Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • Asa Woodfield
    • By Asa Woodfield 12th Aug 18, 4:38 PM
    • 1Posts
    • 0Thanks
    Asa Woodfield
    Saving accounts
    • #1
    • 12th Aug 18, 4:38 PM
    Saving accounts 12th Aug 18 at 4:38 PM
    Hi thanks in advance for your help. Looking at getting an help buy ISA. Anywhere you would recommend? Also if I open one of these ISA can I open another savings account? (Have an esavings account but want an account I cant have easy access to money)
Page 1
    • eskbanker
    • By eskbanker 12th Aug 18, 4:46 PM
    • 9,398 Posts
    • 11,000 Thanks
    • #2
    • 12th Aug 18, 4:46 PM
    • #2
    • 12th Aug 18, 4:46 PM

    An HTB ISA will only preclude you from paying into another cash ISA (unless both are with providers like Nationwide who allow split ISAs) in the same tax year, but other than that you can put your money anywhere.

    You might find a Lifetime ISA works better for you, the same 25% bonus as an HTB but withdrawal penalties if looking to access money other than for a first time property purchase. A more generous annual contribution allowance (and property value cap, outside London) but must be held for a year before use.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

737Posts Today

6,526Users online

Martin's Twitter