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  • FIRST POST
    • buel10
    • By buel10 4th Oct 18, 10:16 AM
    • 249Posts
    • 28Thanks
    buel10
    Childcare Vouchers v Govt. scheme?
    • #1
    • 4th Oct 18, 10:16 AM
    Childcare Vouchers v Govt. scheme? 4th Oct 18 at 10:16 AM
    Hi all,
    Iím unfortunate enough to have changed employers recently and not switched my childcare voucher scheme in time so I now have to go on the Government run scheme.

    How much of a disadvantage is this scheme compared to the childcare voucher scheme? Are there any advantages at all?
Page 1
    • pmlindyloo
    • By pmlindyloo 4th Oct 18, 10:22 AM
    • 12,058 Posts
    • 13,890 Thanks
    pmlindyloo
    • #2
    • 4th Oct 18, 10:22 AM
    • #2
    • 4th Oct 18, 10:22 AM
    To start you off have a read of this article:

    https://www.moneysavingexpert.com/family/tax-free-childcare/
    • Darksparkle
    • By Darksparkle 4th Oct 18, 11:54 AM
    • 5,339 Posts
    • 3,481 Thanks
    Darksparkle
    • #3
    • 4th Oct 18, 11:54 AM
    • #3
    • 4th Oct 18, 11:54 AM
    It really does depend on your circumstances.

    Childcare vouchers are better for us but if we had higher childcare or more children then tax free childcare would be better.
    • buel10
    • By buel10 11th Oct 18, 10:45 PM
    • 249 Posts
    • 28 Thanks
    buel10
    • #4
    • 11th Oct 18, 10:45 PM
    • #4
    • 11th Oct 18, 10:45 PM
    Thank you for this.
    A question - my wife is suggesting that she leave the childcare voucher scheme and joins the Government scheme.
    Opinions on this, please?
    • Icequeen99
    • By Icequeen99 12th Oct 18, 9:15 AM
    • 3,592 Posts
    • 2,422 Thanks
    Icequeen99
    • #5
    • 12th Oct 18, 9:15 AM
    • #5
    • 12th Oct 18, 9:15 AM
    Thank you for this.
    A question - my wife is suggesting that she leave the childcare voucher scheme and joins the Government scheme.
    Opinions on this, please?
    Originally posted by buel10
    Impossible to give an opinion - as explained above it depends on your exact circumstances.

    But in your original post you said you were going onto the Government scheme (assuming TFC) - your wife will have to give up her vouchers if you do that.

    So you need to work out if you are better with only your wife getting vouchers or if she should give them up and you join the TFC scheme. Your wife can't keep vouchers if you apply for the TFC scheme as that is based on a couple.

    IQ
    • Paparika
    • By Paparika 13th Oct 18, 9:19 PM
    • 2,358 Posts
    • 2,264 Thanks
    Paparika
    • #6
    • 13th Oct 18, 9:19 PM
    • #6
    • 13th Oct 18, 9:19 PM
    Thank you for this.
    A question - my wife is suggesting that she leave the childcare voucher scheme and joins the Government scheme.
    Opinions on this, please?
    Originally posted by buel10
    If you go to the Government scheme, your wife will have to leave Childcare Vouchers, no choice, part of the contract.
    Life is about give and take, if you can't give why should you take?
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