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  • FIRST POST
    • Asa Woodfield
    • By Asa Woodfield 12th Aug 18, 4:38 PM
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    Asa Woodfield
    Saving accounts
    • #1
    • 12th Aug 18, 4:38 PM
    Saving accounts 12th Aug 18 at 4:38 PM
    Hi thanks in advance for your help. Looking at getting an help buy ISA. Anywhere you would recommend? Also if I open one of these ISA can I open another savings account? (Have an esavings account but want an account I cant have easy access to money)
Page 1
    • eskbanker
    • By eskbanker 12th Aug 18, 4:46 PM
    • 8,772 Posts
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    eskbanker
    • #2
    • 12th Aug 18, 4:46 PM
    • #2
    • 12th Aug 18, 4:46 PM
    https://www.moneysavingexpert.com/savings/help-to-buy-ISA/#bestbuys

    An HTB ISA will only preclude you from paying into another cash ISA (unless both are with providers like Nationwide who allow split ISAs) in the same tax year, but other than that you can put your money anywhere.

    You might find a Lifetime ISA works better for you, the same 25% bonus as an HTB but withdrawal penalties if looking to access money other than for a first time property purchase. A more generous annual contribution allowance (and property value cap, outside London) but must be held for a year before use.
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