Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • elodieb9
    • By elodieb9 8th Aug 18, 8:13 PM
    • 43Posts
    • 7Thanks
    elodieb9
    CCJ - Lowell? Confusing info - what to do?
    • #1
    • 8th Aug 18, 8:13 PM
    CCJ - Lowell? Confusing info - what to do? 8th Aug 18 at 8:13 PM
    Hello,

    My credit report and the county county court business centre state that my CCJ judgement date is 10/07/2018 - i have tried to pay this CCJ today only to be told by Lowell that my CCJ is from January and i cannot have it removed, i can only get it marked satisfied? I mentioned to them about my judgement date but that didn't seem to matter all that much, their opinion is it is from January?

    Is Lowell correct, or is the Judgement date correct?

    Any idea on what i can do now?

    Thank you so much!
Page 1
    • nic_c
    • By nic_c 8th Aug 18, 8:34 PM
    • 1,614 Posts
    • 878 Thanks
    nic_c
    • #2
    • 8th Aug 18, 8:34 PM
    • #2
    • 8th Aug 18, 8:34 PM
    Have you checked your credit file, e.g. experian, to see what it says. Did you give lowell the same case number you got from the court.
    Either one of them misread the 7 as a 1 (or a 1 as a 7)
    or you have two CCJ's for separate accounts!
    • Gary_Dexter
    • By Gary_Dexter 8th Aug 18, 8:36 PM
    • 1,725 Posts
    • 997 Thanks
    Gary_Dexter
    • #3
    • 8th Aug 18, 8:36 PM
    • #3
    • 8th Aug 18, 8:36 PM
    Lowell could be referring to the default date.
    • elodieb9
    • By elodieb9 8th Aug 18, 8:53 PM
    • 43 Posts
    • 7 Thanks
    elodieb9
    • #4
    • 8th Aug 18, 8:53 PM
    • #4
    • 8th Aug 18, 8:53 PM
    Lowell could be referring to the default date.
    Originally posted by Gary_Dexter
    Hello,

    Thanks so much for the message!

    I explained this, too. Which they said was not the case. It is really scary and coming up with the money has been tough!

    I keep reading so many different things... the .gov website says this:

    "If you pay within a month
    If you pay the full amount within a month you can get the judgment removed from the register"


    So if my judgement day was 10/07 does that mean 10/08 is my deadline?
    • Gary_Dexter
    • By Gary_Dexter 8th Aug 18, 8:58 PM
    • 1,725 Posts
    • 997 Thanks
    Gary_Dexter
    • #5
    • 8th Aug 18, 8:58 PM
    • #5
    • 8th Aug 18, 8:58 PM
    Yes correct.

    To get confirmation of the judgement date you can either phone the court and ask or look on Trust Online Register but it will cost you to retrieve the records.

    https://www.trustonline.org.uk/understand-judgments-fines/searching-the-registers/how-to-search-the-registers
    • elodieb9
    • By elodieb9 8th Aug 18, 8:59 PM
    • 43 Posts
    • 7 Thanks
    elodieb9
    • #6
    • 8th Aug 18, 8:59 PM
    • #6
    • 8th Aug 18, 8:59 PM
    Have you checked your credit file, e.g. experian, to see what it says. Did you give lowell the same case number you got from the court.
    Either one of them misread the 7 as a 1 (or a 1 as a 7)
    or you have two CCJ's for separate accounts!
    Originally posted by nic_c
    Hello,

    Yes - i've tried! I've given the same details - i'm hoping this is an oversight on their part!

    Thanks so much for the reply
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

202Posts Today

3,346Users online

Martin's Twitter
  • Ta ta... for now. This August, as I try and do every few yrs, I'm lucky enough to be taking a sabbatical. No work,? https://t.co/Xx4R3eLhFG

  • RT @lethalbrignull: @MartinSLewis I've been sitting here for a good while trying to decide my answer to this, feeling grateful for living i?

  • Early days but currently it's exactly 50 50 in liberality v democracy, with younger people more liberal, older more? https://t.co/YwJr4izuIj

  • Follow Martin