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  • FIRST POST
    • beanielou
    • By beanielou 31st Jul 18, 9:55 AM
    • 58,788Posts
    • 243,806Thanks
    beanielou
    Awesome August's NSD challange.
    • #1
    • 31st Jul 18, 9:55 AM
    Awesome August's NSD challange. 31st Jul 18 at 9:55 AM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 6
    • marmiterulesok
    • By marmiterulesok 12th Aug 18, 8:10 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    #3 today. Accidental but hey, I'll take it
    Originally posted by helsbell
    Well done!
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 12th Aug 18, 8:11 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    Going for nsd #11 today.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 12th Aug 18, 9:26 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    Going for nsd #11 today.
    Originally posted by marmiterulesok
    Spoke too soon.Just bought a book on Kindle.So nsd #10 it is still.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 12th Aug 18, 9:28 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    beanie do you still hear from rising and freeby?

    I haven't seen them around for ages...
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • apricity
    • By apricity 12th Aug 18, 12:24 PM
    • 124 Posts
    • 329 Thanks
    apricity
    Yesterday was an NSD,
    We did buy normal weekly food shopping
    and in the evening we did buy drinks & tea but the f.h purchased them so i'm not counting it.

    Today was a spend day. Purchased cola for the f.h as hes under the weather and fancied something other than sqaush .... i'll let him off
    SPC #017 - 0.50
    • beanielou
    • By beanielou 12th Aug 18, 8:23 PM
    • 58,788 Posts
    • 243,806 Thanks
    beanielou
    NSD no 11 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 12th Aug 18, 8:26 PM
    • 58,788 Posts
    • 243,806 Thanks
    beanielou
    beanie do you still hear from rising and freeby?

    I haven't seen them around for ages...
    Originally posted by marmiterulesok
    I see rising on FB.
    Not seen freeby around
    That is the one thing I dislike about MSE is that sometimes people come & go
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • SSDD23
    • By SSDD23 13th Aug 18, 8:30 AM
    • 460 Posts
    • 1,137 Thanks
    SSDD23
    Yesterday was NSD 8/15
    • Hopeless Case
    • By Hopeless Case 13th Aug 18, 10:00 AM
    • 888 Posts
    • 5,347 Thanks
    Hopeless Case
    Friday was 5/20, but didn't manage one over the weekend, ate out on Saturday and then did an extra shop outside of budget yesterday

    Today should be an NSD, just a small budget shop to do - I'm going to claim it as 6/20 and put the pressure on myself not to spend a penny extra!!

    That leaves me 18 days of August to fit in 14 NSDs , tight but hopefully doable. I'm away for a couple of days this week and will most spend on both, but nothing else planned for the month
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • s1n25
    • By s1n25 13th Aug 18, 10:40 AM
    • 113 Posts
    • 384 Thanks
    s1n25
    Morning all!!

    Friday and Saturday NSDs that's 7 & 8 in the bag. 8/15


    Sunday my sister was home for the weekend, lunch and drinks out in town.


    This week I'm having to go away with work which means spending money on food I hadn't planned for, still classing these days as NSD as I'll be able to claim everything back through expenses.


    Hoping for a full week of NSD!


    Happy Monday
    Debt Free Diary..."Start of a new chapter"
    Nov: Unsecured Debt : 2,900.. Bring your lunch to work 1/18..NSD challenge 5/20

    • SavingAFuture
    • By SavingAFuture 13th Aug 18, 12:48 PM
    • 114 Posts
    • 228 Thanks
    SavingAFuture
    Managed to get up to 4/12 yesterday.
    I've ruined it today - feeling poorly and got tempted by minstrels. Oops.
    Proudly on my debt free journey
    CC1: 0/2120.60 CC2: 860/3239.99
    • marmiterulesok
    • By marmiterulesok 13th Aug 18, 1:36 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    I see rising on FB.
    Not seen freeby around
    That is the one thing I dislike about MSE is that sometimes people come & go
    Originally posted by beanielou
    I'm glad you still keep in touch with rising.
    I hope that freeby is ok.The last few posts by her said she was ill....

    You're right though;people do come and go.Like me for a bit.I lost my way for a while :-(
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 13th Aug 18, 1:37 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    I've done some food shopping for my visitors but it's within budget so that's nsd #11 I think.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 13th Aug 18, 7:04 PM
    • 58,788 Posts
    • 243,806 Thanks
    beanielou
    NSD no 12 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • katsoocam
    • By katsoocam 14th Aug 18, 5:32 AM
    • 91 Posts
    • 275 Thanks
    katsoocam
    So only up to 5 days! This was spoilt by a takeaway - I do budget for one a month, and little one had been clustering feeding for 14 hours, so I had got nothing done for supper.
    I don't think I'm going to hit my target of 20 but will keep trying!
    Mortgage Balance: 309586.78
    Total Savings: 51221.04
    ISA: 156616.18
    3-6 Month Emergency Fund Challenge No. 107 15000/150000 100% Target Achieved
    Sealed Pot Challenge Number 11 No. 52
    • beanielou
    • By beanielou 14th Aug 18, 9:34 PM
    • 58,788 Posts
    • 243,806 Thanks
    beanielou
    NSD no 13.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • marmiterulesok
    • By marmiterulesok 15th Aug 18, 9:24 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    NSD #13 today.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 15th Aug 18, 10:06 PM
    • 58,788 Posts
    • 243,806 Thanks
    beanielou
    No 14 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • katsoocam
    • By katsoocam 16th Aug 18, 5:36 AM
    • 91 Posts
    • 275 Thanks
    katsoocam
    Well 14th and 15th both NSDs, today should be too, so that is 8!
    Mortgage Balance: 309586.78
    Total Savings: 51221.04
    ISA: 156616.18
    3-6 Month Emergency Fund Challenge No. 107 15000/150000 100% Target Achieved
    Sealed Pot Challenge Number 11 No. 52
    • Hopeless Case
    • By Hopeless Case 16th Aug 18, 6:35 AM
    • 888 Posts
    • 5,347 Thanks
    Hopeless Case
    Tues and Wed were both NSDs and today should be too so 9/20
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
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