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  • FIRST POST
    • Omonile
    • By Omonile 10th Nov 18, 5:14 PM
    • 2Posts
    • 0Thanks
    Omonile
    Sainsbury loan
    • #1
    • 10th Nov 18, 5:14 PM
    Sainsbury loan 10th Nov 18 at 5:14 PM
    I am a newbie here and would be grateful if someone could help me about Sainsbury loan timeline. I applied for a loan last week,letter of agreement received on Tuesday and was returned same day. though interest on application has been massively jerked up from the advertised rate i am worried about the delay.i have a fair credit score. thanks
Page 1
    • zx81
    • By zx81 10th Nov 18, 5:18 PM
    • 20,084 Posts
    • 21,448 Thanks
    zx81
    • #2
    • 10th Nov 18, 5:18 PM
    • #2
    • 10th Nov 18, 5:18 PM
    The made up credit score won't affect timelines.

    Sainsbury's aren't the fastest at sending funds but they should give you an update if you call
    • Omonile
    • By Omonile 10th Nov 18, 5:37 PM
    • 2 Posts
    • 0 Thanks
    Omonile
    • #3
    • 10th Nov 18, 5:37 PM
    • #3
    • 10th Nov 18, 5:37 PM
    thanks.will call them.
    • Craig1981
    • By Craig1981 11th Nov 18, 6:37 AM
    • 608 Posts
    • 293 Thanks
    Craig1981
    • #4
    • 11th Nov 18, 6:37 AM
    • #4
    • 11th Nov 18, 6:37 AM
    i had a loan with them last year - application online - deferred for callback (as i used wrong bank details!) - approved over the phone, paperwork sent out, returned, and was a few days before the funds were in the account

    the APR went up due to your individual circumstances - the advertised rate is given to 51% of applicants. you, as i was and many others, fell into the 49% based on our circumstances
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