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    • stehouk
    • By stehouk 10th Nov 18, 7:15 PM
    • 204Posts
    • 82Thanks
    MBNA Limit increases
    • #1
    • 10th Nov 18, 7:15 PM
    MBNA Limit increases 10th Nov 18 at 7:15 PM
    Do MBNA carry out a hard search when a limit increase is requested ? on my app this morning there was a request a limit increase link on it which i haven't had before so i assumed they were offering to increase my limit but it states
    "by submitting this request, you authorise us to search the files of any cra we require to help us make a decision on increasing your credit"

    Iv'e not had an increase from them yet but my other cards offer to increase my limits iv'e not had to request one.
Page 1
    • A4445
    • By A4445 10th Nov 18, 7:34 PM
    • 867 Posts
    • 402 Thanks
    • #2
    • 10th Nov 18, 7:34 PM
    • #2
    • 10th Nov 18, 7:34 PM
    Ive used the option a few times and they havent done a hard search.

    I guess they have to say it just in case they do decide to do a search.
    • Craig1981
    • By Craig1981 11th Nov 18, 6:13 AM
    • 630 Posts
    • 302 Thanks
    • #3
    • 11th Nov 18, 6:13 AM
    • #3
    • 11th Nov 18, 6:13 AM
    my tesco card and nationwide card did the same - never aw any hard searched on any of the CRAs
    • stehouk
    • By stehouk 11th Nov 18, 8:57 AM
    • 204 Posts
    • 82 Thanks
    • #4
    • 11th Nov 18, 8:57 AM
    • #4
    • 11th Nov 18, 8:57 AM
    I asked for a 1k increase and they're thinking about it , probably should have asked for 500 but my limit is only 1500 and the 0% offers are not worth taking up on such a small amount.
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