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Have you written to them with the Statute Barred letter?
If so, send them another letter telling them that you'll report them for harassment if they continue to contact you regarding the (alleged) debt.
Originally posted by CakeCrusader
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Am I correct in saying it won't be officially "Statute Barred" for another five and a half years? The reason being is because I did not STOP paying them the monthly installments until January 2018 when they wrote to me stating they could not find the original contract telling me the debt was "Unenforceable".
Therefore to achieve the six year "Statute Barred" status, do I need to await six years from the last installment payment? (i.e January) I'm sure that is correct? Meanwhile I will just have to wait, and NOT pay them anything else, until six years have passed.
BTW yes they DID write to me two weeks ago with the same message as what was on the text, i.e, "please contact us as you have ceased paying the debt". -- even though they already have it in writing (from me) that I was going to "stop paying via Step Change" and "allow the debt to go Statue Barred due the fact that they have not managed to find the original contract".
I have already told them this!!! They got my letter because it was signed for!