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  • FIRST POST
    • beanielou
    • By beanielou 1st Nov 18, 3:28 PM
    • 58,039Posts
    • 238,900Thanks
    beanielou
    Nifty November NSD's challange.
    • #1
    • 1st Nov 18, 3:28 PM
    Nifty November NSD's challange. 1st Nov 18 at 3:28 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of November.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.

    A big thanks to Nargleblast for the great suggestion of the word oofy~~
    a 19th century word that was an informal term for rich or wealthy.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 3
    • beanielou
    • By beanielou 7th Nov 18, 9:47 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 5 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Nargleblast
    • By Nargleblast 7th Nov 18, 10:49 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    Number 4 from me.
    One life - your life - live it!


    NSD challenge November 7/15
    • beanielou
    • By beanielou 8th Nov 18, 3:09 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • SSDD23
    • By SSDD23 8th Nov 18, 3:18 PM
    • 404 Posts
    • 890 Thanks
    SSDD23
    Not one today lol. I did say this month was going to be tricky I'll run out of money at some point though, so it should be easy from then
    Money made in November: 17.67/100.00 // October NSDs: 1/15 SPC #029
    Total Debt: 4,852.52 Total Repaid: 1963.88 Total Savings: 0.00 (Physical Savings) 73.32 (XMAS19 Savings)
    • charliedavis
    • By charliedavis 9th Nov 18, 1:36 PM
    • 342 Posts
    • 738 Thanks
    charliedavis
    2nd NSD yesterday, although I had a few business transactions I'm not counting these
    November NSDs: 3/10

    -99,152 net worth - scary figure - my diary out of debt!
    • beanielou
    • By beanielou 9th Nov 18, 8:43 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    Not one for me today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 10th Nov 18, 6:35 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Nargleblast
    • By Nargleblast 10th Nov 18, 9:36 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    Number 5 NSD dragged in kicking and screaming (only because I've been at work all day and been kept out of mischief of the spendy variety).
    One life - your life - live it!


    NSD challenge November 7/15
    • Nargleblast
    • By Nargleblast 11th Nov 18, 1:28 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    Announcing the early arrival of NSD number 6.
    One life - your life - live it!


    NSD challenge November 7/15
    • beanielou
    • By beanielou 11th Nov 18, 8:17 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 8 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • s1n25
    • By s1n25 12th Nov 18, 2:29 PM
    • 113 Posts
    • 384 Thanks
    s1n25
    Number 5 for me today.


    Not been as good as I would of liked! Making sure I have a full 5 days of none spending now as I'm out on Saturday.
    Debt Free Diary..."Start of a new chapter"
    Nov: Unsecured Debt : 2,900.. Bring your lunch to work 1/18..NSD challenge 5/20

    • beanielou
    • By beanielou 12th Nov 18, 6:30 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 9 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • charliedavis
    • By charliedavis 12th Nov 18, 7:01 PM
    • 342 Posts
    • 738 Thanks
    charliedavis
    Number 3 for me today
    November NSDs: 3/10

    -99,152 net worth - scary figure - my diary out of debt!
    • beanielou
    • By beanielou 13th Nov 18, 8:12 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 10 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Nargleblast
    • By Nargleblast 14th Nov 18, 5:01 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    And today makes number 7.
    One life - your life - live it!


    NSD challenge November 7/15
    • beanielou
    • By beanielou 14th Nov 18, 8:20 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    NSD no 11 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • SSDD23
    • By SSDD23 15th Nov 18, 11:19 AM
    • 404 Posts
    • 890 Thanks
    SSDD23
    Finally NSD 2
    Money made in November: 17.67/100.00 // October NSDs: 1/15 SPC #029
    Total Debt: 4,852.52 Total Repaid: 1963.88 Total Savings: 0.00 (Physical Savings) 73.32 (XMAS19 Savings)
    • beanielou
    • By beanielou 15th Nov 18, 1:17 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    Hoping for no 12 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 15th Nov 18, 1:18 PM
    • 58,039 Posts
    • 238,900 Thanks
    beanielou
    Finally NSD 2
    Originally posted by SSDD23
    Keep going
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Nargleblast
    • By Nargleblast 15th Nov 18, 8:17 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    Yet more spending today, but it was on stuff for Christmas so spend now, save later. In theory, anyway.
    One life - your life - live it!


    NSD challenge November 7/15
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