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  • FIRST POST
    • torncurtain
    • By torncurtain 12th Aug 18, 5:58 PM
    • 49Posts
    • 0Thanks
    torncurtain
    Nationwide FlexiDirect 5% saver changes?
    • #1
    • 12th Aug 18, 5:58 PM
    Nationwide FlexiDirect 5% saver changes? 12th Aug 18 at 5:58 PM
    PLEASE DISREGARD! Their website is confusing. I don't know how to delete my thread!


    https://www.nationwide.co.uk/products/current-accounts/flexdirect/apply

    Went to open an account with this one, the 5% looked good based on the MSE recommendations, but the 'need to knows' doesn't state that I need to switch bank accounts in order to receive the 5% interest and yet their website does.

    Has anyone else successfully opened a FlexiDirect 5% without having to switch accounts? (obviously if you were referred from a friend you would in order to meet their criteria). I'm not interested in switching my main bank account.

    Here's MSE notes: https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideflexdirect
    Last edited by torncurtain; 12-08-2018 at 6:03 PM.
Page 1
    • YorkshireBoy
    • By YorkshireBoy 12th Aug 18, 6:08 PM
    • 30,345 Posts
    • 18,249 Thanks
    YorkshireBoy
    • #2
    • 12th Aug 18, 6:08 PM
    • #2
    • 12th Aug 18, 6:08 PM
    Do you have a main account with Nationwide? If so, which one? If not, then you have to do a switch...
    Originally posted by Willing2Learn
    OP is talking about the FlexDirect current account, not the Flexclusive regular saver.
    • YorkshireBoy
    • By YorkshireBoy 12th Aug 18, 6:14 PM
    • 30,345 Posts
    • 18,249 Thanks
    YorkshireBoy
    • #3
    • 12th Aug 18, 6:14 PM
    • #3
    • 12th Aug 18, 6:14 PM
    I'm not interested in switching my main bank account.
    Originally posted by torncurtain
    So switch a different one instead. Haven't got one?...get one and (near) double your first year return!
    • ceredigion
    • By ceredigion 12th Aug 18, 6:23 PM
    • 3,008 Posts
    • 4,130 Thanks
    ceredigion
    • #4
    • 12th Aug 18, 6:23 PM
    • #4
    • 12th Aug 18, 6:23 PM
    Married ?
    ...
    • blindman
    • By blindman 12th Aug 18, 6:26 PM
    • 5,189 Posts
    • 4,208 Thanks
    blindman
    • #5
    • 12th Aug 18, 6:26 PM
    • #5
    • 12th Aug 18, 6:26 PM

    Has anyone else successfully opened a FlexiDirect 5% without having to switch accounts? (obviously if you were referred from a friend you would in order to meet their criteria). I'm not interested in switching my main bank account.

    Here's MSE notes: https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideflexdirect
    Originally posted by torncurtain
    You do not have to switch accounts to open this one.

    If you do switch then you and other referer get 100
    • ceredigion
    • By ceredigion 12th Aug 18, 6:29 PM
    • 3,008 Posts
    • 4,130 Thanks
    ceredigion
    • #6
    • 12th Aug 18, 6:29 PM
    • #6
    • 12th Aug 18, 6:29 PM
    You do not have to switch accounts to open this one.

    If you do switch then you and other referer get 100
    Originally posted by blindman
    Think the OP might have worked that out
    • Zero Sum
    • By Zero Sum 12th Aug 18, 8:29 PM
    • 593 Posts
    • 485 Thanks
    Zero Sum
    • #7
    • 12th Aug 18, 8:29 PM
    • #7
    • 12th Aug 18, 8:29 PM
    Yes but i was already a customer with a flex account, isa & mortgage with them.
    • Westie983
    • By Westie983 13th Aug 18, 1:46 AM
    • 4,633 Posts
    • 15,168 Thanks
    Westie983
    • #8
    • 13th Aug 18, 1:46 AM
    • #8
    • 13th Aug 18, 1:46 AM
    Hi,

    Sounds like the issue has been resolved I am able to close or delete this thread if you wish me to,

    Just let me know

    Westie983
    Save 12k in 2019 #10 Total (16000)+0/12000 = 0.0%
    Sealed Pot Challenge ~ 12 #97 Total (450)+1/500 = 0.20% ( x 11)
    Xmas 2018 1 a Day #2 Total (165)+0/365 = 0.00%
    Virtual Sealed Pot #1 Total (1300)+0/1000 = 0.00%
    2 Savers Club 2018 #16 Total (1030)+0/2000 = 0.0%

    Total 1.00/15865 = 2.00%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • torncurtain
    • By torncurtain 13th Aug 18, 5:25 PM
    • 49 Posts
    • 0 Thanks
    torncurtain
    • #9
    • 13th Aug 18, 5:25 PM
    • #9
    • 13th Aug 18, 5:25 PM
    ceredigion ... Who's asking?!


    YorkshireBoy ... I don't, no. I thought if you switched you only got the 100 kick back if you were referred, switch and bring with you two active DDs? And, to clarify, I'm interested in the 5% interest on the FlexiDirect current account. I don't have the means to do both the saver and current account at the same time. I hope I'm being clear?
    Last edited by torncurtain; 13-08-2018 at 5:32 PM.
    • torncurtain
    • By torncurtain 14th Aug 18, 2:51 PM
    • 49 Posts
    • 0 Thanks
    torncurtain
    So switch a different one instead. Haven't got one?...get one and (near) double your first year return!
    Originally posted by YorkshireBoy
    I'm pretty sure this isn't an option, at least I couldn't find it in the fine print. If I have been referred and I end up switching, and bringing with me 2 DDs then yes, I can get the 100 as will the person who refers me. But, if I simply switch without being referred, I don't appear to gain anything other than what's on offer if I don't switch bank accounts.

    If you have some info I couldn't find, I'd be pleased as punch to have a look!
    • TheShape
    • By TheShape 14th Aug 18, 3:24 PM
    • 1,423 Posts
    • 1,297 Thanks
    TheShape
    So switch a different one instead. Haven't got one?...get one and (near) double your first year return!
    Originally posted by YorkshireBoy
    I'm pretty sure this isn't an option, at least I couldn't find it in the fine print. If I have been referred and I end up switching, and bringing with me 2 DDs then yes, I can get the 100 as will the person who refers me. But, if I simply switch without being referred, I don't appear to gain anything other than what's on offer if I don't switch bank accounts.

    If you have some info I couldn't find, I'd be pleased as punch to have a look!
    Originally posted by torncurtain
    Go on the referrals board and ask someone to refer you.
    • ceredigion
    • By ceredigion 14th Aug 18, 7:10 PM
    • 3,008 Posts
    • 4,130 Thanks
    ceredigion
    Married ?
    ...
    Originally posted by ceredigion
    ceredigion ... Who's asking?!
    Originally posted by torncurtain
    If you have a partner, there's two switches to be had so 400 between you.
    • torncurtain
    • By torncurtain 14th Aug 18, 8:59 PM
    • 49 Posts
    • 0 Thanks
    torncurtain
    If you have a partner, there's two switches to be had so 400 between you.
    Originally posted by ceredigion
    Nope, no partner, lucky me! I'll have to keep an eye out for one, it could be worth some ! Lol. Thanks for your advice. I was teasing earlier, I knew you weren't offering. I'm dim, but not terribly so.
    • torncurtain
    • By torncurtain 14th Aug 18, 9:03 PM
    • 49 Posts
    • 0 Thanks
    torncurtain
    Go on the referrals board and ask someone to refer you.
    Originally posted by TheShape
    I didn't even know there was such a thing. Although, is giving out our personal info considered safe? I'll have a think, but this is a great idea, thanks!
    Last edited by torncurtain; 14-08-2018 at 9:49 PM. Reason: accidentally double quoted
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