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    • simagic
    • By simagic 12th Oct 18, 3:18 PM
    • 1Posts
    • 0Thanks
    Mobile Phone Insurance & Getting Old Phone Back
    • #1
    • 12th Oct 18, 3:18 PM
    Mobile Phone Insurance & Getting Old Phone Back 12th Oct 18 at 3:18 PM
    I'm getting a replacement phone through my mobile insurance, but I've asked for my old one back as apart from the camera it's working fine, and I'd like to have it as a backup. I've been told by the insurance company that my old phone is now the property of the underwriters. Does anyone know if this is correct (I couldn't see any wording relating to this in the policy of T&Cs), or can I demand my old phone back?
Page 1
    • macman
    • By macman 12th Oct 18, 3:41 PM
    • 43,072 Posts
    • 18,255 Thanks
    • #2
    • 12th Oct 18, 3:41 PM
    • #2
    • 12th Oct 18, 3:41 PM
    No you can't. If they've paid out under the terms of the policy for a replacement, then it becomes their property. Just the same as if you wrote off your car.
    No free lunch, and no free laptop
    • pmduk
    • By pmduk 13th Oct 18, 3:11 PM
    • 9,963 Posts
    • 7,584 Thanks
    • #3
    • 13th Oct 18, 3:11 PM
    • #3
    • 13th Oct 18, 3:11 PM
    The insurance company will refurbish your phone and resell it to recoup some of their costs.
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