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I do not want to go down the route of a DMP as my credit rating is slowly recovering so I want to keep on improving it. Im struggling to pay for petrol / food at the moment.
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Originally posted by zmblake
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Hi,
You mention a DMP is not for you as you want to improve your credit score, then in the same sentence you say you cannot afford food or petrol.
Sorry, but your priorities are all screwed up here, the solution is staring you in the face, yet you dismiss it out of hand in order to protect a made up number no one else ever see`s but you, also your actions with the bank wreak of desperation, no reputable firm will lend to you under those circumstances.
A workable budget is essential to good living, your essential bills come first, all unsecured credit debts are non priority, and come last in line, what is left is your disposable income, and can be used to pay your debts with, if that means debt management, then so be it, time for the trees to see the wood.
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