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  • FIRST POST
    • far-sighted
    • By far-sighted 8th Aug 18, 1:46 PM
    • 1Posts
    • 10Thanks
    far-sighted
    bills review
    • #1
    • 8th Aug 18, 1:46 PM
    bills review 8th Aug 18 at 1:46 PM
    I'm actually debt-free, apart from the mortgage, but I'm reviewing bills, to see where I could cut more/switch. I'm only posting the ones that I can change i.e. I'm not in a contract for. This is for one adult and one child living in a 2-br flat.

    e.on - gas & electricity 75 (am I paying too much?)
    Thames water - 21 (is this too much? what do people pay? Not that I can change it.. )
    Vodafone - mobile phone + Spotify, 100 minutes int'l calls, fibre Internet, line rental 60
    giffgaff - SIM-only for my child 5
    First Call - accident, sickness, and unemployment insurance - 35
    Barclays - worldwide travel, 2 mobile phones insurance, RAC breakdown 12
    co-op - contents insurance including home emergency cover 5

    Any thoughts? Especially re: Vodafone, contract is ending soon and I'd like to find a better alt.

    Thanks!
    Last edited by far-sighted; 16-08-2018 at 10:39 AM.
Page 1
    • anna_1977
    • By anna_1977 8th Aug 18, 3:17 PM
    • 778 Posts
    • 1,048 Thanks
    anna_1977
    • #2
    • 8th Aug 18, 3:17 PM
    • #2
    • 8th Aug 18, 3:17 PM
    The vodafone bill is huge. I'm sure you can get much much cheaper BB than that and then switch to the same 5 SIM only as your child - or a bit more if you need more data. Don't bother with paying for spotify, use the free service
    • Niv
    • By Niv 8th Aug 18, 3:18 PM
    • 1,677 Posts
    • 1,459 Thanks
    Niv
    • #3
    • 8th Aug 18, 3:18 PM
    • #3
    • 8th Aug 18, 3:18 PM
    Regarding Vodaphone. I have BT for 30 pm for fibre, line rental and BT sports. I have giffgaff 7.50 goodybag. I don't know how much international calls mean to you so can t really suggest anything (i.e it means nothing to me - I have WhatsApp )


    I do not know how much Spotify is as a standalone but you could either do that or buy a bigger goodybag and use the free version of Spotify - depends how much you use it.
    YNWA

    Target: Mortgage free by 58.
    • Larac
    • By Larac 9th Aug 18, 3:17 PM
    • 848 Posts
    • 530 Thanks
    Larac
    • #4
    • 9th Aug 18, 3:17 PM
    • #4
    • 9th Aug 18, 3:17 PM
    Regarding Vodaphone. I have BT for 30 pm for fibre, line rental and BT sports. I have giffgaff 7.50 goodybag. I don't know how much international calls mean to you so can t really suggest anything (i.e it means nothing to me - I have WhatsApp )


    I do not know how much Spotify is as a standalone but you could either do that or buy a bigger goodybag and use the free version of Spotify - depends how much you use it.
    Originally posted by Niv
    Spotify is a 10 a month - I pay for my daughters - lot cheaper than buying CD's, downloads (or in my day tapes and LP's!)
    • zippygeorgeandben
    • By zippygeorgeandben 10th Aug 18, 5:52 PM
    • 929 Posts
    • 1,270 Thanks
    zippygeorgeandben
    • #5
    • 10th Aug 18, 5:52 PM
    • #5
    • 10th Aug 18, 5:52 PM
    I pay 9.99 for spotify and think it's worth every single penny. In fact I'd pay more! For me it's the option of downloading and listening to playlists offline (travel a lot on the tube).
    I've found so many new artists/bands thanks to Shazam and Spotify.
    Savings End September 2018
    September 2018 986.09
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    • pennystretcher
    • By pennystretcher 11th Aug 18, 10:10 AM
    • 398 Posts
    • 1,457 Thanks
    pennystretcher
    • #6
    • 11th Aug 18, 10:10 AM
    • #6
    • 11th Aug 18, 10:10 AM
    Your gas & electricity is quite high for a 2-bed flat. Have a look in the MSE Cheap Energy Club if you can find a better deal (https://www.moneysavingexpert.com/cheapenergyclub)


    I pay about 40 per month for both (15 for electricity, 25 for gas) and it's for a 3-bed semi.
    • MallyGirl
    • By MallyGirl 13th Aug 18, 4:03 PM
    • 3,001 Posts
    • 8,006 Thanks
    MallyGirl
    • #7
    • 13th Aug 18, 4:03 PM
    • #7
    • 13th Aug 18, 4:03 PM
    is the water metered?
    • Nicki_Sue
    • By Nicki_Sue 18th Aug 18, 2:27 PM
    • 1,193 Posts
    • 7,094 Thanks
    Nicki_Sue
    • #8
    • 18th Aug 18, 2:27 PM
    • #8
    • 18th Aug 18, 2:27 PM
    Check via Martin's Energy Watch. I'm with Bulb and find it much more affordable and no debt than when with EON. There are 50 referrals too if you sign up but this is only worth doing if the overall bills will be cheaper.
    10 YEARS ON MSE!

    SEPTEMBER 10 A DAY: 0/300
    • macman
    • By macman 18th Aug 18, 4:48 PM
    • 42,717 Posts
    • 17,985 Thanks
    macman
    • #9
    • 18th Aug 18, 4:48 PM
    • #9
    • 18th Aug 18, 4:48 PM
    Are you getting the council tax 25% single discount?
    No free lunch, and no free laptop
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