Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • muppets
    • By muppets 18th Dec 18, 1:24 PM
    • 931Posts
    • 6,060Thanks
    muppets
    Pay ALL your debt off by Xmas 2019
    • #1
    • 18th Dec 18, 1:24 PM
    Pay ALL your debt off by Xmas 2019 18th Dec 18 at 1:24 PM
    Welcome to Pay ALL Your Debt Off By Xmas 2019!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2019.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!


    Official MoneySavingExpert insert, 14 Jan:

    Want to join the challenge? Please post your debt amount on this thread and ask to join. Muppets will assign you a special number (eg, #001), which you'll then start all your posts with.

    You can also get help in the Debt free wannabe board and Debt Help guide.

    If you haven’t already, join the forum to join in the challenge.

    Good luck everyone and thanks to muppets for the original post!

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Andrea; 15-01-2019 at 4:07 PM.
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 17
    • sunshine81
    • By sunshine81 12th Jan 19, 11:26 AM
    • 1,394 Posts
    • 7,068 Thanks
    sunshine81
    #145 checking in having paid 10.56 today

    8853.50 / 27,996.15 (31.62%)
    Last edited by sunshine81; 13-01-2019 at 8:47 PM.
    • Purple19
    • By Purple19 12th Jan 19, 1:10 PM
    • 3 Posts
    • 20 Thanks
    Purple19
    Hi Muppets
    Paid 100 to CC today - 1st payment of the challenge
    #? 100/10000 (1%)
    • Homegrown0
    • By Homegrown0 12th Jan 19, 2:33 PM
    • 450 Posts
    • 2,323 Thanks
    Homegrown0
    Payment of 39 into my credit card this morning, after husband paid in bags of change that have been sitting in a big tub for ages!

    #02 payment of 39 = 102.89 / 10,000 (1%)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target 10,000
    • WannabeFree
    • By WannabeFree 12th Jan 19, 2:49 PM
    • 2,648 Posts
    • 23,263 Thanks
    WannabeFree
    Payment of 7.60 today for me

    So

    No 70 197.50/2070
    Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.

    POAMAYC 19 #70 450/2070
    • awinterstale
    • By awinterstale 12th Jan 19, 2:52 PM
    • 29 Posts
    • 270 Thanks
    awinterstale
    #52 just paid 7.43 off my Barclaycard - the amount was bugging me as I wanted to bring it down to a round number! Its now sat at 7200 exactly!!
    TOTAL DEBT @ 01.01.19. = 30,103.94

    #52 Pay Debt by Xmas 19 - 433.12/13,000 ; JAN 19 GC - 116.03/250; #12 NST JAN 19; JAN NSDs - 12/10; #10 Saving for Christmas 2019 31/365; #29 JAN take lunch to work 12/21; #3 The 365 day penny challenge 86.38/667.95; Make up to 10 a day in Jan - 164.98/232.50.
    • ashfan83
    • By ashfan83 12th Jan 19, 5:35 PM
    • 49 Posts
    • 56 Thanks
    ashfan83
    Hello, can I join in please? I have 3669.48 to pay off
    • abba1772
    • By abba1772 12th Jan 19, 8:41 PM
    • 5,520 Posts
    • 21,094 Thanks
    abba1772
    Evening

    A cheeky weekend payment of 11.01 towards the barclaycard

    Brings my total to 422.81 / 10000
    NEXT TARGET BARCLAYCARD WAS Jan 18 4299 NOW 4123.85
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 453.59
    • Blackberrycurved
    • By Blackberrycurved 12th Jan 19, 9:15 PM
    • 119 Posts
    • 743 Thanks
    Blackberrycurved
    I'm off the mark. Iv'e paid 383.29 off 61 to my CC and the rest to my loan. I'm applying for a job that I only have a slim chance of getting but if I do I will make my target and get out of this hole - fingers crossed.
    Blackberry Curved DF XMAS 2019 No 17 382.29 /12,500 Make 1a day in January 57/31 Number 9 /57.77 of 365 Penny Challenge
    • cybertortoise
    • By cybertortoise 12th Jan 19, 10:52 PM
    • 137 Posts
    • 995 Thanks
    cybertortoise
    #32 checking in with 848 paid off so 21.2%


    Things will slow right down now though I was just lucky to make some profit selling my car which I put to debt.
    Fresh start & LBM #3: 29.08.17 ~ Debt at highest: 23,583.27 ~ As of 26/12/18: 13,389.66 ~DFD aim: 31/12/2021 ~ PAYDOBX 2019 #32 : 848/4000 = 21.2% ~ 2019 1% Challenge #2: 21.2% ~ Frugal Living 2019: ~ Sealed Pot Challenge 12 #101: -- ~ 365 Day Penny Challenge 2019 # : 12/365 days ~
    • WannabeFree
    • By WannabeFree 12th Jan 19, 11:07 PM
    • 2,648 Posts
    • 23,263 Thanks
    WannabeFree
    Payment of 40 today for me

    So

    No 70 237.50/2070
    Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.

    POAMAYC 19 #70 450/2070
    • Honeysucklelou2
    • By Honeysucklelou2 13th Jan 19, 5:17 AM
    • 1,342 Posts
    • 6,539 Thanks
    Honeysucklelou2
    Made a payment of 37 today bringing the total paid to

    . #93. 141.93/10,100.
    paydbx2019 #93 141.93/10,100 .
    School trips 236/1200..
    • muppets
    • By muppets 13th Jan 19, 10:34 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Hello, I'm new to the forums so please be gentle with me :-)
    I would love to join in. I'm at 8000 and would love to make a big dent in this.
    Originally posted by Littleg
    Welcome you are number 73
    Hi please can I join Im finally increasing my hours after having two children so really want to pay off what Ive built up.
    So far Ive paid 122/3089
    I look forward to being debt free or at least close by the end of the year. Good luck every one x
    Originally posted by AngeMc
    Welcome you are number 74
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 10:40 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Hi can I please join too? My target is to pay off my cc by Christmas 2019.

    Target 10000

    Thanks 😊
    Originally posted by Purple19
    Welcome you are number 75
    I have approx 13k debt.
    I know the best way to remedy this is to eliminate the husband! 🤣
    Currently making minimum payments as I'm not making enough to do more. On maternity leave. So any ideas ofways of making a few extra pennies to put towards would be fab x
    Originally posted by Sarahandmelissa
    Welcome you are number 76

    Im new to the MSE forums and would love to join this challenge!

    Target of 5,000 this year. I might be around for a few years to come 😳
    Originally posted by Smawthorne
    Welcome you are number 77
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 10:46 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    I'd like to join. My total is 3103.35. Many thanks in advance all.
    Originally posted by poolcue
    Welcome you are number 79

    Can I join please?
    6,302 to pay off my car finance
    Originally posted by Sort_It
    Welcome you are number 80
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 10:49 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Can I please join. Need to pay my CC off before next Christmas

    Balance as of today is 2580.23
    Originally posted by Iheart
    Welcome you are number 83

    Can I please join? I need to pay off my credit card balance of 13,600. Finally ready to take charge of the anxiety I feel every day from this debt hanging over my life!! Thanks
    Originally posted by Determined2BDebtFree
    Welcome you are number 84

    Can I please join my total is 9860.69
    Thank you
    Originally posted by IWillSucceed
    Hi - Not sure if I have missed my number...

    #?? is at 131.96 / 9860.69 (1.33%)
    Excited to have started.
    Originally posted by IWillSucceed
    Welcome you are number 85
    Last edited by muppets; 13-01-2019 at 11:25 AM.
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 10:50 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Hi Muppet,


    Can you please let me join this group, what a great idea! This is my first time posting here and have as at end of Dec 2019, incurred a debt of 23,000. I would like by Xmas 2019 to have paid off 13,000, leaving me a debt of approximately 10,000 to pay off in 2020! Thank you!
    Originally posted by debtfreeTwenty20
    Welcome you are number 86
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 10:56 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Hi guys, I would love to join too. aiming to pay off 6,500 this year. Needing all the motivation I can get!
    Originally posted by Purpleroses
    Welcome you are number 88

    Hi


    Can I join please? I've got
    3855.16

    to pay off and then I'm debt free for the first time in my adult life.


    Determined to do it once and for all
    Originally posted by Cariad21
    Welcome you are number 89


    Good Morning!

    Newbie here, although I've been reading the DFW board for a long time.

    Can you put me down for 8000 please?

    This won't clear my debt but its a good start and hopefully i'll be able to find ways to pay some extra too
    Originally posted by xslytherinx
    Welcome you are number 90
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 11:16 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Hi Im new to the boards and would really like to join.

    I have 38,000 worth of debt (was 46k in October)

    I want 8000 at least gone by the end of the year. Dont want to put myself under pressure by setting my goal unrealistically high but I will review it every 2 months
    Originally posted by Louoffofsparkle
    Welcome you are number 91

    I'd like to join in, please. This is my first time. I still have a bit of debt left from my husband's irresponsibility. I am now sans husband, and I would like to be sans debt, too.

    So I am planning to pay off the whole amount this year: 1,285
    Originally posted by killerkaterina
    Welcome you are number 94
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 11:30 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    Just out of curiosity is there an overview page which shows everyone's number and the % that has been paid off.
    Originally posted by ali bf
    It will be on page 1, posts 2, 3 4 and 5

    Just doing a massive updating session now, Hopefully it will be finished by the time your read my reply
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 13th Jan 19, 11:37 AM
    • 931 Posts
    • 6,060 Thanks
    muppets
    25 finally processed from MSE energy switch a few months ago

    Pay debt by Xmas 2019: 134.78/4K

    I can't see my allocated number or the list of participants progress on the first page??
    Originally posted by a_silver_lining

    Your number was posted a few days back. The thread is so busy it's easy to miss it. You are #81.
    Doing a massive updating session. The front page will be updated today
    PAYDBX 2019 - #01 Pd 11,027.05 / 10,500 - 0.0%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #69
    4,300 / 15,000
    Mortgage - PD 97,396.82/ 271,495.07 35.87% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,081Posts Today

8,837Users online

Martin's Twitter