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    • Marina2016
    • By Marina2016 10th Nov 18, 11:06 AM
    • 44Posts
    • 6Thanks
    Marina2016
    Mortgage application with Metro Bank
    • #1
    • 10th Nov 18, 11:06 AM
    Mortgage application with Metro Bank 10th Nov 18 at 11:06 AM
    Has anyone had any recent experience with applying for a mortgage with Metro Bank? How long does it normally take from application to offer?


    We have an application with them for the past 2 weeks and nothing much seems to be happening.
Page 1
    • Thrugelmir
    • By Thrugelmir 10th Nov 18, 11:15 AM
    • 62,492 Posts
    • 55,586 Thanks
    Thrugelmir
    • #2
    • 10th Nov 18, 11:15 AM
    • #2
    • 10th Nov 18, 11:15 AM
    Nothing much suggests something has. What's happened so far?
    "You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." - Peter Lynch
    • Marina2016
    • By Marina2016 10th Nov 18, 11:19 AM
    • 44 Posts
    • 6 Thanks
    Marina2016
    • #3
    • 10th Nov 18, 11:19 AM
    • #3
    • 10th Nov 18, 11:19 AM
    Just asked for additional documents but haven't instructed valuation (it's a remortgage).
    • LRmortgage
    • By LRmortgage 10th Nov 18, 5:29 PM
    • 202 Posts
    • 71 Thanks
    LRmortgage
    • #4
    • 10th Nov 18, 5:29 PM
    • #4
    • 10th Nov 18, 5:29 PM
    Metro instruct valuation only once the case is approved (subject to that valuation).

    They are fairly slow, but steady. They usually get there in the end!

    Unfortunately their processes mean that if you are asked for more docs or info, it tends to go to the back of the underwriting queue which can hold things up.

    However if they are asking for more info or docs, it tends to indicate that they want to get the case approved, they just need some extra help to confirm the case. (No promises though).
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