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  • FIRST POST
    • KeithWorley
    • By KeithWorley 8th Aug 18, 2:21 PM
    • 1Posts
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    KeithWorley
    Tool Insurance
    • #1
    • 8th Aug 18, 2:21 PM
    Tool Insurance 8th Aug 18 at 2:21 PM
    Hi all,
    I am a mechanic and just put my toolbox complete with tools in the back of my van, can anyone advise of the cheapest way to keep these insured from theft. The tool collection to buy again would cost me up to 20k. The van has additional security locks on it. Individual tool insurance quotes were up to 40 - 50 pm. Can you add it to house insurance even though its in a van etc?
    Thanks for reading!
Page 1
    • paddyandstumpy
    • By paddyandstumpy 8th Aug 18, 3:08 PM
    • 1,106 Posts
    • 576 Thanks
    paddyandstumpy
    • #2
    • 8th Aug 18, 3:08 PM
    • #2
    • 8th Aug 18, 3:08 PM
    House insurance, I doubt it. Normally tools of trade are specifically excluded.

    Are you self employed/sole trader/ltd company? If so, have you asked whoever arranges your business insurance?
    • Quentin
    • By Quentin 8th Aug 18, 3:28 PM
    • 36,804 Posts
    • 20,930 Thanks
    Quentin
    • #3
    • 8th Aug 18, 3:28 PM
    • #3
    • 8th Aug 18, 3:28 PM
    Assuming you are self-employed see if you can add this to your business insurance (eg public liability insurance often has tool cover as an add on, though expect lots of conditions on cover whilst in a van
    • Zorillo
    • By Zorillo 8th Aug 18, 8:08 PM
    • 286 Posts
    • 158 Thanks
    Zorillo
    • #4
    • 8th Aug 18, 8:08 PM
    • #4
    • 8th Aug 18, 8:08 PM
    Tradesman insurance will cover it, but the cheap and cheerful policies will require the vehicle to be stored in a locked building or secure compound overnight, which is not practical for many people.

    Leaving 20k of tools in a van overnight is asking for trouble.
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