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  • FIRST POST
    • Muzbo
    • By Muzbo 12th Aug 18, 6:57 PM
    • 2Posts
    • 0Thanks
    Muzbo
    Help with credit report
    • #1
    • 12th Aug 18, 6:57 PM
    Help with credit report 12th Aug 18 at 6:57 PM
    Hi,

    I had a Payday loan from payday uk in June 2016. Iíve started paying a few debts now but canít find this anywhere. On my credit report the balance of the Debt shows DA and 0 balance and shows under the settled area of my account since January 2017. Balance was 2600 prior to this and I am wondering where this debt has gone? Other accounts I had that were passed on show on my report under the collection agency name so have been contacted. I have checked both noddle and Experian.

    Thanks
Page 1
    • zx81
    • By zx81 12th Aug 18, 7:02 PM
    • 18,996 Posts
    • 20,237 Thanks
    zx81
    • #2
    • 12th Aug 18, 7:02 PM
    • #2
    • 12th Aug 18, 7:02 PM
    And Equifax?
    • Muzbo
    • By Muzbo 12th Aug 18, 7:07 PM
    • 2 Posts
    • 0 Thanks
    Muzbo
    • #3
    • 12th Aug 18, 7:07 PM
    • #3
    • 12th Aug 18, 7:07 PM
    Yes, not showing on equifax as well
  • National Debtline
    • #4
    • 13th Aug 18, 10:55 AM
    • #4
    • 13th Aug 18, 10:55 AM
    Hi Muzbo and welcome to MSE,


    It is strange that the new owner of the debt has not reported anything yet, however, you may find that it does show up in due course. If you want to start dealing with this ASAP you could contact Payday UK and ask them who they sold the debt onto as you would like to deal with it. You could do this as a short email/ letter so that you don't actually need to deal with anyone on the phone.


    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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