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  • FIRST POST
    • beanielou
    • By beanielou 1st Oct 18, 5:27 PM
    • 57,418Posts
    • 235,054Thanks
    beanielou
    Oofy omtimistic Octobers NSD challange.
    • #1
    • 1st Oct 18, 5:27 PM
    Oofy omtimistic Octobers NSD challange. 1st Oct 18 at 5:27 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of October.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.

    A big thanks to Nargleblast for the great suggestion of the word oofy~~
    a 19th century word that was an informal term for rich or wealthy.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 8
    • beanielou
    • By beanielou 12th Oct 18, 8:56 PM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    With his delicate digestion?

    (Sigh....some people never learn...)
    Originally posted by Nargleblast
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Nargleblast
    • By Nargleblast 12th Oct 18, 9:20 PM
    • 9,213 Posts
    • 59,218 Thanks
    Nargleblast
    Meanwhile, back at the ranch....I have built up a store of food in the fridge, freezer and cupboards over the past few months, and it means I did not have to go out today in the rain and 40+ mile per hour winds to buy food for the weekend. It also meant today was my 8th NSD.

    Gradually building up a store cupboard one or two things at a time, and taking advantage of BOGOF offers on things you usually buy, this is how you manage the finances and control the spending. I do have a weakness for nice chocolate, though!
    One life - your life - live it!


    NSD challenge October. 11/20
    • beanielou
    • By beanielou 12th Oct 18, 9:30 PM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    I just have a weakness for chocolate
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 13th Oct 18, 6:10 AM
    • 7,786 Posts
    • 35,409 Thanks
    marmiterulesok
    I just have a weakness for chocolate
    Originally posted by beanielou
    Me too.

    Friday was an nsd: #6!
    NSD October 13/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • chocolatelover93
    • By chocolatelover93 13th Oct 18, 11:46 AM
    • 747 Posts
    • 3,933 Thanks
    chocolatelover93
    Hi everyone!!

    Have been so busy this week so not really had time to post. I have only managed 1 more NSD so now on 4/15. After having a read though of others comments I think from next month a NSD will include things that are budgeted for like food and fuel.

    C xx
    Debts:
    420/3326.55 Credit Card 0%
    23.72/260.92 Sofa 0%
    Oct Lunches 4/8 NSD 4/15
    • Nargleblast
    • By Nargleblast 13th Oct 18, 1:17 PM
    • 9,213 Posts
    • 59,218 Thanks
    Nargleblast
    Things are looking hopeful for another NSD.......
    One life - your life - live it!


    NSD challenge October. 11/20
    • marmiterulesok
    • By marmiterulesok 13th Oct 18, 1:36 PM
    • 7,786 Posts
    • 35,409 Thanks
    marmiterulesok
    I've just made a Kindle purchase so that's #7 out the window....
    NSD October 13/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • Nargleblast
    • By Nargleblast 13th Oct 18, 4:29 PM
    • 9,213 Posts
    • 59,218 Thanks
    Nargleblast
    Yes, number 9 NSD safely captured!

    I have done some virtual shopping though, browsing online at Booths supermarkets Christmas food. I am now a drooling heap, and it's still only October.
    One life - your life - live it!


    NSD challenge October. 11/20
    • beanielou
    • By beanielou 13th Oct 18, 5:40 PM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    NSD no 11 today.
    Very wet & dreary here today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 13th Oct 18, 6:08 PM
    • 7,786 Posts
    • 35,409 Thanks
    marmiterulesok
    NSD no 11 today.
    Very wet & dreary here today.
    Originally posted by beanielou
    I wish I could send you some sun; it's lovely here.
    NSD October 13/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 13th Oct 18, 6:08 PM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    I wish I could send you some sun; it's lovely here.
    Originally posted by marmiterulesok
    If only
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • milann
    • By milann 13th Oct 18, 8:37 PM
    • 1,938 Posts
    • 9,318 Thanks
    milann
    4/15 NSD here
    • beanielou
    • By beanielou 13th Oct 18, 9:01 PM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    4/15 NSD here
    Originally posted by milann
    Well done you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • SSDD23
    • By SSDD23 13th Oct 18, 9:48 PM
    • 316 Posts
    • 686 Thanks
    SSDD23
    NSD 8/15 today
    Money made in October: 93.30/50.00 // October NSDs: 14/15
    Total Debt: 5408.90 Total Repaid: 1477.50 Total Savings: 50.00
    • Hopeless Case
    • By Hopeless Case 14th Oct 18, 7:43 AM
    • 846 Posts
    • 4,942 Thanks
    Hopeless Case
    Still on 7 after Thur, Fri and Sat being spendy days.

    I'm aiming for day 8 today!
    Sept GC 90.29/240 Oct 193.85/ 200
    NSD target: Aug 21/20, Sept 14/14 Oct 10/20
    Sept Bring Your Lunch to Work Target
    11/13 Oct 9/20
    1 a day: Aug 60.88/31
    Sept 32.42/30 Oct 20.34/31
    Tesco CC Aug 18 10,151.56 10050.56 0% 30mnths, First Direct CC Aug 18 4321.80 3980 0% til Feb 20
    • bellyflop
    • By bellyflop 14th Oct 18, 8:16 AM
    • 15 Posts
    • 118 Thanks
    bellyflop
    Yesterday was NSD number 7! I'm quite proud of myself given it was a Saturday!!!
    Oct NSD 7/15
    Oct 2 per day 41.00/62.00
    Oct Grocery Challenge 137.54/250
    • doingitanyway
    • By doingitanyway 14th Oct 18, 9:00 AM
    • 3,414 Posts
    • 18,533 Thanks
    doingitanyway
    NSD number 5 for me. Reporting in early as it is raining and I am staying in so no temptation to spend

    Wishing you all a lovely Sunday
    Emergency fund 700/1000
    If not now then when?
    • SSDD23
    • By SSDD23 14th Oct 18, 9:55 AM
    • 316 Posts
    • 686 Thanks
    SSDD23
    Today is 9/15
    Money made in October: 93.30/50.00 // October NSDs: 14/15
    Total Debt: 5408.90 Total Repaid: 1477.50 Total Savings: 50.00
    • marmiterulesok
    • By marmiterulesok 14th Oct 18, 10:01 AM
    • 7,786 Posts
    • 35,409 Thanks
    marmiterulesok
    Today will be #7.

    Happy Sunday all!
    NSD October 13/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 14th Oct 18, 11:14 AM
    • 57,418 Posts
    • 235,054 Thanks
    beanielou
    NSD no 12 today.

    Going out for tea but I am not paying!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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