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  • FIRST POST
    • beanielou
    • By beanielou 31st Jul 18, 9:55 AM
    • 57,364Posts
    • 234,843Thanks
    beanielou
    Awesome August's NSD challange.
    • #1
    • 31st Jul 18, 9:55 AM
    Awesome August's NSD challange. 31st Jul 18 at 9:55 AM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 5
    • s1n25
    • By s1n25 8th Aug 18, 10:22 AM
    • 104 Posts
    • 354 Thanks
    s1n25
    Hi All!


    Catching up from the weekend.


    Saturday was meant to be a NSD but the sun was shinning and we just couldn't stay in. Money spent on a few too many ciders... I made sure Sunday was an NSD because of the money spent on Saturday.


    Monday & Tuesday both NSD, food shop done but this was within budget.


    Hoping for another one today!


    6/15
    Debt Free Diary..."Start of a new chapter"
    Oct: Unsecured Debt : 3,846.. Bring your lunch to work 8/18..NSD challenge 8/20

    • marmiterulesok
    • By marmiterulesok 8th Aug 18, 1:39 PM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    Yesterday was #6 and today is #7.
    I payed two bills today but don't count this as a spend since it's essential.
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 8th Aug 18, 1:55 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    Doing well Marmite
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 8th Aug 18, 2:06 PM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    Doing well Marmite
    Originally posted by beanielou
    Thanks.You too beanie!
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • SavingAFuture
    • By SavingAFuture 8th Aug 18, 4:00 PM
    • 95 Posts
    • 185 Thanks
    SavingAFuture
    Finally got NSD #2 today! Got stuck there for a while...
    Proudly on my debt free journey
    CC1: 0/2120.60 CC2: 1300/3239.99
    • marmiterulesok
    • By marmiterulesok 9th Aug 18, 7:34 AM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    Hoping for #8 today.
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • SSDD23
    • By SSDD23 9th Aug 18, 8:16 AM
    • 306 Posts
    • 658 Thanks
    SSDD23
    Today will be NSD 7/15
    • beanielou
    • By beanielou 9th Aug 18, 3:10 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    Not one today.
    Some Colony candles very heavily reduced in a sale & some tablet to finally satisfy my sweet tooth.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 9th Aug 18, 5:03 PM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    Hoping for #8 today.
    Originally posted by marmiterulesok
    #8 claimed!
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • SavingAFuture
    • By SavingAFuture 9th Aug 18, 5:51 PM
    • 95 Posts
    • 185 Thanks
    SavingAFuture
    Completed #3
    Two in a row
    Proudly on my debt free journey
    CC1: 0/2120.60 CC2: 1300/3239.99
    • spudsmum
    • By spudsmum 9th Aug 18, 8:01 PM
    • 321 Posts
    • 1,792 Thanks
    spudsmum
    Yesterday was one - that's 3/7 already
    Originally posted by spudsmum
    Tuesday and wednesday were NSD - so thats 4 and 5 of 7

    Only two more to go!!
    Total debts 21050! now 18934.52 . 1% challenge 1641.25/15000 (10.94%) Total extra income made in 2018 2544.79 frugal budget 2018 6253/7600 Aiming for debt free at 40 - only 24 months to go!
    • SSDD23
    • By SSDD23 10th Aug 18, 3:13 PM
    • 306 Posts
    • 658 Thanks
    SSDD23
    Not one today x
    • beanielou
    • By beanielou 10th Aug 18, 3:33 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    Tuesday and wednesday were NSD - so thats 4 and 5 of 7

    Only two more to go!!
    Originally posted by spudsmum
    You can always increase your target
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 10th Aug 18, 3:34 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    NSD no 9 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 10th Aug 18, 4:27 PM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    No spends today so that's #9 in the bag.
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 10th Aug 18, 4:48 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    Well done Marmite
    Enjoy your weekend
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 10th Aug 18, 5:08 PM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    Well done Marmite
    Enjoy your weekend
    Originally posted by beanielou
    Thank you!
    Have a good one too.
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 11th Aug 18, 11:06 AM
    • 7,780 Posts
    • 35,349 Thanks
    marmiterulesok
    #10 today.
    NSD October 10/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 11th Aug 18, 6:51 PM
    • 57,364 Posts
    • 234,843 Thanks
    beanielou
    NSD no 10 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • helsbell
    • By helsbell 11th Aug 18, 10:50 PM
    • 203 Posts
    • 1,123 Thanks
    helsbell
    #3 today. Accidental but hey, I'll take it
    SPC 11, No. 062 DFD November 2020
    Aug 2017 B'card 5006.83 BoS 1086.59 MBNA 0 Total: 6093.42
    Aug 2018 B'Card 995.06 BoS 863.43 MBNA 3,644.98 Total: 5503.47
    9.68% paid off
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