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  • FIRST POST
    • Sue-UU
    • By Sue-UU 1st Nov 18, 11:06 PM
    • 8,827Posts
    • 49,517Thanks
    Sue-UU
    Sealed Pot Challenge ~ 12
    • #1
    • 1st Nov 18, 11:06 PM
    Sealed Pot Challenge ~ 12 1st Nov 18 at 11:06 PM
    Hello once again Potters and welcome aboard to all new members! I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all - many thanks to you splendid folk who have made SPC what it is!!

    For all newcomers...yes Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum first in order to be able to join the challenge. For ALL SPC members, please chat away on this SPC 12 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

    For all newcomers - a really huge heartfelt welcome! We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2019) will be to open our pots on Thursday the 31st October 2019. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing it.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Do please do your best to avoid plastic of any sort, thank you. With the emphasis being on saving money, your pot doesn't need to cost anything I.e a used sweet tin, coffee jar..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. Perhaps if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

    It can also be interesting and challenging to make yourself a Papier Mach!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. After it's finished, seal as the instructions in the *paragraph above

    After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 11 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money which is inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

    Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge is to be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway!

    3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like to save, then work out how much you will need to pot on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at sometime throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 31st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out.

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 31st October to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it!!

    8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by two weeks after closing date will lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 14th November please.

    Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 31st Oct is the closing date for 2019, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.


    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue.


    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Tine; 27-11-2018 at 12:08 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

Page 64
    • Hettyhound
    • By Hettyhound 6th Jun 19, 11:39 AM
    • 277 Posts
    • 1,592 Thanks
    Hettyhound
    Hi Mushy,

    And if it starts raining and you have to rush to bring it in I’d give myself another 50p!
    SPC #120
    MFW #90 Mortgage start Dec 2015 £79,950; October 2019 £59,499.51; 2019 OP £1332.75/£1500
    • MushyPeas
    • By MushyPeas 6th Jun 19, 12:02 PM
    • 3,091 Posts
    • 7,891 Thanks
    MushyPeas
    Hi Mushy,

    And if it starts raining and you have to rush to bring it in Iíd give myself another 50p!
    Originally posted by Hettyhound
    love this idea!
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £4271.18/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
    • Robin09
    • By Robin09 6th Jun 19, 7:10 PM
    • 394 Posts
    • 2,162 Thanks
    Robin09
    Still potting away. Coin tin is starting to feel heavy and I think I may have to buy another soon. Weekly £10 going in another tin. Going to try start adding more as want to use the total towards a holiday next year once DS has finished his exams.
    SPC 076
    • Sue-UU
    • By Sue-UU 7th Jun 19, 2:37 PM
    • 8,827 Posts
    • 49,517 Thanks
    Sue-UU
    Close to yet another weekend folks!!!! Enjoy it all
    Hello Potters!!! I hope you've all had a good week, and are now looking forward enjoying the weekend! Better weather down here now, but didn't it ever chuck it down! Still, we needed it.
    For all those members who are not well or who are low in spirits, take great care of yourselves. Get well soon and {{{{hugs}}}} from all the SPC family.


    Morning Sue-UU and everyone!

    Very proud of myself, fourth day in a row with no breakfast club so that's £10 potted this week, going to make it to £12.50 tomorrow! And that's also 4 car journeys saved, £1 a time!

    Also planning to not use the tumble drier today, going to pot £0.50 a time for this, not sure I can be as generous to myself as you Sue-UU!!

    Happy potting all :-)
    Originally posted by MushyPeas
    Hi there MushyPeas. Brilliant saving from the non breakfast clubs, the car journeys saved too!!!
    Oh believe me, I'm not generous with potting the £4 when I don't use the tumble drier, I'm just very aware of what the cost is when giving in to it's use as it's just about the most expensive electricity-eater we all have!! Rain again today and I had a few coloureds, including jeans, to wash; they're washed but won't be on the line until tomorrow, so... that's £4 saved again!!!


    A great idea, Hettyhound!!!


    Still potting away. Coin tin is starting to feel heavy and I think I may have to buy another soon. Weekly £10 going in another tin. Going to try start adding more as want to use the total towards a holiday next year once DS has finished his exams.
    Originally posted by Robin09
    Excellent potting yet again, Robin!!! It's always a great idea, if possible, to save more than we are! Put it this way, you can NEVER save too much!! PS, if your pot's nearly full then why not open up, count it and bank it? It'll save buying another, and the cash saved can be potted!! Just don't forget to add the amount banked to your siggy and declare it in October!

    £15 potted after shopping done for the week, inclusive of the £4 saved for not having used the tumble drier!!!


    Make it a relaxing evening and smashing weekend, Potters..and feed those pots!!!
    Last edited by Sue-UU; 07-06-2019 at 2:39 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • Choccygirl123
    • By Choccygirl123 10th Jun 19, 11:15 AM
    • 745 Posts
    • 2,223 Thanks
    Choccygirl123
    Had quick 4 page catch up and so excited to see some serious potting getting on.

    I couldn't believe my luck when I found £5 in the coop car park! It was sat fluttering against the Kurb abd no owner in sight. Had another eBay sale yesterday £11.30 after fees so potted a lovely £16.30 this morning into my bank account.

    Total in sealed bank account £649.49
    Coinage in tin ?
    Always counting down to pay day, but making baby steps getting life on track! Looking forward to cracking the debt once and for all.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • siju
    • By siju 10th Jun 19, 12:01 PM
    • 354 Posts
    • 3,441 Thanks
    siju
    Continuing with the tumble drier theme, one of the best things I've ever bought is a Sheila Maid. I use it constantly to dry my washing. It's not very pretty and, as it is in a small utility room, it does make it dark in there, but, oh boy, does it save me some money. It's well worth the investment if you can find somewhere to hang it.

    It's been a quiet weekend as DH has been working abroad, so just me, the cat and the dog, but he's home mid week so my peaceful life will be shattered. Don't tell him, but I have missed him I must be getting soft in my old age

    Just £1.65 for the pot today. Have a lovely week Potters.
    SPC 12 - #09
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24
    • Hettyhound
    • By Hettyhound 10th Jun 19, 7:00 PM
    • 277 Posts
    • 1,592 Thanks
    Hettyhound
    Iíve got a Shelia Maid and wouldnít be without now. Got it when my boy was in cloth nappies and when I moved I planned my whole kitchen round where it was going to be situated. Got it in the corner in front of the vertical radiator so dries lovely when the heating is on and when itís not it dries with the sun shining through the patio doors
    SPC #120
    MFW #90 Mortgage start Dec 2015 £79,950; October 2019 £59,499.51; 2019 OP £1332.75/£1500
    • Hettyhound
    • By Hettyhound 10th Jun 19, 7:02 PM
    • 277 Posts
    • 1,592 Thanks
    Hettyhound
    Oh and I’ve potted a pound. I paid myself for cleaning up the boys room!
    SPC #120
    MFW #90 Mortgage start Dec 2015 £79,950; October 2019 £59,499.51; 2019 OP £1332.75/£1500
    • Hettyhound
    • By Hettyhound 11th Jun 19, 7:52 PM
    • 277 Posts
    • 1,592 Thanks
    Hettyhound
    Me again! 8p roadkill found on the floor of the PhD study area floor. If they are going to drop money I will pick it up
    SPC #120
    MFW #90 Mortgage start Dec 2015 £79,950; October 2019 £59,499.51; 2019 OP £1332.75/£1500
    • Choccygirl123
    • By Choccygirl123 12th Jun 19, 9:14 AM
    • 745 Posts
    • 2,223 Thanks
    Choccygirl123
    Have just hit the minimum again on survey site so cashed out £5.83 (after fees)
    Always counting down to pay day, but making baby steps getting life on track! Looking forward to cracking the debt once and for all.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • Maddie57
    • By Maddie57 12th Jun 19, 4:45 PM
    • 160 Posts
    • 763 Thanks
    Maddie57
    Hi All

    Have managed to save another £30 in my pot. Got a couple of things on but hopefully will be back with some more cash for the pot this month.

    Maddie
    x
    Growing old is mandatory
    Growing up is Optional
    SPC no:56
    1 debt vs 100 days chapter 33 £147/£1250
    • claremylove
    • By claremylove 12th Jun 19, 9:35 PM
    • 290 Posts
    • 575 Thanks
    claremylove
    No road kill for me for weeks now. Starting to think people are being more careful, or I'm not the only one in my village who is a keen potter
    *Proud to be dealing with my debts*
    £2 saving club 2019 #20 £294 (2014 £176; 2015 £568; 2016 £604; 2017 £640; 2018 £404)
    Saving for Xmas 2019 #3. 274/365
    £1000 emergency fund challenge #232 327/1000
    Save a penny a day 2019 #26 £177.80 / £667.95
    SPC 2019 #53
    • Choccygirl123
    • By Choccygirl123 14th Jun 19, 9:07 AM
    • 745 Posts
    • 2,223 Thanks
    Choccygirl123
    Another eBay sale £12.24 after fees withdrawn and added to sealed bank account.

    I'm thinking of starting to do a bit of Christmas shopping. Will keep tally of how much made and how much spent. Both my girls would like new umbrellas and joules have done really pretty ones in the sale. I feel relieved I've been saving the cash and it's there in case I see something in the sales.
    Always counting down to pay day, but making baby steps getting life on track! Looking forward to cracking the debt once and for all.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • weenapoops
    • By weenapoops 16th Jun 19, 1:54 PM
    • 223 Posts
    • 542 Thanks
    weenapoops
    Hey everyone

    Wow! Hadn't realised it had been 2 months since I was last here!
    Gardening has kind of taken over my life, when i'm not working that is
    Had lots of outgoings recently, so not saved as much as I would have liked but managed to pot a few bits.

    £45.92 in the pot.

    Hopefully back to more saving soon
    You've got to be in it to win it!! Just believe to receive!!


    2019 Wins - January - Yardie DVD, February - Tickets to Cocktails in the City and free cocktail
    Sealed Pot Challenge #085 - £369.26
    1p Challenge - £73.53 (Jan/Feb/Mar/Apr crossed off the list)
    2019 1% challenge #7 - 26% of 100%
    • Sue-UU
    • By Sue-UU 17th Jun 19, 2:50 PM
    • 8,827 Posts
    • 49,517 Thanks
    Sue-UU
    Where is everyone????!!!
    Hello Potters!!! I hope you've all had a wonderful weekend, and will now enjoying the week ahead. Better weather down here now...until Wednesday!!
    For all those members who are not well or who are low in spirits, take great care of yourselves. Get well soon and {{{{hugs}}}} from all the SPC family.


    I've been waylaid at any chance of coming on SPC through last week. Firstly, after having suffered unknowingly for a month with some clearly hacking into my Facebook account leaving me with so many problems, but at last it seems to be sorted, says she with tightly crossed fingers! Trouble was I'd changed my PW twice, but still it went on!!
    Add to that Drs appts for us both, plus hospital and physio for me with arthritis in my neck and a great deal of pain, and now exercises for it... but I'm here at last!!


    WOW that £5er was brilliantly spotted, Choccygirl, fantastic!!
    You're right about the amounts of money being saved, great work!! It's wonderful when we get to this time of year and cash potted is a great indication of such happy faces come October!!
    Christmas shopping in JUNE??! You're not even supposed to mention the C word until September! However, if you see things you know are going to make great gifts, why not get them while they're there!


    Continuing with the tumble drier theme, one of the best things I've ever bought is a Sheila Maid. I use it constantly to dry my washing. It's not very pretty and, as it is in a small utility room, it does make it dark in there, but, oh boy, does it save me some money. It's well worth the investment if you can find somewhere to hang it.
    Originally posted by siju

    I hadn't a clue what a Sheila Maid was, siju!! Just had a look and instantly recognised what you meant as years ago folk used to refer to them as airers. Although we never had one (one room up and one down) they were certainly popular. I guess over time people bought the tumble driers and dispensed with the SMs. Great to hear you're still benefiting so much from yours!
    I bet you missed your DH so very much if truth be told! Still, it's good to enjoy me time.


    So, you have a Sheila Maid too then, Hettyhound, good to hear you also reap the rewards and saving as a result. Well done on keeping any floors free from potting material!!!


    Brilliant news, Maddie! £30 is a great sum!!!

    I reckon folk must be using cards more, claremylove, a bit selfish of them but there you go. Yes, you could also have competition from a fellow SPCer! Keep one step ahead!!

    Great savings is still brilliant saving, weenapoops!!!! Don't forget to be back sooner!


    Another £15 potted after shopping today!! Also, £1.03 roadkill!!!! £1 by the allotments and 3p in various places. All happily settled in to their new home.


    Have a relaxing evening and lovely Tuesday, Potters..and feed those pots!!!
    Last edited by Sue-UU; 17-06-2019 at 2:53 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • siju
    • By siju 19th Jun 19, 11:52 AM
    • 354 Posts
    • 3,441 Thanks
    siju
    Oh poor you Sue-UU, you have been having troubles. Doesn't it make you mad when these faceless people disrupt your life and cause stress and worry. It's all so unnecessary. I hope it's all sorted now.

    Well DH has returned home (with some treats) and shattered the quiet, but yes, you are right Sue-UU I did miss him. As we work together and live together, it is strange to be without him. The dog got fed up with me talking to him so I think he was pleased to see DH too

    I've £9.24 to pot today. We're off on our holidays next week so I shall be missing for a while but, I promise, I'll be back Take care of yourselves and your pot, Potters.
    SPC 12 - #09
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24
    • Hettyhound
    • By Hettyhound 19th Jun 19, 7:57 PM
    • 277 Posts
    • 1,592 Thanks
    Hettyhound
    52p and the shopping purse is empty; itís going to be a long road into payday on the 28th. Update on the red hydrangea I bought earlier this year, it ainít red! Donít get me wrong itís lovely and I like it but itís white with a tiny reddish pink edging to the petals. I used the special compost and I only water it with rainwater so Iím trying my hardest to treat it well. Ah well I should know better than to trust the picture on the label as my blooms are never as abundant as the photos and this time they arenít even the same colour However the sweet peas are starting, oh my that beautiful delicious fragrance.....summer is here!
    SPC #120
    MFW #90 Mortgage start Dec 2015 £79,950; October 2019 £59,499.51; 2019 OP £1332.75/£1500
    • Pixie Fairydust
    • By Pixie Fairydust 21st Jun 19, 8:04 PM
    • 270 Posts
    • 3,797 Thanks
    Pixie Fairydust
    #86

    Hi, wow summer solstice today! 🌞 Where is the year going! I donít often post but am potting away! Iím not keeping a running total! I want a surprise. Iím only really adding road kill, coppers from purse and coins found when tidying. My jar is feeling weighty though.

    Have a good weekend everyone 😃

    Pix
    Xx
    It's the most wonderful time of the year!
    Bears, Beets, Battlestar Galactica!
    I wish you were here.
    But you're not, you're there.
    And there doesn't know how lucky it is.


    • Choccygirl123
    • By Choccygirl123 22nd Jun 19, 9:18 AM
    • 745 Posts
    • 2,223 Thanks
    Choccygirl123
    I know sue, sorry to spring that c word out so early! I've got a confession I've withdrawn and spent £50 this week! A friebd of mine was selling her trollbeads so I've bought 5 as brand new and the girls won't know. The cost of them new was £160 so certainly added value.

    I'll keep my total going and what I've spent too. I've noticed a couple of lovely umbrellas in the sales too so tempted to get those as half price. I feel really in control for first time ever and thanks to this challenge have the cash ready if I spot a bargain!

    In other news another eBay sale and £11 profit. Do have another item sold but buyer seems to be very slow at paying!

    Takes my bank total to £672.73 (£50 spent on presents)
    Always counting down to pay day, but making baby steps getting life on track! Looking forward to cracking the debt once and for all.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • Bounty123
    • By Bounty123 22nd Jun 19, 6:00 PM
    • 24 Posts
    • 138 Thanks
    Bounty123
    Evening everyone,
    I have no idea how much is in my tin and I have resisted the temptation to break into it 'just to check what is in there'!
    1 debt vs 100 days chapter 33 No.4
    SPC 12 No:113
    2019 MFW No:23
    £1 a day for Christmas No:16
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