along!

    Hump day tomorrow then countdown to a weekend off! Hope you're all having a great week!

    Off to update my signature! xxx
    Flat Deposit Fund - £30,343
    Emergency Fund - £4,000
    365 Day Penny Challenge #31 - £248.90/£667.95

    SW Journey - 4st 2lb gone, 1st 12lb to go!
    • Igamogam
    • By Igamogam 16th Jan 19, 12:08 PM
    • 5,770 Posts
    • 47,539 Thanks
    Igamogam
    Number 21 check in:

    Today I have moved £10 into savings account. That is January and last day of December taken care of I tend to do it monthly and round up....I like to see even numbers and it all helps
    Last edited by Igamogam; 16-01-2019 at 12:12 PM.
    Be the change you want to see -with apologies to Gandhi
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat'
    • helejenkins1
    • By helejenkins1 17th Jan 19, 10:38 AM
    • 224 Posts
    • 1,288 Thanks
    helejenkins1
    Sorry I haven’t been around to update. My dads in hospital but I will get around to it on the weekend.
    January NSDís 2/15
    The 365 day penny challenge £112.98/£667.95
    Make £2019 in 2019 £10.08/£2019
    Take your lunch to work January 4/22
    Cutting down on alcohol 0/29
    • HermioneBoo
    • By HermioneBoo 19th Jan 19, 8:24 AM
    • 5 Posts
    • 14 Thanks
    HermioneBoo
    Hi can I join?
    Iíve been doing this challenge by myself so far this month and Iím ticking off the amounts like a bingo card whenever I get any change. I have £7.19 so far
    • Example79
    • By Example79 19th Jan 19, 8:39 AM
    • 33 Posts
    • 121 Thanks
    Example79
    Hope your dad is ok.

    I have saved £11.99 over the last few days. Amounts ticked off my list and added to my total.
    Pay all your debts off by Xmas 2019 #37 £119.95 / £2500 4.79% paid
    £2 saver #24 - £4 saved
    365 penny challenge 2019 #16 - £26.05 / £667.95 (3.9%)
    Virtual Sealed Pot Challenge #8 £55.80 / £250 (22.3%)
    • fatpat
    • By fatpat 20th Jan 19, 11:40 AM
    • 44 Posts
    • 212 Thanks
    fatpat
    I hope your dad is OK too!

    #24 £21.52 total for me
    The 365 day penny challenge #24: £21.52/£667.95
    Make £2019 in 2019: £29.99/£2019
    2019 1% Challenge #9: 1% - Pay all your debt off by Xmas 2019 # 60: £50
    • Maisie M
    • By Maisie M 20th Jan 19, 7:26 PM
    • 1,519 Posts
    • 14,546 Thanks
    Maisie M
    Oh hope your dad is okay. Dont worry about the updates family is more important


    #19 reporting in total now stands at £30.69

    • leelad
    • By leelad 20th Jan 19, 8:38 PM
    • 27 Posts
    • 359 Thanks
    leelad
    Just checking in, nothing to add to my total, but I hope your Dad is ok. Family time is more important.
    • Mapbroke
    • By Mapbroke 20th Jan 19, 9:08 PM
    • 17 Posts
    • 18 Thanks
    Mapbroke
    #32 checking in, I've got £7.18 in the jar so far and £5 in my Monzo round up pot (every time I buy something on my card it rounds it up to the nearest pound and puts the extra in a pot)

    Just finished a spreadsheet to track my savings and added weekly reminders to my phone to add to the penny a day challenge pot as I keep forgetting!

    Well done everyone on your progress so far!
    • CazzieLT
    • By CazzieLT 23rd Jan 19, 10:17 AM
    • 207 Posts
    • 1,761 Thanks
    CazzieLT
    Hi everyone!

    #31 checking in to report a current total of £74.55! Can't believe how quickly it's mounting up. I need to catch up for yesterday but so far managing to tick off more of the big numbers and enjoying watching my total grow!

    Hope your Dad is OK, helejenkins1, and hope you are taking good care of yourself too.

    Wishing you all a happy hump day! xxx
    Flat Deposit Fund - £30,343
    Emergency Fund - £4,000
    365 Day Penny Challenge #31 - £248.90/£667.95

    SW Journey - 4st 2lb gone, 1st 12lb to go!
    • Flamingo77
    • By Flamingo77 23rd Jan 19, 10:25 AM
    • 5 Posts
    • 28 Thanks
    Flamingo77
    Hi, I am a newbie to the forums can I join in the 1p challenge please? I did start this in January myself, I saw it on facebook last year and did give it a go but failed as debt got too much!! Not this year I am sticking to the programme... Currently have £13.78 in my pot :-) Thanks
    • CazzieLT
    • By CazzieLT 25th Jan 19, 4:21 PM
    • 207 Posts
    • 1,761 Thanks
    CazzieLT
    Hi Flamingo77! Welcome to the forums and the challenge! Our great leader helejenkins1 will be along to give you a number, but well done for a great start and I hope this year you are able to hit some savings targets!

    I'm a few days behind and I'm off to see my gorgeous Godson for a long weekend but I will top up when I get back and bring my pot up to date!

    Have a great weekend everyone and keeeeeeeeeep saving! xxx
    Flat Deposit Fund - £30,343
    Emergency Fund - £4,000
    365 Day Penny Challenge #31 - £248.90/£667.95

    SW Journey - 4st 2lb gone, 1st 12lb to go!
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