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  • FIRST POST
    • anm72
    • By anm72 5th Oct 18, 11:33 PM
    • 47Posts
    • 420Thanks
    anm72
    Bank accounts that show pending card transactions
    • #1
    • 5th Oct 18, 11:33 PM
    Bank accounts that show pending card transactions 5th Oct 18 at 11:33 PM
    Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me 150!
Page 1
    • SnowTiger
    • By SnowTiger 6th Oct 18, 1:23 AM
    • 3,692 Posts
    • 2,702 Thanks
    SnowTiger
    • #2
    • 6th Oct 18, 1:23 AM
    • #2
    • 6th Oct 18, 1:23 AM
    Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me 150!
    Originally posted by anm72
    App-based banks Starling or Mozno, a prepaid card or basic bank account. They will usually show pending transactions instantly.

    It can be hit or miss with most other accounts.

    My local Costa and Morrisons don't appear to authorise small transactions, so my bank doesn't know about them until a day or two later.

    When you use a Starling, Monzo, prepaid or basic bank account card every transaction is authorised, so the bank knows about it immediately.

    Having said that, my local Tesco had a problem processing payments a while ago and a transaction I made using a prepaid card didn't hit the account until about two weeks later.

    Tracking you own spending is your best option.
    • equitydealer
    • By equitydealer 6th Oct 18, 5:18 AM
    • 313 Posts
    • 107 Thanks
    equitydealer
    • #3
    • 6th Oct 18, 5:18 AM
    • #3
    • 6th Oct 18, 5:18 AM
    Lloyds show transitions immediately
    • Shakin Steve
    • By Shakin Steve 6th Oct 18, 6:30 AM
    • 1,688 Posts
    • 1,464 Thanks
    Shakin Steve
    • #4
    • 6th Oct 18, 6:30 AM
    • #4
    • 6th Oct 18, 6:30 AM
    Barclays too, although I wouldn't make it my main reason for holding an account.
    I came into this world with nothing and I've got most of it left.
    • agrinnall
    • By agrinnall 6th Oct 18, 6:40 AM
    • 22,650 Posts
    • 18,635 Thanks
    agrinnall
    • #5
    • 6th Oct 18, 6:40 AM
    • #5
    • 6th Oct 18, 6:40 AM

    Tracking you own spending is your best option.
    Originally posted by SnowTiger

    This every time. It is the only way to be certain of your record of transactions.
    • jonesMUFCforever
    • By jonesMUFCforever 6th Oct 18, 2:15 PM
    • 25,790 Posts
    • 13,001 Thanks
    jonesMUFCforever
    • #6
    • 6th Oct 18, 2:15 PM
    • #6
    • 6th Oct 18, 2:15 PM
    Lloyds show transitions immediately
    Originally posted by equitydealer
    Do they?
    Online statements and the APP show pending transactions (if not contactless) but they are not debited immediately.
    What goes around - comes around
    give lots and you will always receive lots
    • louby40
    • By louby40 12th Oct 18, 8:22 PM
    • 1,388 Posts
    • 3,776 Thanks
    louby40
    • #7
    • 12th Oct 18, 8:22 PM
    • #7
    • 12th Oct 18, 8:22 PM
    Sanatander are slow to show the true amount in your account and often have pending transactions or amount available.
    • Fingerbobs
    • By Fingerbobs 12th Oct 18, 9:48 PM
    • 645 Posts
    • 233 Thanks
    Fingerbobs
    • #8
    • 12th Oct 18, 9:48 PM
    • #8
    • 12th Oct 18, 9:48 PM
    Nationwide shows pending debit card transactions on my FlexAccount on the mobile app.
    • Stuart_W
    • By Stuart_W 12th Oct 18, 10:03 PM
    • 1,426 Posts
    • 689 Thanks
    Stuart_W
    • #9
    • 12th Oct 18, 10:03 PM
    • #9
    • 12th Oct 18, 10:03 PM
    You could always get a free curve card and link to your existing debit cards as a way to get instant spending notifications for accounts where the bank themselves don't offer it.
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