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  • FIRST POST
    • poshandspecs
    • By poshandspecs 5th Aug 18, 8:48 PM
    • 62Posts
    • 17Thanks
    poshandspecs
    Car insurance whilst at university
    • #1
    • 5th Aug 18, 8:48 PM
    Car insurance whilst at university 5th Aug 18 at 8:48 PM
    Our daughter will be leaving her car at home whilst in her first year at university. Any tips on the best insurance for occasional driving please? Thankyou!
Page 1
    • NCC-1701
    • By NCC-1701 5th Aug 18, 9:14 PM
    • 262 Posts
    • 381 Thanks
    NCC-1701
    • #2
    • 5th Aug 18, 9:14 PM
    • #2
    • 5th Aug 18, 9:14 PM
    Where will the car be parked when she's away? Will anyone else be driving it when she's at Univ.?
    • poshandspecs
    • By poshandspecs 5th Aug 18, 9:33 PM
    • 62 Posts
    • 17 Thanks
    poshandspecs
    • #3
    • 5th Aug 18, 9:33 PM
    • #3
    • 5th Aug 18, 9:33 PM
    Itíll be parked at home & driven occasionally by me or my husband.
    • Nasqueron
    • By Nasqueron 5th Aug 18, 10:15 PM
    • 5,269 Posts
    • 3,196 Thanks
    Nasqueron
    • #4
    • 5th Aug 18, 10:15 PM
    • #4
    • 5th Aug 18, 10:15 PM
    When I was travelling I had my car parked at my partner's mother's house with her as a named driver, the car was driven only to keep the battery up and for the MOT, given where she lived they actually gave me a refund as the premium was lower.
    • agrinnall
    • By agrinnall 6th Aug 18, 8:31 AM
    • 20,709 Posts
    • 16,552 Thanks
    agrinnall
    • #5
    • 6th Aug 18, 8:31 AM
    • #5
    • 6th Aug 18, 8:31 AM
    You only really have 4 choices.


    1) Insure as normal, allowing driving whenever wanted.
    2) SORN and don't insure at all
    3) Laid up insurance which won't allow driving
    4) As 3 but take out day cover when driving is required

    2 combined with 3 might be possible but the car would have to be taxed and re-SORNed every time it's driven.


    You might get 1 more cheaply if you get cover for a very limited mileage.
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