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  • FIRST POST
    • april_hunt
    • By april_hunt 6th Aug 18, 8:26 AM
    • 2Posts
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    april_hunt
    Wedding and saving for a mortgage
    • #1
    • 6th Aug 18, 8:26 AM
    Wedding and saving for a mortgage 6th Aug 18 at 8:26 AM
    Morning all

    Need some advice, myself and my partner are currently saving we are getting married next June and are in the meantime house hunting too - I know we have our work cut out for us.

    I'm just struggling with the options we have available as it seems the only thing we can do is rent. I know alot of people who don't have as much savings as us and are able to afford a mortgage. We've looked into the help to buy scheme and have had no luck as the rent and mortgage would be the same price and they are after quite a big deposit

    Hope people can help and thank you in advance
Page 2
    • lincroft1710
    • By lincroft1710 6th Aug 18, 3:15 PM
    • 10,899 Posts
    • 9,194 Thanks
    lincroft1710
    One of the worst weddings I went to cost about 25K, although that figure did include groom's stag trip abroad.
    • teddysmum
    • By teddysmum 6th Aug 18, 4:53 PM
    • 9,067 Posts
    • 5,411 Thanks
    teddysmum
    46 years ago, we had some help in buying our house (cash wedding gift from both sets of parents), but we cut back on the wedding as the deposit etc would take nearly all our savings.


    We cut back on relatives (what's the point of inviting those you haven't seen for 10 years), I made the bridesmaids' dresses, my dress was shop soiled,but was very cheap even after a specialist wedding dress dry clean, rings were bought in a sale, the reception was in a hired hall,using outside caterers and we economised by having monochrome photos (when colour ws at least 3 times as expensive). The only other full price items were the flowers, cars,church and fees (husband's suit being his birthday gift from his mum). The honeymoon was a last minute deal in a 'private hotel' in Llandudno. (no expensive in those days,foreign trips)


    This way,we bought a new 3 piece suite,bed, bedroom suite, carpets and curtains(only in the one bedroom to be used at that time).
    • Waterlily24
    • By Waterlily24 6th Aug 18, 6:22 PM
    • 1,012 Posts
    • 544 Thanks
    Waterlily24
    We got married in a registry office, we did the house up before we got married so all our money went on that. I had a fabulous house and do not regret not having a big wedding but we had a lovely honeymoon in Austria too.

    This was in 1971 and we are still together.
    • todayisagreatday
    • By todayisagreatday 6th Aug 18, 7:05 PM
    • 142 Posts
    • 89 Thanks
    todayisagreatday
    We eloped. Didn't want the fuss for one day when it ends up being about everything and everyone else. Best choice ever. I agree with a precious poster who mentioned the best weddings being the simple ones. By that depends on you both and preferences. Good luck!

    Ps if avoid the credit card option especially if they take debt into consideration when applying for a mortgage
    • SG27
    • By SG27 6th Aug 18, 8:03 PM
    • 2,369 Posts
    • 1,606 Thanks
    SG27
    One of the worst weddings I went to cost about 25K, although that figure did include groom's stag trip abroad.
    Originally posted by lincroft1710
    I have to admit I went to a wedding that cost 100k+ and it was the best wedding I have ever been too! (They could easily afford it so why not!)
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