NST - Achievable August

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  • Toni'sfriend
    Toni'sfriend Posts: 4,034 Forumite
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    Afternoon Turtles

    I slept really badly last night. I think it was because it was really hot and muggy so today I've done practically nothing today.

    Work on -Just been pottering about

    NSD 3/15.

    Update (Budgets) -Nothing done.

    Get (prepared for Xmas) - Spent a while browsing on Amazon and now have a list of books that I think himself will like but I'm going to leave it for just now and check if any of them are available in Waterstones on one of their deals. Can anyone recommend a good cookery book for one person? It's for the boy's birthday.

    Utilise (free activities in your area) - Haven't moved off the sofa.

    Share (money saving tips) - Nothing else springing to mind at the moment (unless you count not going near the shops!)

    Treat (yourself) -Manicure for later in the month (but I like the eyebrow idea as well)

    The Boy is coming for dinner at 7.00pm so once I've got that all over with I'm off to bed with a book.
    Have adventures. laugh a lot and always be kind.
  • greent
    greent Posts: 10,671 Forumite
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    Aim[/B] - Think I've not only got my 1st NSD, but ended up with more money, as I returned an item :D

    Update (Budgets) !!!8211;done.

    Get (prepared for Xmas) !!!8211;Have written list of bdays between now and end of Jan and Xmas list. Will fill in with what Ive got and start to work on gaps. I still need to finalise my list and come up with more ideas of what I'd like from people (eg: my mum)

    Utilise (free activities in your area) - not really applicable today - only place we've been out is to return an item, post a flebay item and to a friend's house. But have made Hama bead pictures at home :)

    Share (money saving tips) I make laundry gloop using freebie hotel soaps (my husband stays away with work most weeks) and use white vinegar as a softener (although don't even bother on every wash)

    Treat (yourself) !!!8211; I think I'll use my £3 towards getting my eyebrows done (waxed and tinted) - haven't had them done for over a year :) Will try and be organised and book it next week for later in month (although we are away in a forest next week)

    Very sleepy right now - planning an early night
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 14,708 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Today I am grateful for free and fascinating museums, for the lovely staff on reception chatting with me and explaining things, for dd being interested in what we were looking at, for bumping into my friend in town, for simple healthy food, for going for a lonnnnng walk this afternoon, for time with my friend, for calamine lotion (pesky bed bugs!).
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Kerry_Woman
    Kerry_Woman Posts: 3,133 Forumite
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    NSD today 3/20.
    Did some voluntary work this afternoon in London. Got travel and refreshments paid for.
    Taking it easy now as was not feeling well earlier on.
    Frugal Living Challenge 2024 Mortgage free as of 1st August 2013
  • laurenh1
    laurenh1 Posts: 770 Forumite
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    Greetings from Italy :)



    Just a quick check in!



    I have not had any spend free days however I am not doing badly. We have been at the beach most of the day armed with pre-packed snacks & drinks. I had so much fun jumping in the waves with my boy & I was reminded that actually they don't really need money thrown at them & physical things.



    I have stocked up on pasta to take home and I have so many euros left that my brother bought some off me in exchange for pounds so I'm actually £20 up.


    The heat is a little overwhelming. I almost fainted on the train on my way , luckily some very kind later noticed I'd gone white & gave me some water & sat me down in the air con part & I felt instantly better.


    Will do a report properly once I'm back!



    PS- I iron. It always needs it. Is there a way to dry that I don't need to iron ?? Teach me !!:rotfl:
  • swimminginaseaofdebt
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    Evening everyone :hello:

    Day 4 progress is as follows:
    • Aim for 15 NSDS - 1/15
    • Update (budgets) - spends are at £113.24/£350. £1.27 added to the EF to date
    • Get prepared (for Xmas) - no progress
    • Utilise (free activities in your area) - no progress
    • Share (money saving tips) - take all you electronic devices to work so you can charge them at your employers expense thus saving you money on your own electricity bill :)
    • Treat (yourself) - bought my face masks. 2 were on sale so I got 3 for £2 :j
    • Read as many books as possible - 1 book finished, 1 book in progress
    • Batch cook for the little one - 4 portions of vegetable soup cooked and frozen
    • Make £50 additional income - £3.76 made to date

    Still not doing good on the patience thing.....
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    NSD 2 today :D. Went out for lunch for my gran but she very kindly paid. Have decided that I'm going to use my treat money to buy a bag of ground coffee from a local place I love.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • f0xh0les
    f0xh0les Posts: 6,877 Forumite
    First Anniversary Mortgage-free Glee! Photogenic Name Dropper
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    Today should be NSD 2

    Just tidying and pottering about planned.
    In an odd mood.
    Elderly relative is back in hospital - I am feeling manipulated and annoyed and trying not to be.

    It is 27 degrees here until Wednesday when it plummets to an icy 24 degrees, no rain until next weekend. Phew!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Fmess
    Fmess Posts: 2,920 Forumite
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    Hi all,

    I keep meaning to logon on my laptop and do a proper starting post but the days are flying by!

    My aim this month is to get back into my debt reduction ways and get back to having a savings pot. This was wiped out when a unexpected £500 was needed and my savings pot was £200 and everything and two holidays later, it all spiralled out of control. However, I am at my second job for the summer so I am determined to get back on an even keel before the next term starts.

    I have mamages 3 SFDs so far and just been to a dog festival where I only spent £10 (£5 lunch and £5 dog treats). No I am back to lying in the garden in the shade, this weather does make me less productive!

    Quite pleased as I!!!8217;ve made £112.50 at my temping job this week. I owe £50 to myself and the rest Witt be split between socialising/food, saving and reducing my debt.

    My tips for saving money include using half a dishwasher tablet each time (think someone else said that) and half a face wipe up remove eye make up (I find them way too big for one use). I also buy nappy bags (50p for 300) to use to clear up after the dogs as their bags are about £1 for 50. Lastly, when it!!!8217;s cooler, I leave the oven door open when it!!!8217;s cooling after use so the residual heat can heat the kitchen.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • DawnW
    DawnW Posts: 7,440 Forumite
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    I haven't managed a proper starting post this month either :o but thought I would chip in anyway!


    Did a big shop (for me) this morning, spent just over £59, but had a voucher for £7.50 off a £50 shop :T I usually struggle to spend as much as £50, but decided to stock up a bit, and also did my monthly £5-ish donation to the local food bank - I spend about £5 at the beginning of each new month on items they request on their FB page :) Anyway, due to the Sainsburys voucher, my donation didn't cost me anything this time :D


    OH has picked a big washing up bowlful of spinach, so I need to deal with that - I bought Sainsbugs basics version of feta cheese and some filo pastry, so will make a Greek spinach and feta filo pie - I can't spell the Greek name for it :o Anyway, it always looks and tastes good, and costs not much at all! A packet of filo is enough for a couple of pies at least, so I will freeze what is left.


    My moneysaving tip is to use your freezer - go through what you have in your fridge, veg rack, fruit bowl etc, and if it looks as though it will go off before you can use it, freeze it for later :) Even things like half a pepper, a single bendy carrot or a stick of celery will come in handy when you are cooking, and as an added bonus, will be ready prepared. I only blanch things that will be kept for a long time (for example beans from the garden) - little bits and oddments of veg can just be washed and chopped up, put in a bag or tub and frozen. Fruit - apples are peeled and sliced, for use in cakes, crumble, pies etc, bananas can be mashed for banana bread /cake (a squeeze of lemon juice keeps them nice and pale if you worry about that kind of thing), lemons and limes can either be cut into wedges or juiced / zest grated. Oranges, any kind, I freeze whole for marmalade. When the bag is full, I boil it up!


    And while on the subject, freezer bags, particularly the more substantial type, can be washed out and reused - we all want to reduce plastic use, don't we? I don't reuse any that have contained meat, fish or anything greasy, but if they have only had bread slices or veg in them, why not? I just wash them out and peg on the line to dry. OH wonders what the neighbours think..... do I care? I do not! :rotfl:
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