Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • ItsJustMeJane
    • By ItsJustMeJane 12th Oct 18, 2:45 PM
    • 3Posts
    • 1Thanks
    ItsJustMeJane
    HB and Ebay Sales
    • #1
    • 12th Oct 18, 2:45 PM
    HB and Ebay Sales 12th Oct 18 at 2:45 PM
    Hello!

    I am receiving Housing benefits and Council tax reduction as of earlier this year. Recently the council wanted to check up on my accounts and in particular asked how I was paying for any rent shortfall. The amount they give me does not actually cover my whole rent, and I don't have much (or any) income this year as my company has not been able to pay me since January. I won't go into the details as it's not relevant, but here is my question:

    One of the ways I have managed to pay my rent is by selling personal items. I have been a collector my whole life, so I have just been selling random things like beanie babies, valuable signed CDs etc, things that I have bought throughout my life. In the last 5 months we had quite a few bills to cover so I sold for about 500 and my partner for about 1000.

    I'm a little worried because these are large numbers, and while it shouldn't be counted as income as far as I have been reading (everything was our own personal stuff, we are not a shop), will the council see it this way, since it is such a high number? I just don't know how we are meant to manage when the HB doesn't cover our costs, and if we are not allowed to sell our stuff because we will be earning too much (Is this even too much??) how are we meant to be able to get by? Will they want to see my Paypal account if I mention the sales (can they see this anyways, it seems like the government has eyes everywhere haha)? I really don't know what to tell them, and I want to be as honest as possible, but I also don't want any misunderstandings! I wouldn't want them to think I am running a business because of my ebay sales, when as far as everything I have seen, it should be ok to sell your own stuff as a private person. I saw a lady on here mention she sold some old baby clothes for 70 and that was enough for the LA to call her in and claim she wasn't telling them the truth about her earnings

    Any advice, or a link to some clarification on what guidelines the LA use would be a huge help!

    Edit: Just to add that in terms of what is being sold, for example I have over 300 pokemon cards from back in the day, and have sold maybe 50 of these. Just as example figures.
    Last edited by ItsJustMeJane; 12-10-2018 at 2:49 PM.
Page 1
    • tomtom256
    • By tomtom256 12th Oct 18, 6:34 PM
    • 1,031 Posts
    • 1,845 Thanks
    tomtom256
    • #2
    • 12th Oct 18, 6:34 PM
    • #2
    • 12th Oct 18, 6:34 PM
    If they think it is income they will ask for an explanation, if you can prove it was personal items and you are not a trader, then it shouldn't be big issue.


    Can you show them prints from ebay showing you are a personal seller and a breakdown of what was sold etc?
    Last edited by tomtom256; 12-10-2018 at 6:41 PM.
    • ItsJustMeJane
    • By ItsJustMeJane 12th Oct 18, 6:38 PM
    • 3 Posts
    • 1 Thanks
    ItsJustMeJane
    • #3
    • 12th Oct 18, 6:38 PM
    • #3
    • 12th Oct 18, 6:38 PM
    If they think it is income they will ask for an explanation, if you an prove it was personal items and you are not a trader, then it shouldn't be big issue.


    Can you show them prints from ebay showing you are a personal seller and a breakdown of what was sold etc?
    Originally posted by tomtom256
    Yepp I could break each item down, but I do still worry about the amounts. There seems to be no definitive number that says if you sell more than X items or over X amount then they start questioning if you are private or business. If I theoretically had to sell all my belongings that could amount to a lot, but would that be okay since they are just my existing assets?
    • heffa_lump
    • By heffa_lump 13th Oct 18, 3:07 PM
    • 12 Posts
    • 0 Thanks
    heffa_lump
    • #4
    • 13th Oct 18, 3:07 PM
    • #4
    • 13th Oct 18, 3:07 PM
    I had wondered about this as well, but seems like in general it might just be up to the case worker? It's strange that it should be so opinion based really, there should be some solid guidelines or numbers out there somewhere?
    • tomtom256
    • By tomtom256 13th Oct 18, 5:42 PM
    • 1,031 Posts
    • 1,845 Thanks
    tomtom256
    • #5
    • 13th Oct 18, 5:42 PM
    • #5
    • 13th Oct 18, 5:42 PM
    I had wondered about this as well, but seems like in general it might just be up to the case worker? It's strange that it should be so opinion based really, there should be some solid guidelines or numbers out there somewhere?
    Originally posted by heffa_lump

    Well when does it stop becoming personal items and become a business?
    • _shel
    • By _shel 13th Oct 18, 6:12 PM
    • 1,647 Posts
    • 2,947 Thanks
    _shel
    • #6
    • 13th Oct 18, 6:12 PM
    • #6
    • 13th Oct 18, 6:12 PM
    Just because you class it as personal they may not. You could have been accumulating them to sell, hence your a business.
    • ItsJustMeJane
    • By ItsJustMeJane 16th Oct 18, 5:19 PM
    • 3 Posts
    • 1 Thanks
    ItsJustMeJane
    • #7
    • 16th Oct 18, 5:19 PM
    • #7
    • 16th Oct 18, 5:19 PM
    Just because you class it as personal they may not. You could have been accumulating them to sell, hence your a business.
    Originally posted by _shel
    I understand that COULD be the case for some people. But really that will ultimately boil down to an opinion. You can't prove something like that I don't think? I've had these cards since I was a kid, I never intended to sell, I wanted a full collection. But how can you prove that, it's just my word against yours in that case
    • Sncjw
    • By Sncjw 16th Oct 18, 10:59 PM
    • 1,968 Posts
    • 1,155 Thanks
    Sncjw
    • #8
    • 16th Oct 18, 10:59 PM
    • #8
    • 16th Oct 18, 10:59 PM
    Why are you still working somewhere that hasn’t paid you for 10 months
    • RyanEzio
    • By RyanEzio 17th Oct 18, 2:57 PM
    • 56 Posts
    • 63 Thanks
    RyanEzio
    • #9
    • 17th Oct 18, 2:57 PM
    • #9
    • 17th Oct 18, 2:57 PM
    "The amount they give me does not actually cover my whole rent, and I don't have much (or any) income this year as my company has not been able to pay me since January"


    Why has the company you work for not paid you since January? You're not still woring there are you?
    Ryan
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,537Posts Today

8,267Users online

Martin's Twitter