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    • KayPage
    • By KayPage 14th Sep 18, 2:13 PM
    • 2Posts
    • 0Thanks
    KayPage
    CCJ help
    • #1
    • 14th Sep 18, 2:13 PM
    CCJ help 14th Sep 18 at 2:13 PM
    Hi there,

    A CCJ verdict was awarded against me last week because for some reason the court didn't receive the paperwork, even though I returned it.

    It was awarded against me and the letter says that the amount is due "henceforth". The person said that if I don't pay today they will issue the CCJ, but I am not going to be able to and they will not wait.

    I've been reading about the N245 form, so that I can ask to pay in instalments. How do I submit this and when, as I can't fully understand the information that I've seen online.
Page 1
    • sourcrates
    • By sourcrates 14th Sep 18, 2:19 PM
    • 15,731 Posts
    • 14,790 Thanks
    sourcrates
    • #2
    • 14th Sep 18, 2:19 PM
    • #2
    • 14th Sep 18, 2:19 PM
    Hi there,

    A CCJ verdict was awarded against me last week because for some reason the court didn't receive the paperwork, even though I returned it.

    It was awarded against me and the letter says that the amount is due "henceforth". The person said that if I don't pay today they will issue the CCJ, but I am not going to be able to and they will not wait.

    I've been reading about the N245 form, so that I can ask to pay in instalments. How do I submit this and when, as I can't fully understand the information that I've seen online.
    Originally posted by KayPage

    Hi,


    Download the form, you can fill it in online, when completed, print it off, follow the instructions, and return to the court ASAP along with the court fee of 50.


    https://www.gov.uk/government/publications/form-n245-application-for-suspension-of-a-warrant-and-or-variation-of-an-order


    If your on a low income you may qualify for remission on the fee, fill this form in EX160, at the same time and return with the N245 :


    https://www.gov.uk/government/publications/apply-for-help-with-court-and-tribunal-fees
    Last edited by sourcrates; 14-09-2018 at 2:26 PM.
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    • KayPage
    • By KayPage 14th Sep 18, 2:24 PM
    • 2 Posts
    • 0 Thanks
    KayPage
    • #3
    • 14th Sep 18, 2:24 PM
    • #3
    • 14th Sep 18, 2:24 PM
    Thank you. That really helps.

    Kay
    • Just Di
    • By Just Di 14th Sep 18, 3:18 PM
    • 170 Posts
    • 73 Thanks
    Just Di
    • #4
    • 14th Sep 18, 3:18 PM
    • #4
    • 14th Sep 18, 3:18 PM
    A CCJ verdict was awarded against me last week because for some reason the court didn't receive the paperwork, even though I returned it.

    It was awarded against me and the letter says that the amount is due "henceforth". The person said that if I don't pay today they will issue the CCJ, but I am not going to be able to and they will not wait.
    Originally posted by KayPage
    This sounds like a Default Judgment (CCJ) because you missed a court deadline so the Claimant was able to enter Judgment against you (possibly online) resulting in a "forthwith" Order.

    Was it your Acknowledgment of Service stating that you 'intend to defend all of the claim' which you sent in the post, or did you do that successfully online but were late filing your Defence? Or was it something else?

    Do you have proof of posting or any other evidence that you had returned the relevant paperwork in case there's a slim chance you may be able to get the CCJ set-aside if there was an admin or procedural error?

    I'm not sure what you mean when you say you were told if your didn't pay today that they would issue a CCJ when you believe you already had a CCJ granted last week.

    Would you have had a Defence to your claim if you had the opportunity to defend it?

    You can make an Application to Vary the CCJ to an affordable amount, but I thought I should see if you have any other options.

    Di
    Last edited by Just Di; 14-09-2018 at 3:23 PM.
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