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  • FIRST POST
    • beanielou
    • By beanielou 30th Dec 18, 5:14 PM
    • 61,788Posts
    • 264,784Thanks
    beanielou
    Jolly JANUARY's NSD Challange!
    • #1
    • 30th Dec 18, 5:14 PM
    Jolly JANUARY's NSD Challange! 30th Dec 18 at 5:14 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.
    Remember every little helps
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 9
    • beanielou
    • By beanielou 12th Jan 19, 5:12 PM
    • 61,788 Posts
    • 264,784 Thanks
    beanielou
    Today makes 7/15 for me. Another one and I'm over halfway to my target but also nearly halfway through the month!
    Originally posted by teafor2
    You are doing so we;; xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 12th Jan 19, 6:03 PM
    • 3,622 Posts
    • 14,928 Thanks
    cathybird
    It is up to you.
    I dont count food or petrol unless I go over budget.
    Dont couny yoya or physio as essentials in my budget.
    Originally posted by beanielou

    THat is a greet way to start off

    Brilliant! I'll just keep on keeping on then It's already helping!!
    15 in Save 12K: -£2,676.11/£12K. MNSDs: 8/12 YNSDs: 25/TF Tilly: £375.54
    Mar AFDs: 18/21 2019 AFDs: 64/260 2018: 303/260
    Mortgage 1/1/19: £31,950.00 £28,725.00 Paid off: £3,225
    • SSDD23
    • By SSDD23 12th Jan 19, 6:45 PM
    • 677 Posts
    • 1,885 Thanks
    SSDD23
    9/20 for me today
    "The harder you work for something, the greater youíll feel when you achieve it"
    • Robin09
    • By Robin09 12th Jan 19, 7:36 PM
    • 266 Posts
    • 1,392 Thanks
    Robin09
    7/15 for me today
    SPC 076
    • Saver.The.Taste
    • By Saver.The.Taste 12th Jan 19, 7:50 PM
    • 42 Posts
    • 180 Thanks
    Saver.The.Taste
    7/14 and halfway!! Did a big spend yesterday for the month so hopefully other than the odd essential the no spend days should come flying in now!

    You guys have really helped me half what I normally spend with this thread!
    February Bring Your Lunch to Work - 5/16
    February No Spend Days - 8/17
    February Grocery Challenge £66.41/£110
    Make £2019 in 2019 NUMBER 57 - £232.32/£2019
    Save 12k in 2019 NUMBER 64 - £589.05/£7500
    • beanielou
    • By beanielou 12th Jan 19, 9:01 PM
    • 61,788 Posts
    • 264,784 Thanks
    beanielou
    Great totals everyone.
    We can do this
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 13th Jan 19, 8:52 AM
    • 3,622 Posts
    • 14,928 Thanks
    cathybird
    3/8 for me - I have to work today sadly, so it does count!
    15 in Save 12K: -£2,676.11/£12K. MNSDs: 8/12 YNSDs: 25/TF Tilly: £375.54
    Mar AFDs: 18/21 2019 AFDs: 64/260 2018: 303/260
    Mortgage 1/1/19: £31,950.00 £28,725.00 Paid off: £3,225
    • SSDD23
    • By SSDD23 13th Jan 19, 11:39 AM
    • 677 Posts
    • 1,885 Thanks
    SSDD23
    No plans to leave the house today (day of housework) so will be 10/20 - halfway there!
    "The harder you work for something, the greater youíll feel when you achieve it"
    • Nargleblast
    • By Nargleblast 13th Jan 19, 3:51 PM
    • 9,320 Posts
    • 59,963 Thanks
    Nargleblast
    I had a shopping session at Sainsburys today as the list on the wall was getting full, so no NSD for me. I did, however have £10 worth of Nectar points so I had that taken off the bill. With a bit of judicious meal planning there should be no excuse for going near a supermarket for some considerable time. I must get into the habit of looking in the cupboard as well as the fridge and freezer, it is absolutely jam packed with stuff.
    One life - your life - live it!
    • beanielou
    • By beanielou 13th Jan 19, 4:34 PM
    • 61,788 Posts
    • 264,784 Thanks
    beanielou
    Not one yesterday or today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • teafor2
    • By teafor2 13th Jan 19, 4:34 PM
    • 1,122 Posts
    • 8,126 Thanks
    teafor2
    8/15 for me. I've over that halfway marker. The numbers on here are fantastic.
    • StKilda
    • By StKilda 13th Jan 19, 4:50 PM
    • 2 Posts
    • 4 Thanks
    StKilda
    Iíd like to try 10 of the rest of the month! (Itís 13th) ...exclusions petrol and essential groceries
    • nannygladys
    • By nannygladys 13th Jan 19, 5:05 PM
    • 1,264 Posts
    • 13,680 Thanks
    nannygladys
    Hi everyone
    Ive still not been out, too busy with the big sort out, but I will have to go to the CS to take a car boot full!So
    nsd = 11

    Cathybird I don't count DDs but everything else. I worked a budget out at the beginning of the month, went through the food pile and made a rough menu, drew out enough money to cover day to day expenses ie groceries, fuel, window cleaner etc and hid the dd card!! so everything I now buy is a spend day! Its surprising how long you can go on powered milk if that's all you've got in and theres only semi skimmed on your list lol!!

    I think being at home all day makes it easier as I don't have to pass shops on my way anywhere. Its when I have the dgc I find difficult as they are used to me having a full fridge and sweet tin!!

    Anyway onwards and upwards, nearly tea time.
    Nannyg
    Budgeting again, must try harder!!
    Sealed pot challenge no.31
    Frugal challenge 2019
    • beanielou
    • By beanielou 13th Jan 19, 5:32 PM
    • 61,788 Posts
    • 264,784 Thanks
    beanielou
    Iíd like to try 10 of the rest of the month! (Itís 13th) ...exclusions petrol and essential groceries
    Originally posted by StKilda
    Welcome
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Saver.The.Taste
    • By Saver.The.Taste 13th Jan 19, 7:55 PM
    • 42 Posts
    • 180 Thanks
    Saver.The.Taste
    8/14 for me and onto night shifts so wont have a chance to spend.....hopefully!!
    February Bring Your Lunch to Work - 5/16
    February No Spend Days - 8/17
    February Grocery Challenge £66.41/£110
    Make £2019 in 2019 NUMBER 57 - £232.32/£2019
    Save 12k in 2019 NUMBER 64 - £589.05/£7500
    • beanielou
    • By beanielou 13th Jan 19, 9:07 PM
    • 61,788 Posts
    • 264,784 Thanks
    beanielou
    8/14 for me and onto night shifts so wont have a chance to spend.....hopefully!!
    Originally posted by Saver.The.Taste
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • cathybird
    • By cathybird 14th Jan 19, 10:13 AM
    • 3,622 Posts
    • 14,928 Thanks
    cathybird
    Cathybird I don't count DDs but everything else. I worked a budget out at the beginning of the month, went through the food pile and made a rough menu, drew out enough money to cover day to day expenses ie groceries, fuel, window cleaner etc and hid the dd card!! so everything I now buy is a spend day! Its surprising how long you can go on powered milk if that's all you've got in and theres only semi skimmed on your list lol!!

    I think being at home all day makes it easier as I don't have to pass shops on my way anywhere. Its when I have the dgc I find difficult as they are used to me having a full fridge and sweet tin!!
    Originally posted by nannygladys

    hi nannygladys and thanks It's really interesting to see how everyone does it. Re milk, I used to have it in my coffee in the morning along with sugar and just gave both milk and sugar up at some point years ago, to save money I think, but it's so long ago I really don't remember! It makes life simpler though, esp in the morning when I'm a bit dozy



    I'm up to 4/8 for today, so this is helping hugely already!
    15 in Save 12K: -£2,676.11/£12K. MNSDs: 8/12 YNSDs: 25/TF Tilly: £375.54
    Mar AFDs: 18/21 2019 AFDs: 64/260 2018: 303/260
    Mortgage 1/1/19: £31,950.00 £28,725.00 Paid off: £3,225
    • SSDD23
    • By SSDD23 14th Jan 19, 10:14 AM
    • 677 Posts
    • 1,885 Thanks
    SSDD23
    Today is 11/20 for me
    "The harder you work for something, the greater youíll feel when you achieve it"
    • Robin09
    • By Robin09 14th Jan 19, 11:46 AM
    • 266 Posts
    • 1,392 Thanks
    Robin09
    8/15 yesterday for me. Spends today as DD has athletics club.
    SPC 076
    • nannygladys
    • By nannygladys 14th Jan 19, 3:12 PM
    • 1,264 Posts
    • 13,680 Thanks
    nannygladys
    Hi everyone

    Another nsd, its getting like a competition for me, to see how long I can last out!!! Trouble is it just proves to me how much food I have in!!! I still don't seem to have made a massive dent yet Im having my 3 meals a day.

    Anyway back to my sewing and TV watching

    Nannyg
    Budgeting again, must try harder!!
    Sealed pot challenge no.31
    Frugal challenge 2019
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